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2� 1 ��223� <br /> s�rvices and subsequ�n�charges each�i�ne rem�appings or simiiar changes occur�nr�ich reasonab�y migh� <br /> affec�suc� de�errnina�ion�r cer�ifica��on. Borraw�r sha�� a�s�b�responsih��for t�e pay�nent of any fees <br /> impo�e�by th� Federa� �mer�ency Management A�en�y in cann�c�ion wi�h�he re�rie� �f any flvod 2�r�e <br /> determ�nat��n r�su�t�ng fram an obje��i�n by Borro�er. <br /> �f B�rrv�er faiis��main�ain any of��e coWera�es described ab�ve, L�nder may obta�n insurance co�era�e, <br /> a�Lender's ap�i�n ar�d Bnrr�vwer's expense. Lender �s under no vb�igat�vn��pur�hase any par�icu�ar type ar <br /> anc��un�of caverage. Therefor�, su�h�overage sha�� c�ver Lender, but might ar n�igh�no�pro�ec�B�rrower, <br /> Borr�r�er's equi�y in the Praperty, or th�canten�s af the Proper�y, agains�an�ris�, �a.�ard or ��al����ty and. <br /> might prov�t�e grea��r or �esser coverage�han v�a�pre�riously i� effec�. Borra�er acknow�edges thafi��e cos� <br /> of�he insurance eoverage sa���ained�i��t significan�ly exce�d�h�cos�of insuranc�that B�rrower could <br /> �aWe���ained. Any an�oun�s disbursed by Lender under this S�ctian 5 sha.11 b�corn�addi�ianal debt�f <br /> Barrov�er s�cured by�h�s S�cur�� �nstrument. These arr�vunts��all bear in�eres�a��he No�e rat�fra� ��e <br /> da�e o�d�shurs�ment and sha�� be payab��, vvi�h su�h �nterest, upon nat�ce from Lender�� B��-rov��r <br /> r��ues�ing paymen�. <br /> A1I insurance polici�s required�by L�nder an�renev�rals of suc� poli�ies sha��b�su�j�c�to Lender's r�ght�4 <br /> d�sappr�ve suc�palicies, shai� include a s�andard rnor�bage clau�e, and sha�l n��ne Lender as rn�r�gage� <br /> andlor as an add��io�a� �nss payee. Lender sha�� ha�re the ri�ht tv ha�d the po�����s and renewal cer�ifiCa�es. <br /> If Lender requ�res, Barr��er sha��pr�m�t�y g�ve t� Lender a��receipt� of paid premiu�ns a�d renevcra� <br /> notices. �f Borr�ure��b�ains any forrn �f insurance caverag�, no�otherwise required by Lender, f�r daxnage <br /> �o, vr des�ruc�ian af, �he Proper�y, sUc��ol�cy s�a11 incl�de a standard rnor�ga�e�lause and s�al� name <br /> �,ender as�nor�gagee andlor as an addi�ianal loss paye�. <br /> In��e erren�af losss Borro�er sha�� g�r�e pr�mpt nat��e tv�he insurance�arr�er and Lender, Lend�r may <br /> m�ake proaf of lass �f no�mad�pr�mpt�y by Borrawer. tJn�ess L�nder and Borro�ver o��ervwis�a�ree in <br /> vvr�t�ri�, any �nsuranc�pr�ce�ds, �vvhether or not�he underlying insurance vvas re�uired by Lender, shall b� <br /> app��ed tv resfiorati�n ar repair�f��e Fr�per�y, if��e res�ora�ion or repair �s ec�nv�m�ca��y fea��b�e and <br /> Lender's secur�� is n��l�s�ened. Dur�ng su�h r�pair and r�stora�i�n period, Lender shall �a�e�he right�4 <br /> hold�uch insuran�ce pra��eds un�il ��nder has had an oppor�unity�v insp���suc� Propert�fio ensure the <br /> v�ror��as b�en cornple�ed�a Lender's sat�sfaG�ion, pra�ided that such �nspe��ifln shall �e und�rtaken <br /> prvmpt�y. L�nd�r may disburse p�ro�eed�for th�repa�rs an�rest�ra��vn �n a s�n�le�ayment or in a series of <br /> progress payments as�h�v�ork is �ompl�ted. LJnless an a�r�em�n�is rr►ade�n�vr���ng�r Applic��le Lavv <br /> r��uire� interes�tv be paid on such insurance pra�eeds, Lender sha�� nat b�r�quired�o pay Bvrro�ver any <br /> �n�eres��r earn ings�n suc� proc�eds. F e�s for pub�i�a�,�usters, vr�ther�h ird par�i es, re�ained by B�rrc�tiver <br /> shall no�be paid out af th� �nsurance pr�ceeds and sha�� be�he so�e ob��gatian af B�rrower. �f�h�res�ora�ian <br /> or repair is no�e�onflm�ca��y feas�b�e or Lend�r's secur�ty wou�d be�essened, t�e insurance proceeds s�all be <br /> app��ed to the sums �ecur�d�y�his 5eeurity �n��rurr��n�, v�he�her ar nt���hen due, ��th the e��ess, if an�, <br /> paid to Borro�ver. Such �nsuran�e p�oeeeds �hail�e app��ed in��e orde�provided far in ��c�i�ri 2. <br /> �f Borravver abandons��e Proper�y, Ler�der�ay fil�, nego�ia��and set�le any avai�ab�e insuran�e clai�n and <br /> rela��d�-na�ers. �f Bar�ror�er daes no�resp�nd��thin 3�days to a no��c�fr�m Lend�r tha�the insura�ce <br /> carr�er has of�ered ta set��e a c�aim, �hen L�nd�r may nego��at�and s�tt�e the c�aim. The 3 Q�day period w��� <br /> be�in r�vhen the notice �s given. �n ei�her�r�ent, �r if Lender acqui�res�h� Proper�y under Sec�ion�� �r <br /> o��nervW�se, �orrov�er hereby ass�gns�o Lender�a}�orro�vver's righ���fl any �nsura����pra�eeds in an amoun� <br /> na��o exceed the a.m�un�s u��aid under��e�o�e�r��is S�curity Ins�r��nen�, an� �b�any other af <br /> Bvrravwer's righ�s �a��er��an���righ��o an�refund�f un�arn�ed premaums pa�d by Barro�er}under a�� <br /> insurance policies c�r��ring��e Praper�y, insofar a� such ri�hts are applica�ie���he co�erage of the <br /> Proper��. �e�der n�ay use�he insurance proce�ds e��her ta repair or res�ore the Froperty ar��pay amoun�s <br /> �.npaid under��e Na�e or th�s 5e�ur�ty In�trument, wh�th�r or nv�then due, <br /> 2015-2843944 ��a�497���1257'1�35 245�4 <br /> NEBRASKA-Single Fam[ty-Far�r�ie M�emlFreddi�Ni ac UNIF�]RM[NSTRUM ENT V1i�TH N!ERS Farm 3 a�8'�!�1 <br /> tfV�l er�s Kiuwe�'Fin�cia�Services 41Tl2�'�fi 14:23 AM VMPfi P�e�1 fQ�} <br />