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<br /> wai��Borrower's obl�ga��on to pay to Lendc:�- ��unds for�ny or all Escr•ovv�te�ns at any time. Any sL�ch wai�er rnay
<br /> only be in writin�, it1 the e�ent of such wai�e�-, Borrowei•shall pay dire�tly, when and w��ere payable, the a�nau�7�s
<br /> due for any Escrow Items fo�• which pay���ent of F��r�ds h�s beet� waived by Lender• and, if Lender rGquires, shall
<br /> furnish �o Lender z•eceipts e�idencing such payment within such time period as Lender may rec�uire. �3orrovvez�'s
<br /> obligati�n ta �nake such paymer�ts at�d to pro�ide receipts shall for all purposes be d�emed �o be a co�enan� �nd
<br /> agreemeY��c�n�air�ed in t��is Security Irlstrument, as the p��z�ase "ca�enant and abreemen�'" is used it� Sectioil �. If
<br /> Bfl�-rower is obligated to pay Escro�v Itetns directly, pursuant�o a wai�e�•, ai�d Borrawer fails to pay the atnoun�due
<br /> for an Escrow I�em, Lender may exercise its rights u��der Section 9 arld pay such a���oun�and Barrawer shall then be
<br /> obI igated under Section 9 ta repay�o Lender atly such amou�lt. Lender may re�vake�he waiver�s to any or al� Escrovv
<br /> �t��ns at any tiri�e by a nati�e gi�en in acco��dance with Sectian 14 and, upon such re�ocation, Borrou�er shall �ay ta
<br /> Le�lder �.�[ Funds, and in sucl� ai��ounts, �hat are�hez� req�zired ut�der ���ts Section 3.
<br /> Le��de��may, at any titne, co�lect and l�old Funds ii1 ai�arnoutl��a}suff ciei�t to p��•mit Lende��to�.pply���e F��nds
<br /> at the time specifi�d Linder �tESPA, and�b� tlot to �:xce�d t�1e���aximum al��oui7t�lender can requir�under RESPA.
<br /> Lender shall estiinate the amo��nt of Funds due on t��e basis af cu�-�•ent data and reasonable estirnates of expenditu��cs
<br /> of future Escrow r�ems or othervvise in accordan�e with Applicable Law.
<br /> The Funds shall be held in ar� it�stitutian whose depasits are insu��ed by a federal agency, instrumentality, or
<br /> ent��y �inc�uditlg Lender, if Letlder is an institution w�zose deposits are so ir�sured} or in any Federal Hame Loan
<br /> Banl�. Lender shall apply the Funds t�pay the Escraw I�e�r�s ��a �ater�han the tii��e spe�ified unde�� FZESP�. Lender
<br /> s�1all t�ot�ha�•ge Bo��rovver faz•��olding atld�.pplying t��e Fu�ids, annually �naly�i��g t�ie escraw acco��t�t, or verifying
<br /> the Escraw Itezns, ut7less Lendet- pays Borrawer it�te��est an t�1e Funds at�d Applicabl� L�.w pe�-rnits Let�de�- ta ii�ake
<br /> such a chai•ge. Utzless an agx•e����et�t is r��ade in r,v�•itii�g at•Applicabl� Law��ec�ui�•�;s i��teres�to b�paid on th�F��nds,
<br /> Lender shall not be required ta pay Borrawer any in���•est ar earni�lgs an tl7e Funds. Borrower and Lender cat�agrc;e
<br /> in writing, howe�er, that interest shall be paid on t��e Funds. Ler�der s��all �iWe�o B��-rou�er, wi�hout charge, an
<br /> annual accaunting of the Funds as rec�uired by RESP�.
<br /> If there is a surp�us of Fur�ds held i�� escrow, as defined undei� RESPA, Lei�der shall ac�ount ta Borrovver for
<br /> the excess funds in accordance with RESPA. If there is a shoi-tage of Funds he�d in escrovv, as defined under RESPA,
<br /> Lender s�7all na�ify Borro�rer as required by RESPA, and Barrowex•s��aI�pay to Lender the amount nec�ssary to z��ak�
<br /> up the s��or�age �i� accordance�vi�h RESPA, �]Llt It1 I1Q 117a]-e t�7an 1 Z rnont���y pay�n�n��. If�here is a deficiency of
<br /> Funds held in escravv, as def ped under RESP�1., Lender shall not�fy Boi-rower as rec�uii�ed by RESPA, and Borrower
<br /> s��all pay to Lender the amount necessary�o make up�he deficiency ir� accordance wi�h �ZESPA, bu�i��no mor�t�1�n
<br /> 12 monthly payments.
<br /> Upoi�payt�zent in full of a�1 su���s secured by tl�is Security Instrument, Lender shall promp�:ly��efui�d�o B�rr�wer
<br /> any Funds held by Lende��.
<br /> 4. Charges; Liens. Bori•ower shalI pay all tax�s, assesst��et�ts, charg�s, f nes, and impos�tions attributable to
<br /> ti��e Property which can att�in p�-io�°ity aver �his Securi�y Instrume���, leaseho�d payments or ground rents ot� the
<br /> Praperty, �f any, and Cotil���uni�y Association L�ues, Fees, and Assessments, if any. To�he extent th�t these i�ei7�s
<br /> are Esc��ow Itel��s, Bar�-owet• shall pay them in ���e i��at�r�er p�•o��ded in Sectiot� 3.
<br /> Borrnwer sha�l proinptly discl�arge any lietl w��icl� �Zas p�-iori�y a�eF-this Security Inst�-ume��t unless Barrawer:
<br /> �a}agrees in writing to�he paymen�a#`the oblig�tia�� secured by�he lien it7 a ma��nec•acceptable ta Let�der, but ot71y
<br /> so long as Borrower is pe�-fot•m�nb such a�re�ment; �b} coiitests the �ie�� in go�d fai��� by, or defe��ds a��it�st
<br /> enforcement af the��en in, legal proceediz�gs wl�ich ii7 Les�der's opiniail operate�o pre�ent th���Zforcex�net7t of the�ie��
<br /> while those px-oceedii�gs are pet�dii�g, bL�t ot�ly until sLzch pt•ace�di�7gs are cailcluded; o�- (c} sec��res f��oin the holdez-
<br /> of the lien an agreetnent satisfactory �a Lender subordii7atit7� the lien to this Security Inst��umen�. I#' Lendet�
<br /> determit�es tha�any part af the Pr�perty is sub��ct to a liex� wh�ch can attain p��iority oWer this 5ecuri�y Ir�s�ru�nent,
<br /> Lendet• may gi�e Borrawer a natice ident�fying �he Iien. '�Vit�iin 1� days of the datie on which th�t natrce is �i�en,
<br /> Borrawer shall satisfy the lie�� o�� �alce one o�- more of t}�e acrions set forth abo�e in�his Sec�ion 4.
<br /> Lender may rec�uire Barrowe���o pay a one-�iaa-��charbe fot�a real estia�e tax�erification andla�-�-epor�ing ser�ice
<br /> used by Lender in cont�ec�ion vvi�h this Loan.
<br /> NEBRASKA-5ingle Family-UNfF�RM �NSTRUMENT �����������-��� L�:,
<br /> M�DIFIE� F�R DEPARTMENT QF VETERANS AFFAlRS - MEf�S www_daemagi�.corn
<br /> �Rev. �1�1} Page 5 ot �4
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