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2� 1 ��2539 <br /> requ�red by RE�PA, and Barrower shal� pay t� L�nd�r the amoun�necessary to make up the de�ciency in <br /> a�cordanc���th R.�SFA, but �n no m�re than �2 rn�nth��r paymen�s. <br /> Upan paymen� in fu�� of a�� sums secured by this Securi�y �ns�rumen�, L�nder shall promp��� r�fund to <br /> Borrawer any Funds held by L�nd�r. <br /> 4, Charges; Liens. Borrower sha�l pa�a�� tax�s, ass�ssments, charges, �nes, and impositions a�tribu�able to <br /> th�Proper�y which�an attain priority over this S�cur�ty �ns�rument, leaseho�d payments or gr�und rents on <br /> the Proper�y, �f any, and�ommunity Ass�c�a�ian Dues, Fees, and Assessments, if any. To �he ex�ent�ha� <br /> these i�em� are EsGrow �tems, Borra�er sha��pa� th�m in the man.ner pr�vid�d in Sectian 3. <br /> B�rr�w�r shall pr�mptly d�scharg�any�ien tivh�ch has priar��y aver this�e�urzty �nstrument un�ess <br /> Bo�rrower: �a} agrees in wr�t�ng ta the payment nf the obligatian secur�d b�r�he���n in a manner acceptab�� <br /> to Lender, �u�only so lang as Borr�vver is performing such agreement; �b}c�ntests the��en�n good fazth by, <br /> ar defends aga�nst enforcernent nf th��ien in, �ega� praceedings which in Lender's�pxn��n opera�e to prevent <br /> the enf�rcem�n�❑f�he�ien wh��e�h�se pro�e�dings are pending, but only until such proceedings are <br /> �onc�uded; or t��secures from th�ho�der of the��en an agreement satisfactory to Lender su�ordinating the <br /> �xen ta thxs�e�urity �ns�rument. �f Lender d�ter�m�n�s tha�any par�of the Property is subject�o a�i�n which <br /> �an a��a�n pr�ority over this Securi�y �ns�rum�nt, Lend�r may give Borrower a notice identifying the 1i�n. <br /> �Vithin �0�ays of the da�e an which�hat not��e i�given, Borrawer sha�� satisfy the lien nr take one or more <br /> af the actions set far�h a���e in this Sect�on 4. <br /> Len�ier may requir�Barrawer to pa� a ane--��me charge for a rea� estate tax�eri�cat�on andlor rep�r��ng <br /> �er�viGe used by Lender in conn�c�i�n wi�h thi� L�an. <br /> 5. Prnperty �nsurance. Borrower shall k�ep trie improv�men�s�ovv�xisting�r h�reaf�er erected on the <br /> Proper�y �nsured aga�nst�oss by�re, hazards included�v�th�n th�term "ex�ended co�erage," and any a�her <br /> hazards including, but not�imit��to, ear�hquakes and f�oads, far wh�ch L�n�.er requires insurar��e. This <br /> in�urance shal�be main�a�n�d in the anzaun�s �zncluding d�ductib�e levels} and for th�peri�ds�hat Lender <br /> requ��es. �Vhat Lender requ�res pursuant to the preced�ng s�ntences can change durxng �he�erm of the Loan. <br /> The znsurar�c�carr�er pro�iding�he insuran�e sha��be chosen by Bnrrower sub�ec�ta Lender's r�gh�to <br /> d�sappra�e Borr�wer's Chaice, vvh�ch rxght sha�l n��be exerc�sed unreas�nably. Lender may require <br /> Barrawer to pay, in conne��ion�vi�h th�s L�an, eith�r: �a� a�ne-��me charge for flood zone determination, <br /> c�r�ifica�ion and�rack�ng services; or�b} a one-��m��harge for f�oad zone determinat�on and cer�ifica�ion <br /> ser�ices and su�sequen�charges each time remapp�ngs or similar�hanges�ccur vvhich reasanabiy migh� <br /> affect such determaination o�cer�ifi�at��n. Barrawer sha�l als�be r�sponsible for�he paymen�af any fees <br /> imposed by the Federa� Em�rg�nc� Management A�ency �n��nne��znn w��h th�re�zew�f an�r f�ood zon� <br /> d�term�na��on resul��ng from an ab�ec�ion b�B�rrov�er. <br /> �f Borrower fa��s to ma�ntain any af the co�rerages described abo�e, Lender ma�obtain insurar��e caverage, <br /> at Lender's opt�on ar�d Borrower's expens�. Lender is under no obi��a��on t�purchase an�par�icular typ�or <br /> a�moun�of coverage. Theref�re, such coverage sha���flver Lender, �ut m�ght or migh�na�pratec�B�rrower, <br /> Borrower's equ.�ty �n the Proper�y, �r�he conten�s of�he Praperty, aga�nst an�r r�sk, hazard�r l�ab���ty and <br /> migh�prflvide greater or�esser coverage t�an was prev�ously in eff�ct. Borrawer ackno�ledg�s tha�the cos� <br /> of th�insuranGe caverag�so ob�ained migh� s�gnificant�y exce�d�he c�st of insuran�e�hat Borrower cau�d <br /> have abta�n��. An� amounts d�sbursed by Lender under�hi� S�ctian 5 shal�become add���ana� debt of <br /> Borro�ver secured by�his 5ecurity�nstrum�nt. These am�unts sha�� bear�nt�r�s�at�he No�e rate fro�n the <br /> date of d�sbursement a.r�d sha��be pa�able, with such�nterest, upon notice from L�nder��Borrawer <br /> requesting paymen�. <br /> N�BRASKA-Sinc�le�amily-�annie Mael�reddie Mac UN1��RM INSTRUM�NT Forrn 3�28 110� <br /> VMP� VMP��N��t13�2) <br /> Wolters Kfuwer�inancial Ser�ices Page fi of 17 <br />