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2� 1 ��27�9 �er�ices and subsequent charges each time remappings or similar changes occur which reasonably might aff�ct such determinat�on�r certif�cation. S�rr�wer shall also be responsibl�for th�payment of any fees � �mposed by the Federal Emergen�y Management Agency in connect�on wit�the revie�of any flood zone determination resultiag from an o�j ection by Borrower. If Borrower fai1�to m.ainta.in any of th�coverag�s desc�ibed abvve,Lender m�y obtain insur�nce coverage, at Lender's option and Barrawer's expense.L�nder�s under no obl�gation to purchase any paxticular type or amaunt of coverage, Ther�fore,such co�era.ge shall caver Lender,�ut might�r might nat protect Borrower, Barro�ver's equit�in th�Fraperty,or the contents of the Property,against any risk,hazard or liability and migh�provide greater or lesser ca�erag�than was previous�y in effect.Barro�ver ackno�►�vledges that the cost of t�e insurance coverage so obta�n.ed might significantly exceed the cost of insurance that Borrower cau�d have abta�ned. Any am�unt5 disbursed by Lender un�ier this Sectian S sha�1 become additiona�debt of Borr�wer�ecured b�this Security Instrum�nt. These amounts sha11 bear interest at the Nate rate fram the date of disbursement and sha11 be payable,with such int�rest,upon natice from Lender to Bvrrower r�questing paym�nt. A11 in�urance policies requued by Lender and r�ne�vals af such policies shall be subj ect to Lend�r's right to disappro�ve such policies, sha��include a standard mor�gage c�ause,and sha11 name Lender as mortgag�e andlor as an additionalloss payee. Lender sha��have�he right to hold the�aolicies a�d renewal certificates. If Lender requires,B�rrow�r shal�promptly give ta Lender a11 receipts of paid premiums and r�netival notices.If Bonow�r ob�ains any form af insuranc�coverage,not other�vise requ�.red by Lend�r, for damage to,or dest�uction of,the Property, such p�1ic�sha11 include a stand�rd mortgage clause and sha11 name Lender as mortgagee andlor as an additionalloss payee. �n the even��f loss,Borrawer shatl g�ve prompt notice to the insurance carrier and L�nder. Lender may ma�e proof of loss if nat made prQmptly�ay Barrower.Unl�ss Lender and Borrower otherwise agree in �vriting,any insurance proc�eds,whe�her or not the underlying insurance was required by LenderA sha11 be applied to restoration or repai.r of the Property, if the restoration or repair is economically feasible and Lender's security is not 1ess�ned. I]uring such repair and restoration period,Lender sha11 ha�e the right to hold such insurance proceed�until Lender has had an opportunity to inspect such Propert}r t�er�sure the work has been completed to Lender's sa�tisfaction,provided that such inspection shall be und�r�a.ken promptly. Lender may disburse proceeds for the repairs and restora�ion in a single payment or in a series of progress payments as�he work is com.pleted.Unless an agreement is made in writing or App�icab�e Law requ�res interest to�e paid on such insurance proceeds,Lender shall not be require�to pay�orrovver any in�erest or earn�ngs�n such proceeds. Fees for public ad�usters,or other third parties,retained by Borrower sha�l not be paid out of the insurance proceeds and sha�1 be the sole ob�igation of Borrower. If the restoration or repa�.r is not econom�cally feasib�e or Lender's security would be tessened,the in.surance proc�eds shall be applied to the sum�secured by this Security Instrume�t,vvheth�r or not then due,with the excess, if any, paid to Borrower. Such insurance proceeds shalt b�applied in the order provided for in S�ction 2. If B�rrower abandons th�Property,Lender may file,negotiate and settle any available insurance claim and related matt�rs. If Borrower d�es not re�pond within 3 U days tv a notice from Lender that the insur�.nce carrier has offered to settle a c�aim,then L�nder may negotiate and settle the claim. The 3�-day p�riod wi11 �aegin when the notice is given. In either�vent,ar if Lender a�quires the 1'roperty under Sectivn��r other�vise,�orrower hereby assigns to Lender�a}��rrower's rights to any insurance proceeds in an amount not to exce�d the amounts unpaid under the Nvte or this Securit}�Instrument,and(b)any a�her of Borrawer's rights�other than the right to any refund of un�amed premiums paid by Bonower)under all �nsuranc�pol�cies covering the Property, insofar a�su�h rights are app�ica�le to th�c�verage of the Froperty.Lender may use the insuranc�proceeds eith�r to repair or rest�re the Pr�perty or to pay amounts uapaid under the Note ar t�.�s Security In�trument,whether or not then due. NE9RA5KA-�ingfe Family-Fannie MaelFreddie Mac UNfF{]RM lNSTRUMENT 1tV�TH MERS Form 3D281141 VMP� VIVIPfiA(NE}(1342}.44 Wolters Kluwer Fi�ancial Services Page 7 of'i7 q43355985�11 233 282 717