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201603120
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Last modified
7/24/2017 1:51:36 PM
Creation date
5/19/2016 11:21:01 AM
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DEEDS
Inst Number
201603120
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2� 1 ��312� <br /> services and subsequen�charges each time remapp�ngs or sim�Iar changes occur which reasonably might <br /> affect such determinatian or�ertification. Barrower�hall also be responsible for the pa}�ment af an�r fees <br /> imposed�y the Federa�Emergen�y Management Agency in conunec��on�vi�h�he re�iew of any flood�one <br /> determination resulting from an abjection by Borrower. <br /> If Borrower fails to maintain any of the c�verages d�scribed abave,Lender may abtain.insuranc�coverage, <br /> at Lender's option and Borrower'�expense. L�nder is under no obligation to purchase an�particuiar typ�or <br /> amaunt o�'coverage. Ther�for�, such coverage shall caWer Lend�r,but might or might not protect Borrawer, <br /> Borrower's equ�ty in the Pr�perty,ar the contents af the Property,against any risk,hazard or liability and <br /> migh�grovide gzeater or lesser co�erage than was prev�ously in effect. Borrawer ackno�ledges that the cost <br /> of the insurance caverage so obtained might significantl�r exceed the cost of insurance that�orr�wer could � <br /> have abtained.Any amounts d�sbursed by Lender under this Sectian 5 shall became additiona�debt of <br /> Borrower secured b�r this�ecurity In.s�urument. These amounts shall bear interest at the Note rate from the <br /> date of disbu�rsement and sha11 be payable,with such interest,upon natice from Lender tfl Barrawer <br /> requesting payment. <br /> A11 insurance po�icies r�quired by L�nder and renewa�s of such polic��s shall be subj ect to Lender's right to <br /> disappro�e such policies, sha11 in�tude a s�andaxd mortgage clause,and shall�aame Lender as mortgagee <br /> andlor a�an additional los�pa�ee, Lender sha11 have the right to bold the policies and renewal ce�ifi�ates. <br /> If Lender requues,Borrower sha��promptly give to Lender all r�ceipts of paid premiums and renewal <br /> not�ces. If�arrower obta.ins any form of rnsurance coverage,nat otherwise requued by Lender, for damage <br /> to,ar destructi�n of,the Property, �uch policy sha�1 include a standard mortga�ge clause and sha11 name <br /> Lender as mortgagee andlor as an additionalloss payee. <br /> In th�event of 1ass,Sorrower shal�give prompt natice to the insuranc�carrier and Lender. Lender rnay <br /> make proaf of�vss if not made pramptly by Borrower.Un1es5 Lender and Borrower other�vise agree in <br /> writing,any insurance proceeds,whether or not the under��ring insurance was required by Lender, shall be <br /> applied to restoration or repai.r of the Property, if the restora�ion or repair is�c�nomical�y feasi�le and <br /> Leader's seeurity is not lessened. During such repair and restvration peri�d,Lender sha�l ha�e the right to <br /> �v1�1 such insurance pr�ceeds until L�nder has had an opportunity to inspect such Property to ensure the <br /> work has been c�mpleted to Lender's sat�sfaction,provided that such�nspectian sha11 be underta.ken <br /> promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series vf <br /> progr�ss payments as the�rork is comple�ed. Unless an agreement is made in writing or Applicable La�v <br /> requires interest to be paid on such insurance proceeds,Lender sha11 not be requued t�pay Borrower any <br /> interest or earnings on such proceeds.Fees for public ad�usters,ar other third partiesA ret��ned b�Borrower <br /> shall not be paid out of the insurance proceeds and sha�l be tlae sole o�ligation of B�rrower. If th�res�oration <br /> or repair is not economica��y feasible or Le�der's security would b��essened,the insurance�r�ceeds shall be <br /> applied to the sums secured by this S�curity Ins�,rument,whether or n.o�then.due,with the exce�s� if any, <br /> paid to$�rrower. �uch insurance proceeds�hall be applied in the order pro�ided for in Section�. <br /> If Barrower abandons the Praper�y,L�nder may fi1e,negot�ate and settle any a�rai�able iasurance claim and <br /> rela�ed ma�#e�s.If Borrower d�s not r�spond within 3�d.a�s to a notice fram Lender t�.at the insurance <br /> carrier has offered to settl�a c�aim,then Lender may negotiate and�ettle the claim. The 3�-day per�ad�i�l <br /> begin when the notice is�ivea. In�ither event,�r if Lender acquires the Property under�ection 22 or <br /> atherwise,Barrow�r hereby assigns to Lender[a)F3arrower's rights�o any insurance proceeds�n an arnou�t <br /> not to exceed the amounts unpaid under the l�o�e or this Security�nstrument,and(b}any other of <br /> Borrower's rights�other th�n the right to any refu.nd of unearned premiums paid by Borrower}under a11 <br /> insurance polici��covering the i'ropert�,insafar as such rights are applicabl�to th�c�verage of the <br /> Prop�rty. Lender may use the insuranGe pro�eeds either to repa�.r or re�tore the Pr�perty or to p�}�amaunts <br /> unpaid under the Note ar this S�curity In.strument,whe�her ar not then due. <br /> NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFQRIIA INSTFiUlVlENT WITH MERS Form 3028�i41 <br /> VMP� VAAP6A[NE}(13�2}.44 <br /> Wo4t�rs Klwves F�na�c4al 5e�vi�es Page 7 afi 1? <br /> q�3353986570 U233 354 �717 <br />
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