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2� 1 ��3475 <br /> (i}�orre�t the ma�ter vvhi�h result�d in th�Secur��y Instrume�.��or�inb due an�i paya�le; or <br /> �i�)Fay the balanc��n ful�;or <br /> �ii��Se��the Proper�y f�r the I�sser�f�h�ba�ance or ninet�-�fi�e�95°�0�of the apprai�ed�va�ue <br /> and a�ply�h�net prt��e�ds�f the sa�e t�ward the ba�ance;or <br /> (���Pravrde the Lender v�rith a d�ed-in-��eu of f�reclosure. <br /> �f]N��ice�a Seere�ary and E�i�ib��Non-B�rrovvinb Spous�e.Lender shal�n4tify���Secreta.ry <br /> and an�Eli�i�ie Nan-Borrawxn�Spouse wh�never any event�ist�d in Paragraph ���b)a�d�c} <br /> o�curs during a Def�rrai Period. <br /> �g)Trus�s.Canveyance of a Borrow�r's�nteres�in the Prop�rt�to a trust whi�h meets the <br /> requiremer�ts of th��ecr��ary,or c�nve}�ance Qf a�rust's infer�sts��the Praperry�o a Borrawer, <br /> shall n�t be consid�r�d a conveyan�e for purp4s�s of�his Paragraph I�. A trusx sha�l no�b� <br /> �onsidered an occupa��or b�consider�d as ha�in�a Pr�ncipal Resrden�e for purpases Qf th�s <br /> Parabraph ��. <br /> 11.Nv Def�ciency Judgments.Bor�rflwer shall have na pe�rsonal liabi�i�for payment of the d��� <br /> secur�d b�this Se�uri�y Ins�.rument.Lender may en�orc�the debz only throu�h sa�e of�he Proper��. <br /> Lender shal�no�be p�rmi�ted�v abtaxn a def ciency j udgment agaxns�B��r�we��f the S e�urity <br /> �ns�rumen�is forec�osed. <br /> 1�.Reins�atement by Borro�7�r. B�rrov��r has a right�o be reins�a�e�i if L.ender has r�quired <br /> immedia�e pa�men�in fu��. �'h��ri�h�app��es e�en af�er foreclosure�r�ceedinas are�ns�ituted. To <br /> r��ns�a�e this Secur��y Ins�rumen�, �orrower sha�l corre�t the conditian wh�ch r�sulted�n�he <br /> reqUrreme��for immed�at�payment in full. Fareclasure casts and reasonable and custamary at�orney's <br /> fees and�xpen�es pr�perly ass�cia��d wi�h th�fareclosure proceeding sha�l be added to�he Pr�ncipa� <br /> Ba�an�e. �pon r�in��a�em�n�by B�rrou�er,this Security�nstrument and th�ob���ations tha�it seGures <br /> sha�l rema�n in effec�.as if Lender had no�re�uired immediate payment ir�ful�. Ho�ve�er,Lender is n�t <br /> required tQ perm�t reins�at�m�nt�if. �i�L�nder has a��epted reinstatement aftier the�omm�ncement of <br /> foreclosure prae�edings w�thin two����ears zmmediat�ly pr�ceding�he commen�ernen�of a��xrr�nt <br /> foreclflsur�proceed�r��,[ii�ze�ns�a�emen�wil�preclude forcc�osure on differen��rounds in�he fu�ur�,or <br /> �iii}reinstatement wi�l adversely affe�t the priority af the Security�nstrurnent. <br /> 13.Deferral Per�od Reinstatement. �f a I]eferral Period ceas�s or�ecomes unavailab�e becaus�a <br /> No�-Borrowing Spouse no longer satzsf es the�ua��f}ain�Att�i�u��s for a D�ferral Period and has <br /> be��me an Inelig�b�e Non-Borrowin�Spouse,n�ither th��ef�rra�Per�od nor�he Security�ns�rument <br /> may�e reinsta�ed. Zn the ev�nt a Deferra�Perind ceases because an obli�a�i�n of�h�No��,the Loa.n <br /> Agreemen�,or thrs�ecuri�y�ns�rument has nat been me�or�he No�e has becflme�l�gible�o be�all�d <br /> due and paya��e and is in d�fault for a reason o�her�ha�death,an Eligib�e Non-�orro��ng Spause may <br /> have a Deferra�Period and th�s Securi�y�nstrument reins�ated�ravided th.��the condition whi�h r�sult�d <br /> in�h�Deferral Per�od ceasing i�correc�ed wi�hzn thir�y�3�}days. A L�nder may require the�ligibl� <br /> Nan-B�rr�w�ng spouse to paV f�r f�r�c��sure eos�s and reasona�ie�.nd cus�omary�t�orne�'s fe�s arid <br /> expenses proper��associated wi�h th�foreclQsure pro�e�ding,such cQs�ts may not b�added t�th� <br /> principal Balanc�. IJfpon reins��a��m�nt by an�ligib�e Nan-Barr�wing 5pouse,the D�ferral Period and <br /> this Se�uri�y�nstrument and the flbli�a�.xo�s tha��t secures shail r�main in eff�ct as if the D�f�rral Period <br /> had not ceased and the Lender had n��requir�d imrr�ed�ate pa�ment in fu��. Howe�er,L�nder is not <br /> Pa�� �of 13 HEGM Second D�ed afTrusi��D15 <br />