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2� 1 ��3475 <br /> d. AZI oth��obii�ati�ns�f the Borror�er under the Note,�he Loan A�reem�nti and this <br /> Security Znstrum�nt�ont�nue to be satz�fied;and <br /> e. The Not�is nat elibib�e to b�called due a�d payable for an�o�her reason. <br /> This sub paragraph�ii��s inapplicable Qr�uli and void�f an Eli�ib�e Non-B�rr�wxng <br /> Spou�e�s�r be�omes an Ineligible Non-Borrovvinb Sp�use a�any time, Further,durzng a <br /> de��rra�af�h�due and pa�ab�e s�atus,should any of the�ondi�ions far def�rra�lzs�ed�n <br /> this Paragraph cease to be met,su�h a deferra�sha�l immed�at��y�ease and the�Vote will <br /> become i�nmediate�y due and pa�able in ac�ardance wi�h the pr��isions of Faragraph� <br /> �A}�z)�f the Note. <br /> �b�Due antd P�yable-Sal�.I.��nder may require immediat�pa�ment in fu11 of aIl sums s�cured <br /> b��this Security�nstrument if a�l of a Bo�r�we�•'s title in the Property(or his or h�r b�nefi�i�.l <br /> in�er�st�n a�rust awnin�ali or�art of the Proper���s sold ar�ther��se�ransferr�d a�d n�other <br /> Borrow�r retains tit��to the Property in fee s�mple or reta�ns a��asehald under a lease for na��ess <br /> �han 9�y�ars which is rene�ua�ble or a lease ha�ing a remaining per�od of no��ess than 5��ears <br /> b�yond the date�f the 14�th bir�hday of the youn�es�Borrawer or ret�ins a��fe estate�or reta�nin� <br /> a b�nefic�i�� in�eres�:in a�rust wi�h such an zn��res�in the Proper�}. A deferral of due and payable <br /> sta�us is not permitted when a Lend�r requires imrnediate paymen�irt fuil und�r this para�raph. <br /> �c}I)ue and Payable w�th Secretary Approval.-Lender may�equire�mmedia��payment zn full <br /> �f ai�surx�s�e�ured by�his Seeu�it�Ins�ru�nent,upa�.approual of�he Secre�ary,if: <br /> �i)F�r�per��c�ases�o be the Pr�ncipal Re��den�e Qf a Borrower for reasans o�her�han d�a�.h <br /> and�he Proper�is nflt the Prin�ipal Residenc�of a���as�one o����r Borrower;or , <br /> ����F�r a per�ad of l�n�er�han�vvei�e�12}consecutive mon�hs,a Barrow�r fai�s ta Q��upy�h� <br /> PrQperry because Qf physi�ai or mental i�Iness and�he Praperty is n��the Pr�n�ipa�Residen�e <br /> of a��eas��ne other Borrawer;or <br /> �izi�An ob�igati�n Qf�he�arro�er under this S��uri��nstrumenr�s n��performed. <br /> A def�rral of du�and pa�able s�a�us i�nox permitted vvhen a Lender requ�res immedia�e <br /> payment in full under thzs paragraph �4���. <br /> �d}Not�c�and Cer��fca���n to Lender.Borrow�r sha��complete and prov�de to th�Lender on an <br /> annual�asis a�er�if�ation, in a form pres�r�b�d by the Lend�r,s�a�ing��heth�r the�roperty <br /> remains�he Borrawer's Frincipai Residence and, �f appii�abie,the Prin�ip�.l Res�den�e�f his or <br /> her Non-Borrowing Spouse. Wher�a��rrower has �denti�'ied�Non-Ba�rrov��in�S�ouse in <br /> Par��raph 9 and the iden�ified Non-Borrowing Spouse qualifies as an Eli�zble Nvn-Borrovv�ng <br /> Sp�use��he B�rrower shali also�omp�et�and pro�ide�o th�Lender on an anr�.ual basis an Ei�gibie <br /> Nan-Borr�vving Sp�use certificat�on,in a form pres�ribed by�he Lender,cer��fying tha�a�� <br /> requirem�n�s for the app�icatiQn of a L7eferra�Periad continue�o app��and��ntinue to b�met. <br /> Dur�ng a Deferrai Feriod,th�annua�Principal Residen�e c�rtifi�ation must c�ntinue t�be <br /> compl�t�d and pro�ided�o th�Lender by the E�igibie N�n�Borro�wirag S�ouse. The�arrower <br /> �hal�also no�ify L�nder whenever an�of the��ents���sted'zn Paragraph 10�b}and(�}occur. <br /> �e��To�i�e��S��re�ary and B�rrvw�r. Lend�r shali no�ify�he Secre�and Barraw�r wh�ne�er <br /> the ioan becames due and payable und�r Para�raph 1��b)and�c�.Lex�der shall not have�he righ� <br /> to c�mmen�e forecl�sure until Borrower has had thirt_y�3�}da�rs after no�ic���e��her: <br /> Pa�e 5�t'�3 HE��4 S��Qnd L}eed�f Tnis#-�2�1� <br />