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2� 1 �� 1715 requir�d�y RESPA, and Barrower sha��pay to Lend�r�he amflunt necessary�n make up�he de�ciency�n accordance with RESPA, bu� in no mar�than ��mon�hly paynl�nts. Upon pa�m�nt in fu�� of a�l sums se�ured by this SeGur�ty �ns�rumen�, Lend�r shall prompt�y refund�a Borrower any Funds he�d by Lender. 4. �harges; Liens. Borrawer sha�l pa�r a��axes, assessments, charges, fines, a.r�d�mpos�tz�ns attr�bu�ab�e�o �he Property which can attain priori�y over thxs S�curity Ins�rumen�, �eas�h�i�paymen�s or ground rents�n the Property, �f an�, and��mmunity Assaczat�on�3ues, Fees, and Ass�ssme�ts, if any. To the e��ent�hat th�s�xtems are Escrow I�ems, B�rrow�r sha��pay them in the manner pro�r��.ed in 5ect�on 3. Borrower shal� pramptly d�scharge any lien vvh�ch has priorit�o�er�h�s Securi�y Instru.ment unless Bnrrower: �a} agrees �n writzng ta the paymen�af�he�b�iga�i�n se�ured�y the�ien in a manner accep�able to Lender, but anly sa�on� as Borrou�er�s perfor�ng such agr�ement; ��}�ontes�s�he lien in go�d faith b�r, ar d�f�nds against enf�rcement of the�xen�n, legal proce�d�ngs which in L�nder's opinion operate to prewent �he enfarcemen��f the��en whi��th.ose proceedings are pend�ng, bu�only un�i� such pr�ceedings are �anclu�ed; �r�c} s�cure�from the ho�der of the lien an agreem�nt sa�isfa�tory to Lend�r subord�nat�ng �h� �ien to th�s S�curi�y Ins�rument. If Lender determines that any par�af�he Praperty is subject�o a��n wh�ch can attain�riar�ty�ver this Se�uri�y Instrumen�, L�nder may gi�e Borr�v�er a not�ce id�n�ifying the l��n. �VL�'��hin 14 da�s of the da�e�n vvh�ch that not�c� xs giv�n, Barrawer�ha�� satzsfy the l�en�r�ake one or m�re of�he ac��o��set fflr�h abo�e�n�hzs�e�t��n 4. Lender may require�3��rower to pay a one--�ime charge for a real estat��ax��rkfzcatinn andlar repor�ing s�rv�ce used by Lender�n connec��an w��h�his Loan. 5. Praperty �ns�rance. Borro�er�hal�keep�he improvements novv existi�g or hereafter erected on the Pr�pert�insure�agair�st��ss b�fire, hazards inc�uded within the t�rm "ex�ended co�erage," and any other �.azards �n�luding, but n�t��mited t�, earth�uakes a.�d�1o�ds, for wh��h Lender requires insurance. Th�s insurance s�all be nla�ntain�d in�he amounts �includ�ng deductible levels}and f�r�e periods tha�Lender r��uires. �V'hat L�nder re�uires pursuant to the preceding s�ntene�s�ar�change dur�ng�he term of�he Loan. The insuran�e carr�er pro��ding�he insurance sha11 be chosen by B�rrower sub��ct to L�nde�-'s r�gh��o d�sapprn�e Borrower's choic�, which r�gh�sha��not be exercis�d unreasonab�y. Lender may require Barra�rer to pa�r, �n c�nnectian w��h th�s L�an, exther: �a} a on�-time charg�f�r�1o�d z�r�e determina��n, certification and track�ng ser�ices; �r�b} a one-t�me charge f�r f��ad zone deterntiina��on and cert�f��ation services and suhsequen�charges ea�h time remappings or szm��ar changes occur which reasonab�y xn�ight affe��such determination or certif�ca�ian. Borrower shall al�o be resp�nsibie for�he payment of any f�es imposed by the��d�ral Emergency Managemen�Agency in c�nnect�on v�ith the re�iew af any flood zone de�erm�na�ion result�ng from an ob�ec�ion by Bflrrower. �f Borrower fails t�maintain any of the�nv�rages descr�bed ab�ve, L�nder may obta�n�nsuran�e c��erage, a�Lender's apt�nn and Borrower's e�.pen�e. L�rzd�r is under no obliga�ivn�o purchase any par��cu�ar type�r amaunt of ca�rera�e. Therefore, such caverage shall �aver Lender, but might or mig�Z�not protect Borrower, B�rrower's equity �n the Pr�per�y, ar the contents�f�he Prflper��r, aga�nst an�risk, hazard or liability and mi.ght provide greater�r�esser coverage�han wa�pr��iausly in�ffect. B�rrower acknow�edge��hat th�c�st �f�he insur�nce c�verage�o flbta�ned might sign�f�car��l�exc��ci t��os�af insurance that Borrov�er could ha�e�b�ained. Any am�unts�iisbursed by L�nder under�his S�ction 5 shall�e�ome additional debt af Borrow�r secured by th�s Securi�y Instrument. Th�se am�un�s shall b�ar�nteres�a�the Note ra��fr�m�he da�e of d�sbursem�nt an.d sha��be payab�e, with such xn�er�s�, up�n not�c�from L�nder ta Borrav�er request�ng paym.ent, NEBRASKA-5ing#e�amily-Fannie Ma�IFredciie Ma�UNt�ORM INSTRUMENT Form 30Z8 11�1 VMP O VMPB{N�y t13�� Walters K��vver�€nancia!Ser�ices Page f of'�7