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2� 1 ��2828 � seYvices a�xd su��equent ch�,rges each time r�mappin�s or similar changes occur wh�ch reasonably mi�ht ; af��ct such detenminatian ar c�i�cation. �orrower sha11 also be responsib�e for the payment af any fees imposed by the Federa�Emergency Management Agenc}�in connectian with the revi�w af any flood zone �et�rminatian r�sulting fram an obj ection by Barrower. If Borro�ver faYls to maint�i�a any of the caverages described abo�e,Lender may obtain insuran�e cover�.ge, at Lend�r's apti�n and Borro�ver's expense.Len.der is under no obligation tv�urehase any particu�ar t�pe or am�unt af co�r�rag�. �here�'Qre� such caverage s�.a��caver I�e�.deF,but mzght vr might�.at p�ot�ct Borrvwer, , Borrower's equit�r in the Property,or the contents of the Property,against an�risk,hazard or liabi�it�and might pro�ide greater or 1e�ser coverage than vwas pr�viousty in effect. Borrawer acl�nowl�dge�that the cost oF the xnsu.ranc�cv�verage so�b�ained rr��g��sYgnif cant�y e�ceed t�.e ca�t of�nsurance that Borrower�ou�d � have obtained.An�amounts disbur�ed by Lender�nder this Section S �ha�l become additionai debt of Borrawer se�ured by this Security Instrument. These amount��hall bear interest at the Note rate from�he date of dis�ursement and��.a1�be payable,�rit�such inte�-es�,upan notice frar�Lender to Borr��er requestin�payment. � All insurance�o�ic�es required by Lender and renewals of such palicies sha11 be subject t�Lender's right to disapprove such palicies,sha11 in��ude a standard mortgage clause,and shall name Lender as mortgagee ��dlor as an add�tianallo�s payee. Lender shall have the right to hold th�policies and renewa�certificates. If I��nder requires,Borro�uer�ha11�rom�tly give to Lender all receipts af paid premiums and renewal notices.If Borrower obtains any farm of insurance coverage,not otherwise required by Lender, for damag� to,or dest�ruction of,the Property, such po��cy sha11 include a standard mortgage c�ause and sha11 name L�nder a�r�ortgagee andJQr as an add�tivna��oss p�yee. In th�event of 1os�,Borro�ver sha��give prflmpt notice t�the insurance carrier and Lender. Ler�der may , make proof of�oss if n�t made prompt�y by Borrower.Unless Lender and Barrower otherwise agre�in writing,any insurance proceeds,whether or not th�underlying insurance was required by Lender, shall be � applied ta restoration or repair of the Property,if the restoration or repa�.r i�economically feasible an.d Lender's se�urity is not�essened. During such repair and restoration period,Lender shatl ha�r�the right ta h�ld such insurance proc�eds until Lender has had an opportunity to inspec�such Property to e�sure the v�rork has be�n comp�eted to Lender's�atisfaction,provided that such inspeGti�n sha��be undertak�n promptly. Lender may disburse proceeds for the rep�us and restoration in a single paym�nt or in a series of progress paymen�s as the work is complet�d.Unless an agreement is made in writing or Applicable Lavv requires interest t�be paid on such insurance proceeds,Lender sha11 nat be required ta pay B�a-rower a�y i�.terest or earning�on such proceeds. Fees for public ad,�usters,or other t�ird parti�s,retained by Borrv�ver sha11 not be paid aut of the insurance proee�ds and�ha11 be the soie obligation of Borro�ver.If the rest�ratian or repair is n�t ecanornical�y feasible or Lender's se�urity�vauld be lessened,the insurance proceeds shall be a�a�a��ed tv the sums seGured by�h��ec�rity Instrument,whether or not then due,�vith the excess, if any, pa�d to Borrower. Such insurance pr�ceeds shall b�applied in the order pro�rided far in�ection 2. I�'Borrower abandons�he Proper�y,Lender may file,negotiate and settle any a�ai�abl�insurance claim and related mat�ers.If Borrawer does not respond with�r�3�days to a notice from Lender that the insurance carrier has offered to set�le a c�aim,then Lender may negotiat�and settle the claim.T�.e 34-day periad wi11 � begin when the notice is given. In either even�,or if Lender acquires the Froperty under Section 2�or otherwise,Bonovwer hereby assigns to Lender�a)B�rro�ver's rights to any insurance praeeeds in an amount ndt to exceed the amaunts unpa�d under the Note or this Security In�trument,an�i�b}any oth�r of Borrower's right�s�other than the right�o any refund of unearned premiums paid by Borrower)under aIl insurance p�licies cov�r�ng the Property, insofar as such rights are applicable to the c��erage of the Property. Lender may use the insurance proceeds e�ther to repa�r ar restor�the Property or to pay amaunts unpaid under the Note or this�ecurity In.strument,�vhether�r nat then due. N�BRASKA-Sir�gle Family-Fannie MaelFreddie Mac L]NfFURM INSTRVMENT WITH MERS Form 3�28�101 Wla►Ip� VMPBA�NE�493D2}.t}0 Waliers 1�[luwer Financial 5ervices Page?of 17 q 33� �a83G2 ��33 419 0�1