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2� 1 ��3� 1 � <br /> requ�r�d by RESPA, and Borrower shall pay �o Lender the amount nec�ssary�o ma.�e up the defzciency in <br /> ac�ordanc�wi�h RESPA, bu�in no rnore than �� monthl�payrnents. <br /> Upon paym�nt in Fu�� �f a�1 sums secured�y �his Security �nstru�xzent, L�nder shali promp��y refund to <br /> Barra�er any Funds he�d by L�nder. <br /> 4, Charges; Liens. B�rr�wer shall pa� a�� �axes, assessments, charges, f�nes, and�mpns�t�ons at�ri�u�able�a <br /> the Proper��which can attain prior�ty av�r th�s 5ecurity Instrument, �easehn��paymen�s�r gr�und r�nts on <br /> �he Proper��r, if any, and��mmunity Assoc�a��on Du��, Fees, and Asses�men�s, xf an�. To �h�e�.ten��hat <br /> th�se items are Escraw �t�ms, Borro�v�r sha��pay �hem in the manner pro�id�d �n S��t�fln 3. <br /> B�rrower sha�l pramp�ly dxscharge any �i�n which has pr�flrity�ver this Secur�ty �nstrumen�unl�ss <br /> Borr�wer: �a] agrees in wr���ng ta th�pa�ment of the����gation secured by�h���en in a manner acceptab�e <br /> t� Lender, but an��so �ong as Borro�er is perfar.ming su�h agreement; �b}c�ntests �he li�n in g�od fa�th by, <br /> or defends against enfnr�en�.ent of the Iien in, legal proceedzngs wh��h in Lend�r's�pini�n flperate��pr�verzt <br /> �h�enf�rcemen�af�he l�en wh�l�th�se proceedings are pending, but�n�y until su�h pr��eedings are <br /> conc�uded; or�c} secures fr�m the ho�der of the l�en an agreement satisfact�ry �o L�nd�r subord�natxng the <br /> ���n to th�s Securi�y Instrumen�. �f Lender determines�hat any par�of the Pr�per��r �s sub�ect tn a��en whiCh <br /> ca�atta�n priority over�h�s Se�uri�y �nstrumen�, Lender may gi��Borr�wer a n���c��den�if��ng�he��en. <br /> �ith�� ��days of the da�e nn wh��h tha�notxce zs g�ven, Borr�wer sha�� satisfy the���n ar�a.�e ane ar mor� <br /> of�he a�tions set for�h ab�ve�n th�� Section 4. <br /> Len�er ma�requ�re B�rr�wer�o pay a one�time charge far a real esta�e tax veri�ca�ian an�lor repor�ing <br /> service used by Lend�r in connec��on with this Loan. <br /> 5. Prope�ty �nsuran�e. Borrawer sha�� ke�p�he improvements now exis��ng or h�reafter erected on the <br /> Prapert� �nsured aga�ns��oss by fire, hazards �nc�uded w�thin�he t�rm "extended caverage," and any other <br /> hazards in��uding, but n�t�imited�a, �arthquakes and f�o�d�, for which Lender requ�res �nsurance. Th�s <br /> insurance�ha��be maintazned in�he amounts �inc�ud�ng�ieductible�e��is} and for�he perzods tha� Lender <br /> r�quires. 'VL�ha� L�nder requzr�s pursuan�t��he preceding s�ntenc�s can cha�age during the��r�n of�he Loa�a. <br /> The insurance carr��r pr�vidzng the insurance sha�l be chosen by�3�rr�wer subject to Lender's right ta <br /> disapprov�B�rrou�er's�hoice, which r�gh�shall not be���rcised unreasonab�y. Lend�r ma�r�quire <br /> Borr�wer t�pay, in cannec�ian�vi�h this Loan, either: �a) a ane-time charge for f�ood z�ne det�rnvinat��n, <br /> c�r�if�cat�on and track�ng ser�ri�es; �r�b} a one-��rne charge for fl�ad zone de�ernuna��an and cer���ca��on <br /> services and subsequent charges ea�h time r�mappzngs or simiiar changes occur which reasana�ly m�gh� <br /> aff�ct suGh determina�ian or cer���cat�on. Borr�vv�r sha�� als�be responsible for the paym�nt of any fees <br /> impased�y the Federa.� Emergen�� N�anagement Agency �n connection w��h�he r��iew of an�f��ad zone <br /> d�ternv.nation resu���ng fram an abjection by Borr�wer. <br /> �f Barrower fails t�ma�n�ain an�of the coverages described above, Lender may�b�a�n��sura.�.ce coverag�, <br /> at L�nder's optian and B�rrnw�r's�xpense. Lend�r is under no�bligati�n�a pur�hase any pa��cu�ar��rpe❑r <br /> arnaunt of coverage. Therefor�, su�h cov�rage sha��cover Lender, but rn�ght�r m�ght not pr�tect Borr�wer, <br /> B�rrower's�qu�ty �n the Prap�rty, or the cant�nts of the Praper�y, aga�nst any ris�, hazard or��ab���t�r and <br /> �night provide greater or�esser coverage than was pre�iously in effec�. Barr�wer acknowledges that�he�ost <br /> af the insurance coverage so ob�ained might signifzcan��y exceed the cast af insurance�hat B�rrflwer c�u�d <br /> hav��btained. Any amounts d�sbursed�by L�nder under this 5ec�i�n S shall became addi�iona�de�t of <br /> B�rrow�r secured by this Secur�ty In�trument. Thes�amounts shall bear zntere,��at the Note rate fram�h� <br /> date of disbursement and sha��b�payabl�, with such �n�eres�, upan notice from Lender��B�rro�r�r <br /> reque�ting payment. <br /> NEBRASKA-5ingle Family-Fannie Mael�reddi�Mac UNIFORM INSTRUM�NT �orm 3�z8 1 tq� <br /> VMP� VMPfi�N���13�2� <br /> Walters K�uw�r�inancial 5er�ices Pa�e fi o€�7 <br />