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2� 1 ��3733 <br /> a�l ���orrvw�r's righ�s and benefi�s under�h[s Securi�y Cnsfrument. B��r�wer sha�f n�� b� r�i�as�d fr�m <br /> Borraw�r's obiiga�i�ns and li�b'r�ity under this �ecurity ln�trum�n�unless Lend�r agrees t� su�h r�l�ase �n <br /> wri�ing. Th� c�ver�an�� and �gre�m�nfs vf fih�s Securi�y [nsfirumen� sh��i b�nd �ex�ep� �s provid�d in <br /> Se����n ��} and��en�fi�the su�ces��rs and assig ns af�ender. <br /> �I�. Loan �har���. L�nder may �harg� �ar�ower fe�s far s�nr���s p�rformed �n c�nne��ion vui�h <br /> Borr��ver'� d�f�ul�, f�r th� p�rpos� of pratec�ing L��nd�r's in��rest in fihe Prap�r�y ar�d rights unaier �h�s <br /> S�cur��y �ns�rumen�, includin�, �u� n�� �tmi�ed to, �t�orneys' f���, property insp�c�ior� �nd vaIua��an f��s. <br /> �n �regard �ta any �fih�r fees, th� absen�e �f ex�r�ss au�hQri�y �n �his Securi� �n��rumen� �v �ha�g� a <br /> s�e�ifi���e�� Borr�w�r�halr r��� b� ��r�s�rued as � prvhi��tian an th� �harg�ng �f su�h fee. L�r�der may <br /> no�char��fe�s th�t ar���cp��ss[}��rohibited ���his�ecuri�y ins�rument or by Applica��e Law. <br /> !f �he L�an is �ubject �o � law wh��h 5��5 ma�cimum ��an charge�, and �ha� �aw is finafly <br /> interpre�ed s� that �h� inter��� �r ofih�r �aan ��harg�s c�ll�c�ed ar �o b� c�ll�c�ed ir� ��nne��Eon �i�h �h� <br /> L��n �acce�d �he p�rmi���d [imi��, �hen: ��} any such �i��n ch�rge sha!! b� r�du�ed by �h� amoun� <br /> necess�ry �v r�duce �h� �ha�-g� �� th� permi��ed 1�mi�; and �b� any sums alr�ady ��I��c��d fr�rn Borraw�� <br /> �rvh�ch ex���ded �ermi���d limifis`nr��� ��r�funded �a Borrower. L�nder may�h�ose t� mak��his refund by <br /> r��ucing �h� principal �wed under �h� No�e ar by making � dir��t p�yment to B�r�vwer. �fi � refund <br /> �edu��s princ�pal, �he r�duc�ian will b� �rea��d a� a p�rtial prep�ymen�wifih�u� any prep�ym�nt �h�r�e <br /> �whe�h�r vr n�t a pr�paym�n�char�e �� provide�f�r und�r�h� N��e}. B�rrvw�r'� aGc��tanc�of any su�h <br /> refund m�de b�r dir��t paym�nt�� ���row�r wii� cor�s�i�u�� a wa�v�r of any �ight�f a�t��n B�rr�w�r mi�hfi <br /> have ar��i�g �ut�f sucf� ov�rchar�e. <br /> '�5�. N�tic�s. ��� n�t�ces giv�n b� B�rr���r�r Len��r�n ��nn����vn �vith this Securit�r [nstrum�n� <br /> mu��be in writin�. An}� no�i��to Borr�w�r in c�nne�tio�wi�h �his S�curi�y lns�rum�nt shal! b�d�em�d to <br /> have beer� giWen to Barraw�r �nrhen mailed �y first c�ass m�i� or when ac#ualiy d�liver�d �� B��r�Uv�r'� <br /> no�i�e addr�ss if sent by a�her me�ns. hla�i��tv�n� ane B�rrow�r sh�ll �an����u�e r���i�e�a�Il Barr�wers <br /> unl�ss Appli�able La� �acpr�ssfy r�qui��s �therwis�. The no�ic� addr�ss shali I�e fih� Pr��er�y I�ddress <br /> unless �orrow�r has desi�nated a substi�u�� n��i��ad�r�ss �y n��ic��� L�nder, ��rro�r�r sh��� pr�mpfily <br /> n�t�fy'L�n�er��f B�rrow�r's chang� �f addr�s�. If�Len��r�pe�i�i�s a prvicedu�� for r�potti�� �arr�w�r's <br /> c��nge af address, �hen B�r�ower�hall Qniy r�part a char�ge �f ac�dr���fhr�ugh�ha��pecEfi�� pr�c�dur�. <br /> Ther��may �� anly on��desigr�a��� no��ce ad�re�s und�r�his Security��ns�rument a�any�n� fiime. An�r <br /> n�tic� t� Lender shal[ be giv�n by d�liv�ring i� �r �y ��nailing �� by f rs� class m��! to �Lend�r'� address <br /> �tated h�rein �unfe�s L��d�r �has d�signa�ed anoth�r addr�ss �by n��i�e �� B�rr�wer. �n,y nQtic� rn <br /> cannec�ior� wixh �his S�cur��jr {ns�rumen��h��� no� be de�m�d #� hav� �een given tv L.�nder un�i! aGtually <br /> rec�iv�d �y Lender. �f any n��ic� re�uir�d 1oy this �e�urity Ir�s�rumen� is aiso requi��d und�r Applicabj� <br /> Law, th� Appli�ab�� Law r�quirem�n� will �a��sfy �he c�rre�p�ndin� requirem�n� ur�d�r �his S��urity <br /> In�trum�nt. <br /> �!�. ��vernrn� Lav�r; 5ever�failxty; Ru��s �f �onstru�tivn. Thi� S�cur�ty [nstrumen� shal� be <br /> g�v�rned by federal lavv and �h� l��v ���h� jurisdi�t�vn in which �he Proper�y i� laca��d. A21 righ�s �nd <br /> vbliga�ions c�n�aine� in �his 5��uri�y Ins�rumer�� are sub�ec� �o �ny requir�men�s and �im���ti�ns �f <br /> �Ip�li�able L�w. Appli��bl� Law m�gh� �xpli�itiy ar im�licE��y aE�vw th� parties �� a�r�� by c�ntra�t �r it <br /> migh���silen�, bu�such s���nc�s�all not be cansf�ued a�a pr�hi�€ti�n agains�agr�em�n�by c�ntrac�. [n <br /> �he �vent that any �r��i�i�n vr cl�us� �f �his Se�u�i�y lns��umen� ar �he No�e cvnf�ic�s with App�i��bfe <br /> Law, such confli�� shaIl no� �ffec� ��her provisions of this �ecur��y [ns�rum�n� Qr the Not� whi�h can be <br /> giW�n ��fe�t without�he�anflic�ing,pr�visior�. <br /> As us�d in thi� S��urity Instrumen�; �a}w�rds of�h� masculin� g�nd�r �hall mean and includ� <br /> c�rr�sponding n�u��� �vords �r words af �h� feminin� g�nd�r; ��}wor�s in �he �ingular sh�l� m�an and <br /> inc�ude the ��ural �nd vi�� �ersa; and �c}the v�rvrd "may" gives sal� di�cr���on vt�i�h��t any obti�a�i�n �o <br /> �ake any ac�ian. <br /> �'T�� Borro�rer's C�,py. B�rrow�� shal� be g�ven �ne c�py �f �he Nofie and of this S�curi�� <br /> ln�trumen�. <br /> 1 <br /> * 6 9 � � � � M C M fl R T p � T � <br /> N�BF�AS�iA�--Single Fam�1y-Fannie MaelFreddie�Vfa�UNiF�RM 1N5TRUMENT Farm 3��8 �10�1 �page�0 of 74 pages� <br /> Acc�ntur�Mortgage Cadence Dv�ument Center O 3�27 Q�1'!4 <br />