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� ` 2� 1 ��3831 . , , o . � . promissory n�te is rep�aced, the Lender hereby indemnifies me against any i�ss associa�ed with a demand on the original note.A11 documents the Lender requests of rne under this Sectian 4.�. shal� be referred to as"Documents." I agree to deliWer the Documents within ten�10}days after I receive ' the Lender's written request far such replacement. �. That the mortgage insurance premiums on my Loan, if applicab�e, may increase as a resuifi of the capitalizatian which will resuit in a higher t�tal monthiy payment.Furthermore,the date on which I may request cancellation of mortgage insurance may change as a result of the New Principal Ba�anee. F. ��RRECTI�N AGREEMENT: The undersigned B�rrower�s}, for and �n c�nsideration of the approWal, closing and fi�nding of this Modificativn, hereby grants, We��s Far�o Home Mortgage, as lender, limited power of attorney to correct andlar initiat a�l typographical or clerical errors discovered in tihe Modification Agreement required to be signed. In the e�ent this limited power of attorney is exercised,the undersigned wi�l b� notif�ed and recei��a copy of the document execut�d or initia�ed on their behalf. This pro�rision may not be used to modify the interest rate, mvdify the term, madify the outstanding principal ba�ance or modify the undersigned's m�nthiy principai and iiiterest payments a.s modified by this Agreement.Any of these specified changes must be executed direct�y by the undersigned. This �imited power vf attarney shall automatical]y t�rminate in �20 days from the clnsing date of the undersigned's Modifcation. Q. If the mortgage is a bivv�ekly mortgage with payments due e�ery two weeks, thraugh the attached modification agreem�nt,the Loan witl con�ert t�a M�NTHLY payment schedule.Ta accommadate month�y payments, in�erest will be charged based on a 12 month year and a 3� da}r month.As part r of the can�ersion from biweekly to monthly payments,any automa#ic withdrawal af payments�auto drafting} in effect �vith Lend�r for the Loan is cancel��d. �ompl�te �he enclvsed Automatic Loan Paymen�Authorization fvrm to establish automatic payment draft�ng. R. If my Loan Documents go�ern a horne equity loan or line af credit, then Y agree that as of th� Modification Effecti�e Date,I am terminating my r�ght to borrow new funds under my home equity loan ar��ne of credit.This means that I cannot obtain additional advances and must mak�paym�nts accord ing to thi s Agreement. �Lender may haWe pre�ious�y termi nated or suspended my right to obtain additional ad�ances under my home eyuity loa.n or line of�redit and if so, I cnnfirm and acknowledge that no additional adWances may be abtained.} , S. By signing �his Agreement the Borrower hereby �onsents to being contac�ed cancerning theic loan at a�ly ce�lular or mabile telephone number they may ha�e. This inciudes text messages and telephone calls includrng the use of autornated dialing systems tfl cantact any celiular or mobile teleph4ne. The Borrower may be billed by the cellular or mvbile carrier for any text messages that Lender may send. Any cal�s Lender places to the Borrower's cellular ar mobile phane may incur norma�airtime charges assessed by the mobile carrier. All Borrowers are required to sign and date this Agreement in b�ue or black ink only as yaur name appears below.�f signed using any other calor or method,the dflcument wi�l nat be accepted an�another copy of the Agreement wrll be sent to you to be signed. , By signing be�ow,a�l Borrawers certify they have read th�s Agreement in its ent�rety,that all Borrowers know and understand the meaning aad intent af this Agreement and that a�l Borrowers enter int� th�5 Agreemeat knowingly and�oluntari�y. By s�gning below,ai�Bnrrowers agree�o atl terms and conditioas described on e�ery page af this Agreemen� Wells�argo Cusram Hame Affnrdable Madi6c�tion Agreement-llina-G5E 1�042U I�_329 74g j�� Page 7