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2� 1 ��312�
<br /> The Funds shall be held�n an�nstitution whas�deposits are in.sur�d by a federal agency, instrumentali�y�or
<br /> entity(in�luding Lender, if Lender is an.institution whose deposits are s�insured}or in any Federa�Home
<br /> Lnan Bank. Lender shal�apply th�Funds to pay the Es�raw Items no later�han the time�pecifi�d under
<br /> RESPA. Lender sha�l nQt charge�orra�er for holding and applying the Funds,annua�ly analyzing the
<br /> escrow ac�ount,or verifying the Es�ro�v Items,unless Lender pays Borrawer interest on the Funds and
<br /> Applicable La�r permits I�end�r to make such a cha,�g�.Unless an agreement is made in writing or
<br /> Applicab�e Law r�quires interest to be paid on the Funds,Lender sha11 not be required to pay Barrower any
<br /> �interest ar earnings on the Funds.Borrower and Lender can agree in writing,hawev�r,that interest shall be
<br /> paid on the Funds. Lend�r shal�give ta Barrower�w�thout charge,an an.nua�accounting of the Funds as
<br /> required�y RE SPA. '
<br /> If there is a surplus of Funds held�n escrow�as defined under RESPA,Lender�ha11 account t�Borrower for
<br /> the ea�cess funds in accordance�ith RESPA. If there is a shflr�age of Funds held in�scro�v,as defined under
<br /> RESPA,Lender shall notify Barrower as requir�d�y RESPA.,and B�rrower shall pay to Lender the amount
<br /> necessary ta make up the shortage in accordanc�with RE�PA,bu#�n no more than �.�manthly payments.If
<br /> there is a defciency of Funds h�ld in�scro�,as def�ned under RESPA,Lender shall n�tify B�rra�er as '
<br /> required b�RESPA,a�.d$orrower sha�l pay to Lender the amaunt necessar�to make up the defi�iency in
<br /> accardance with RESPA,but in n�more than 12 monthly payments.
<br /> Upan payrrient in fu��af a11 sums secured by th�s Security Instrument,Lender sha�t�pr�mptly refund to
<br /> Borrower any Funds held��Lender.
<br /> 4. Charg�s;Liens.Borrawer shall pay all ta.xes, assessm�nts,charges, fines, and impositions attributabl�to
<br /> the Praperty which can attain priority over this Security�nstru.m�nt,�ea5eha�d payments or ground rents on
<br /> the Property, if any,and Community Association Dues,Fees,and Assessm�nts, �f any. Ta the extent�hat
<br /> these items are Escrow It�rns,Borro�rer sha�l pay them in the manner provided in Section 3.
<br /> Bonower sha11 pramptly discharge any lien�uhich has priarity over this Secur�ty Instrument unless
<br /> Borrower: (a�agrees in writing ta�he payment of the obl�gation secured by the lien in a manner acceptable
<br /> ta Lend�r,but only so�ong as�3orro�rer xs per#'o�ing such agreernent;(b}cant�est�the lien in gao��aith'by,
<br /> �r defends against enforcement of the lien�n, �egal proceedings which in Lender"s opinion opera�e to prevent
<br /> �he enf�rcement of the lien while�those proceedings are pending,but only until such proceedin�s are
<br /> concluded;or(c}secures from the h��der of the lien an a�reement satisfac�vey to Lender subordinating the
<br /> lien ta this Security Instrument. If Lender determines that any part of�he Propert�r�s sub�ect to a lien�hi�h
<br /> can atta�n priority over this Security Instrumen�, Lender may gi�e Borrower a�otice identifyin�the�ien.
<br /> �i��iin 1 a days of�he date fln which tha�na�ice is gi�ren,Borrower shall satisfy the lien ar ta,ke one or more
<br /> �f�he acti�ns se�forth aba�e in this Sec�ion 4.
<br /> � Lender may require�orrower to pay a ane-tim�charge for a real estate�ax verifi�ation anctlor reparting
<br /> service t�sed by Lender in connec�ion�vith this Loan.
<br /> 5. Rroperty Insurar�ce.Borrower sha11 k�ep the improvements na�u�xisting or hereafter er�Gted on the
<br /> Property insured against Ivss by fue,hazards included tivithin the term"extended coverage,"and any other
<br /> hazards inc�uding,but not limited t�,earthquakes and floods, for which Lender requires insurance. This
<br /> insurance sha11 be maintained in the amounts(including deductible�evels)and for the periods tha�Lender
<br /> requues. What Lender requires pursuant tQ the pr�c�ding�entences can change during the term of the Loan.
<br /> 'The insurance carrier pro�iding the insurance shall be chosen by Borrower sub,�ect to Lender's right to
<br /> d�sapprov�Borro�rer's choice,whic���ght sha11 no�be exercised unreasonab�y.Lender may require
<br /> Barrower�o pay, in con�.ection with�his Laan, either: �a�a o�.e-time charge for flood zone determinati�n,
<br /> Gertif�cat�an and tracking services;or�b}a ane-�im�charge fpr fl��d�one determ�nation and certif catian
<br /> NEBRASlCA-Single Family-Fannie MaelFreddie Mac LJNIFQRM�NSTRUMENT WITH MERS Form 3428 1141
<br /> VMP� VMP6A�NE}�i3D�}.44
<br /> Wofters Kl�wer Finan�iaf S�rvices Page 8 af 1�
<br /> q0335398G57� Q�33 354 �G17
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