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2� 1 ��27�9
<br /> The Fund�shall be held in an institution v�hase deposits are insured by a federa�agency, instrument�iity,ar
<br /> entity tincluding Lender,if Lender is an institution whose depasits are s�insured}or in any Federal Hame
<br /> Loan Bank. Lend�r shall apply the Funds to pay the Escrow Items no lat�r than the time specified under
<br /> RESPA.Lend�r sha�l not charge B�rrawer f�r h�lding and applyin�the Funds,annually ana�yzing the
<br /> escr�w account,or�erifying the Escrow Items,un�ess Lender pays�orrower int�rest on the Funds ant�
<br /> Applicab�e L.a�v permits Lend�r to make such a Ghar��.Unless an a�reemen#is made ia writing or
<br /> Applicable Law requ�res interest to be paid on the Funds,Lender s�al1 not be required ta pay�arrower any
<br /> � �nterest or�ara�ngs on the Funds. Borrower and Lender can agree in writing,howev�r,that int�rest shal�be
<br /> paid on the Funds.Lender sha11�ive to Barrower,withaut charge,an anuu�t a�countin.g of the�unds as
<br /> requ�red b�RESPA.
<br /> If ther�is a surp�us of Funds held�n escrow,a�defined under RESP.�►.,L�nder sha11 accoun�to Borro�rer for
<br /> the excess funds in accordan�e with RESPA. If there�s a shortag�of Funds h�ld in escrotiv,as defined u�der
<br /> RESPA,Lend�r shall notify Borraw�r as r�quued by RE�PA,an.d Barrower sha1�pay to Lend�r the amoun�
<br /> , n�ce�sa,ry to make up the shortage�n accordanee with RESPA,but in no mflre than 12 mon�hly paymeats. If
<br /> there is a deficiency of Funds held in escrow,as defined under RESPA,Lender shall natify Borro�er as
<br /> required b�RESPA,and B�rro�ver shal�pay to Lender the amount necessary�o make up the deficiency in
<br /> accordance�vith RESPA,but in no more than 12 monthly payments.
<br /> Upon payment in fu11 of all sums secur�d by this Secu.rity Instrument,Lender�ha11 promptly refund ta
<br /> B�rrower any Funds he�d by Lend�r.
<br /> 4. Cha�'�es;L�ens.Bo�rowex sha��pay a��taxes, assessments, c�.arges, f n�s, and�m�asitions attr�buta.ble to
<br /> the Proper�y which can attain priority over this Security Instrument, leasehold payments ar gro�nd rents on
<br /> the Proper�y,if any,and Community Association Du�s,Fees,and Assessments, if any.'To the extent that
<br /> � these items are Escro�v Items,Borrower shall pay them in the manner pro�id�d in�e�tion 3.
<br /> B�rrower shall pr�mptly discharge any lien which has priQrity over this Secur�ty Instrumen�un�ess
<br /> Borro�ver� �a�agrees in writing to the payment af the ob�igation secured by the lien in a manner acceptable
<br /> tv Lender,but anly so�ong as Borrower is performing such agreement; (b}contest�the lien in gaod faith by,
<br /> vr�efends again.�t enforcement of the lien in, legal proceedings�hich�n Lender's opinion aperate�a pr��rent
<br /> the enforcement of the lien wh�le those proceedings are pending,but only until such proceedings are
<br /> conclude�;or(c}secur�s from�he h�lder of the lien an agreement satisfactory�a Lender subordinat�ng the
<br /> l�en ta this Secur�ty Instrument. If Lender determin�s that any part of the Property is subject ta a lien which
<br /> can attain priority over t�is Security�nstrument,Lender may gi�e Borro�er a notice iden#�f�ring the�Ye�..
<br /> Within �U days of the date on which that notic�is gi�en,Borrower sha11�a��sfy the lie�ar#�e one or mor�
<br /> of the actions set forth abo�e in this Sectian 4.
<br /> Lender may require Borro�ver tQ pay a one-time charge for�real estate tax verification andlor reporting
<br /> service used by Lender in cQnnection w�th this Loan.
<br /> �. P r�v p�rty 1 nsu ran�e.Borrower sha11 keep th�improvements no�existing or hereafter erected on the
<br /> Property insured against loss by fu'e,hazard�included within the term"extended coverage,"and a�y other
<br /> ha�ards including,but n�t�imited to,earthquakes and floods,for which Lender requires insurance.This
<br /> insurance shatl be ma�ntained in the am�unts�including deductible levels}and f�r the periods that Lender
<br /> requires. What Lender requires pursuant ta the preceding sent�nces can change during th�term of the Loan.
<br /> The�nsurance ca��er pr��idiag the in.suran�e shali be chosen by Borrov�er su�j ect to Lender's r�ght to
<br /> disapprove Borrower's choice,vvhich righ�shall not be ex�rcised unreasonably. Lender ma�r requu'e
<br /> Borrower ta pay, in connection with this Loan,either: �a}a one-time charge for fla�d�Qne det�rmination,
<br /> certification and tracking ser�ices;ar(�)a one�time charg�for flood zane det�rmination and certification
<br /> NEBRASKA-5ingle Family-Fanni�MaefFreddie Mac�NIF�RM 1NSTRUMENT WITH MERS Farm 3U28 11fl1
<br /> � VMP� VMPBA�NE)(1342}.fl4
<br /> Woit�rs Kluw�er Financiai Services Page fi of 9�
<br /> q43355985U11 4z33 282 Ofi17
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