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2� 1 ��223�
<br /> The Funds sha�� �e h�1d in an i�s�i�u�io�.�hose deposits ar� insured by a federa� agenc�r, instrun�en�ali�y, or
<br /> en�i�.y �including Lender, if Lender is an ins���u��on whas�d�pflsi�s ar�sa insured�or in any Federa� Horne
<br /> L�an Bank. Lender sha�� app�y th�Funds t�pay the �scro�Items no �ater than the�im�specifed under
<br /> RESPA. Lender shal�no�c�arge Borrovver for�oi�ir�g an�a�piying the Funds, a��uali� analy2ing�he
<br /> escro�v accoun�, or verifying�he�scro�r ��e�ns, unless Lender pa�rs Barrovuer interest on��e Funds and
<br /> .�pp��ca��e Lavv perm�ts L�nder�fl make such a char�e. C.�n�ess an agre�ment�s rnade in�rit�ng or
<br /> Applicab�� La�v requires�n�eres��o�e paid an the Funds, L�n�i�r�hall not b�required�a pay Barr�v��r an}�
<br /> in�eres�or�arnings on��e Funds. Borrow�r and Lender can agree in rn��ri�ing, how�ver, �hafi �nt�res�shal� be
<br /> paid an the Funds. Lender sha�� give to B�rrov�er, vv�thflu�charge, an annua� ac�oun�ing of�he Funds as
<br /> r�quir�d by R�SPA.
<br /> �f��ere is a surplus of Funds held in escrow, as d�fned under RESPA, L�nder sha�l a�coun��o B�rrvv�er far
<br /> the excess funds in accardanc��nr��h R�SPA. �f ther�is a s�ortage of Fc�nds�eld in escrov�, as def�ned under
<br /> FtESPA, L.�nd�r sha��no��f}� B�rr��rer as re�u�r�d by RESP�, and 8arrower�ha�� pay�o Lend�r�he a�ount
<br /> necessary�a rnake up��e s�or�a�e in ac�ordance wi�h RESPA, bu� in no rn�re��an �2 mon�h�}�payments. �f
<br /> ��ere is a deficiency af Funds he�d in escrow, as defin�d under R.�SPA, Lender shall no�ify Ba�-raw��r as
<br /> requir��l by R�SPA, and B�rrflv�er sha�� pa}��o Len�er the amount necessary to make up�he deficiency �n
<br /> acc�rdanc�wi�h RESPA, bu�in no��re��an ��rnon�hly�ayrnents.
<br /> Upon payrnen�in fu�� of a�� sums secured by this Securit� �n�trurnent, Lender shall pro�np�ly refun��a
<br /> B�rra�er any Fun�s h��d by Lender.
<br /> 4. �h�r���; L���t�. Borrow�r s�all pay all�axes, assessments, charges, f�n�s, and�mp�sitians a�ribu�ab�e to
<br /> �he Proper�y whic�can at�ain priori�over�his Securi�� Ins�rumen�, �e�.sehold paymenfis or ground ren�s on
<br /> the Property, �f any, a.nd�ommun�ty�ssac�at��n I�ues, Fe�s, and Ass�ss�nen�s, if an�. T��he ex�en���a�
<br /> �hes� ��ems are Es�rovv ��ems, B�rrawer shall pay t��m i�n the manner�ravided in Sect�on 3.
<br /> Borrower s�all pra�p�ly di�charge any lien w�ic� �as�riarity over��is Security �ns�run�er��unless
<br /> Borravw�r: �a�a�rees in�rrit�ng to the pa�ment of the ab�igat�fln secured b�the��en in a�manner a�ceptab�e
<br /> t�Lender, �ut on�y sa �ong as Borro�er�s p�rforming such agreement; ����ontes���he ��en �n g�od fai�� by,
<br /> or defends agains�enforcem�e���f�h� lien in, legal �roceedings�rhi�h in Lender's�pini�n op�rate to pre�en�
<br /> ��e enfarce�nen�af��e lie�vvhile t�ose praceedings are pe�din�, bu�onl� un�il such prace�d�ngs are
<br /> conc�uded; or�c�secures fram the ho�der af the�ien an agreen�ent satisfactor�to L�nder sub�rdina�in�the
<br /> ��en to�h�s Secur�ty �ns�rurn�n�. �f L�nder d�term�n�s�hat any parr of�he Pr�per� is sub�ect t� a��en w�.ich
<br /> can a��ain pri�ri� over��is Se�uri� Instrurner��, Lend��r n�ay gi�e Borrawer a n��ice id�nt�fyin�the iien.
<br /> '�"i��in �4 days of��e da�e�n vvhich�hat n���ce is�i�en, �orrower s�a�l satisfy the ��en or take one or more
<br /> af the act�ons se�f�rth above��th�s �ect�vn 4.
<br /> Lender�ay reauire B�rrower��pay a�ne-�ime char�e�ar a�eal esta�e�ax verific�t�ion a�dlor reparting
<br /> servi�e used by Lend�r in conr��c�ian wvi����i� Laan.
<br /> v. Pr�p�ert� �n�uranc�. Bflrravver sha�� keep the irr�proW�m�nts no�exi�ting�r hereafter�rec�ed an�he
<br /> Property �nsured aga�nst �ass by fre, hazards �n��uded�vvi�h�n the��rm "ex�ended co�erage," a.nd any o�her
<br /> hazar�s �n��ud�n�, bu�nat linr���ed�a, ear��quakes and itvvds, fvr w�ic� Le�der requires insurance, This
<br /> insurance s�ali b�rnain�ained in�he a�noun�s�in�luding��duc�ihle leue��}an�for�h�peri�ds�ha�L�nder
<br /> requires. �ha�Lender requires pursuant��the preced�ng s�n�ences can chang�during��e tern� af�he Loan.
<br /> The�nsurance carr��r provi�ing the insurance sha�� be ch�sen by Borrower subject�o Lend�r's righ��o
<br /> d�sappro��Borro�nr�r's c�aic�, �h.ic� rig��s�all no�be exercised�.nrea.sanably. Lender may r�quir�
<br /> Borrow�r�o pay, in connec�ion���h�h�s Loan� either: �a}a ane�t�me charge fflr f�oad 2ane de�erm�natifln,
<br /> �er�ifica�ion and�racking ser�ri��s; or�b�a vne-��m�char�e fvr flood 2an�d��errnina�ion and cer�if�cation
<br /> ��'ifi-2843944 �QQ�497����25T1'�35 2454
<br /> h�EBRASKA-5ingle Famiiy-Fannie�Illae�lFrecfdie€V�ac LlNIF�FtN(�NSTRUMENT VIliTH MERS Form 30�8 11�1
<br /> VMP Q VMP6A{NE��1302�
<br /> iNolters Kluw�Firtancial Ser�ices 41712D1 fi 10:�3 AM Page fi of 9 7
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