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2� 1 ��2828
<br /> The Funds shall be he�d in an inst�tution wh�se deposits are insu�red by a federa�agenc�, instrumentality,or
<br /> �ntity(inc�uding�,ender,�f Lender�s an�nst�tution whose deposxt�are so i�.sured)�r in any�edera�Home
<br /> Loan Bank. Lend�r sha11 apply the Funds to pay the Escrow Items no�ater than the time specified under
<br /> RESPA.Lender shall not charge Barrower for holdin�g and applying the Funds,annually ana�yzing the
<br /> e�crow acc�unt,�r verifying the Escrow Items,unless Lender pays�orrower interest on the Funds and
<br /> Applicab�e Law permi�L�nder to make such a charge.Unless an agreement is made�n writin�or
<br /> � Applicabl�Law requires interest to be paid on the Funds,Lender shatl not be required tn pa�Borrower any
<br /> �
<br /> i.nteres�or earnings on the FundS. �orrawer and Lender can agree in vv�riting,however,that interest sha11 be
<br /> paid�n the Funds. Lender shall give t�Borro�ver,without charge,an�nnual a+ccounting of the Funds as
<br /> requued b�RESPA.
<br /> ; If there is a surplus af Fu�ds he�d in escrovv,as def�ned und�r I�ESPA,Lender sha11 account ta B�rrower for
<br /> ; �he excess funds�n accordance with RESPA. If there is a shartag�of Funds held in escrow,as defined under
<br /> � RESPA,Lender sha11 notify F3orrower as re�uu�d by RESPA,and Borrow�r sha11 pay to Lender the amount
<br /> necessary to make up th�shortage in accordance with RESPA,but in no more than 12 monthly payments. If
<br /> there is a defic�ency of Funds held in escro�v,as defined under RESPA,Lender shall no�ify B�rrower as
<br /> � requ�red by RESPA,and Borrower shal�pay�o Lender the amaunt neGessary to make up the deficiency in
<br /> accordance with RE SPA,but in no more than 12 monthly payments.
<br /> Upan�ayment in fuil af aI1 sums s�+cur�d by this S�curity Instrument,Lender shaii promptly r�fund to
<br /> Borrower any Funds held by Lender.
<br /> 4.� ���r��s;Liens.Borra�ver sha��pay a��tax�s, asse��men.�s,charges, fn�sA an.d�rrs�os�t�vns at��but,ab�e tQ
<br /> ; the Property vvhic�.can�.ttain pr�arity over th�s Security Instrument�leaseho�d payments or ground ren�s on
<br /> the Praper�y, if any,and Cammunit�Association Dues,Fees,and Assessmer�ts, if any. To the extent that
<br /> � �hese iterns are Escrow Items,Barrower sha1l pay them�n t�e manner provrded in Section 3. .
<br /> Borrower sha11 promptl�discharge any lien which has priority over this Security Instrument unless
<br /> Borra�ver: (a)a�rees�n w�i�i�g tv the payment o�th�v�ligatian secu.red�y the lien in a manner acce�table
<br /> ta Lender,but on�y sa�oag as Borrower is performing such agreement;(b}cantests the lien in good faith by,
<br /> or defends against enforcement of the lien in, legal pro�eedings which in Lender's opin�on aperate to prevent
<br /> the enfarcement of th��i�n whx�e thvse prace�d�ngs a.re pendrng,b��o�.��un.���such praceedings are
<br /> c�ncluded;ar(c}secures from the holder of the lien an agreemen�satisfactory to Lender subordinating the
<br /> lien to thi�S�curity Instrumen�.If I�ender d��ermines that any part of�he Froperty is s�b�ec�to a lien which
<br /> can at�ain priority over thi�Security Ins�.rument,Lender may give Borro�ver a notrce id�nt�fying the lien.
<br /> Within 1�days�f the date on which that notiee is grven,Borrawer slaall sat�sfy the�ien or take one or mQre
<br /> of the actions set forth abo�e in this Section 4.
<br /> L�nder rnay require Borrower ta pay a one-time charge for a real estate tax verifi�ation andlor repor�ing
<br /> serv�ce used by Lender�n cannection with this Laan,
<br /> �; Property Insuranc�.Barrower shal�keep the Ymprovem�nts now existing or hereaf�er erected on the
<br /> Property insured against 1os�by fire,ha.�axds includ�d�v��h�n the t�rm"extended coverage,"and any other
<br /> � ha�ards including,but not limited t�,�arthqua.��s and floads, for tivhi�ch Lender requires�nsurance.This
<br /> ' i�surance sha11 be main#a.ined in th�amaur�ts�including deductible levels)and for the periods that Lender
<br /> requires. What Lender requires pursuant ta the preceding sentences can chang�during the term af`the I�oan.
<br /> �'he i�s�.trance ca.rrxe�pro�xd�ng t�.e��.surance sha��be chosen by Borro�ver subject tv�ender'�right ta
<br /> disappro�e Borrower's choice,�hich right shall not be exerc�sed unreasonably. Lender may re�uue
<br /> BQrrower to pay, in conneGti�n�vith this Loan,�ither: (a}a�ne-time charge for flood z�ne determination,
<br /> certification and tra�kXng s�rvices;or(b��a one-time ch�rge for f�aod�one determ�nation an.d c�r�if cati�n.
<br /> N�BRASKA-Single Family-Fannie MaefFreddie Mac UNIF�RM 1NSTRLIMENT W1TH Al1ERS Form 3426 1141
<br /> VAVlP� WM PfiA�N E)�1302}.�4
<br /> llllolters Kluwer Financiai 5ervices Page fi of�T
<br /> q 33554aS36� ��3 4�.9 461�
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