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. 2� 1 ��2134 <br /> ser�ices and subsequent charges ea�h time remagpings or sim��a.r changes occur which rea�onabxy might <br /> affect such determrnation ar c�rtification..Borrower sha11 also be responsib�e for the payment of any fees <br /> , impased by th�Federa�Erriergen.cy Management Ag��cy in cvnnect�on�vit�the re�iev�of an�f�ood��ne <br /> d�terminat�on resulting from an abje�tion by Borrower. <br /> If Borro�ver fails to rnaintain any flf the coverag�s des�ribed abave,Lender may o�ta�n�nsurance coverage, <br /> at Lender`s option and Borr�wer's expense. Lender is und�r no ob�igation to puarchase any particu�ar type or <br /> amount of coverage.Therefore,such cowerag�shal�cover Lender,bt��t n�ight or might not prot��t Borr��er, <br /> Borro�ver's equity in the T'roperty,ar the�ontents of the Pr�perty,against any risk,hazard or�iability and <br /> might provide greater or Iesser coverage than�vas pre�ious�y i�effect. Borrower ackno�rled,�es that the cost <br /> of the insura�.ce co�erage sa obtained mi�ht signi�"��antly exceed the�ast of insurance that�orro�er cou�d <br /> have obtained.Any amounts disbursed�y Lender u�der this Section 5 sha��became addrti�nal debt af <br /> Barro�ver s�cured by this Security Instrument. These amounts shall bear interest at the Note rate frorri the <br /> date of di�b�rse�en�and�ha11 be payable,wit�h�uch i�terest�upon notice from Lend�r�o Borrower <br /> requestxn.g pa�ment. <br /> AII in�uran�e po�ic�es requir�d by Lender and renewats of such p41ic��s sha��be subject to L�nd�r's right to <br /> dYsapprave such po�ic�es, shall�nclude a standard m�rtgag�clause,and shall name L�end�r as mortgagee <br /> a�ndfor as an additionalloss payee.Lender�ha��have the right to hold the policies and renevva�certificates. <br /> If Lender r�quir�s,Borr�wer shall pr�mptly give to Lend�r a11 rece�pts of paid premiums and ren.e�va� <br /> notices. If$arrawer abtains any form of�nsurance coverage,not oth�rwise required by�ender, for dama�e <br /> to�ar destru�tYon af,the�rop��t�r,such po��cy sha11 include a�tandard mortgag�c�ause and sha11 name <br /> Lend�r as n�ortgagee andlor as an�dd��io�nall�ss�ayee. <br /> In the event o#'loss,Borr��er shall give�arompt�n.atice to the insurance carrier anc�I�ender.Lender may <br /> rna.ke proof of l�ss��not made pramptl�by Borrower.Unless Lender and�orrower otherwise agree�n <br /> wr�ting,any insuran�e proceeds,whether or not the underlying insurance tiva�required b�Lender, sha11 be <br /> a�plied to r�storation or repair�f the Proper�, �f the restoration or repair is econom�ca��y feasible and <br /> Lend�r's security is not lessened. During Such re�air and restorat�on periad,Len.der sha11 hav�the right to <br /> ho�d such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the <br /> �v�rk has been completed t�Lender's satisfac��on,pravided that such inspe�tian sha��be underta.ken <br /> promptly. Lender may disburse prviceeds for�he repa�.rs�.nd�resto�ati�n in a single pa�ment�r in a ser�es�� <br /> progress payments as the work is comple�ed. LJnless an agreement is made in�rriting or Applicable Law <br /> requir�s interest ta be pa�d on such insurance proceeds,Le�.der s�.a11 not be required to pay Bvrrower any <br /> interest or ea.rnings an such prv�eeds.Fees for�ublic adjusters,or�ther third parties,retained by Borror�ver <br /> sha��nvt be paid out of the insurance proceeds and�hall be the sole obligation of Borrower. If the restoration <br /> ar repa�r is not economically f�as�b�e or Lender's security�vvu�d be lessened,the insuranee proceeds sha11 be <br /> applied tv the su�ns secured by this Se��rit�Instr�n�ent,whether or not th�n du�,with the e�cess, if any, <br /> paid to Borro�ver. Such insurance proceeds shall be app�ied in the order provided for in Section 2. <br /> If Borrower aba�.dons the Prop�rty,Lender may fil�,negatiate and sett�e any ava�lable insurance claim and <br /> related matters. If$orrower da�s not respond�v�th�n 34 days�o a not�ce from L�nder that the insurance <br /> car�i�r ha�off�r�d�o set�le a clairn,th�n Lender may negotiate and sett�e�he c�airn. The 3 D-day per�od w��� <br /> beg�n w�en the n�tice is given.In eith�r event,or if Lender acquires th�Pr��perty under Secti�n 22 vr <br /> atherwise,Borrawer hereby assigns to Lender(a}Borrower�s rights to any insurance proceeds�n an amount <br /> not to exce�d the amvunts unpaid under t}ae Note or this Security In.strument,and�b)an�oth�r af <br /> Barrower's rights(other than the right to any refund af uneamed premiun�paid by�arrower�under a11 <br /> insurance pol�cies covering the Fr�p�rty, insofar as such rights are applicable to the co�rerage of th� <br /> Property. Lender may use the insuran�e proceeds either t�repair or restore the Froperty or to pay amounts <br /> unpaid unde�r the Note ar this�ecur�.ty Instcu.ment,whether or not then due. <br /> NEBFtASKA 5ir�gle Family-Fannie MaelFreddie Mac L1N1FORIVI iNSTRUMENT W1TH MERS Form 3428 1101 <br /> VAI�P� VMRBA�NE}�1302},44 <br /> Wofters Kfuwer Financiaf Services Page 7 of 1? <br /> q�33535�6�t�9 a233 335 a717 <br />