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. 2� 1 �� 1 �75
<br /> The Funds sha11 be held in an institutian whase dep�sits are xnsured by a federal agency, �nstrumentality,or
<br /> entity�including Lender, if Lender is an instituti�n whose deposrts are so insured}ar in any Federal Home
<br /> Loan Bank. Lender shall apply the Funds to pay the Escrativ Items no�a�er tha�n the time specified under
<br /> RESPA. I�ender sha11 not charge Borr��er for holding and applying the Fund�,annually analyzing the
<br /> escraw account,or verifyir�g the Escrow Items,un��ss Lender pays Borro�ver i�ter�st�n the Funds and
<br /> Applicable Law permits Lender to make such a charge.Ur�less an agreerrient is made in writing or
<br /> Applicable Law requires interest to be�aid on the Funds,Lender sha�l no�be require�.to pay$orrower any
<br /> interest or earnings on the Funds. Borrower and Lender can agree in writing,ho�re�er,that interest shall be
<br /> paid on the Funds. Lender shall give to Borro�v�r,without charge,an annual account�ng of the Funds a�
<br /> re��ired b���SPA,
<br /> If there is a surplus af Funds held in��cro�v,as defined under RESPA,L�nder shall account to Borrower for
<br /> the excess funds in accordance�vith RESPA, If there is a shortage of Funds held�n escrovv,as defined under
<br /> RESPA,Lender shall notify Borrower as ret�uired by RESPA,and Barrower sha11 pay to Lend�r�he amount
<br /> necessary to make up the shartage in accordance with RESPA,but in no more than 12 monthly payments. If
<br /> there�s a de�ciency af Fu�ds�.�ld in escrotiv, as defined u�n�er RESPA,L�nder sha11 nr�tif�r Borrower as
<br /> required by RESPA,and Borrower shall pay to Lender the amount nec�ssary to make up the defi�ier�c�in
<br /> aCcordance v�ith RESPA,but in no more than 12 monthly payments.
<br /> TJpon payment ir�full of a�l sums secured by this Security�nstr�ment,Lend�r shall pramptly refund to
<br /> Borro�ver any Funds held by L�nd�r.
<br /> 4. Ct�arges;Liens.�3orravver shalZ pay a11 taxes, assessments, charges, fnes, and impositions attribu�a.b�e to
<br /> the Property which can attain priority over this Secu.rity Instrument, leasehald payments ar ground rents on
<br /> the Property, if anyA and Com�nunity Association Dues,Fees,and Assessments, if an�r. To the extent that
<br /> these items are Escro�v Items,Borrower sha11 pay�hem in the man�er pro�ided in Section 3.
<br /> Borrower sha11 promptly discharge any lien which has priorit�r o�er this Security Instrument unless
<br /> Borro�ver: �a)ag�rees in writing to the payment�f the ab�iga�ion secured by t�ae lien in a ma�.n.er acceptable
<br /> ta Lender,but�nl�so long as Borrower is performing such agreement; (b}contests�he lien in good faith by,
<br /> ar defends against enforce�nent of the lien in, 1ega1 pr�ce�dings which in Lender's apinio�operate to prevent
<br /> the er�foreement of the Iien�hile those proceedings are pendin.g,but only until such praceedings are
<br /> conc�uded;or�c}secures from the holder of the�ien an agre�ment satisfactary to Lender subordinat�ng�he
<br /> lien to thi�Security In�trument. If Lender determines that any part of th�Property is subject ta a Iien which
<br /> can attain priority over th�s Security�nstrurz�ent,Lender ma�gi�e Barrower a n�tic� id�ntifying the lien.
<br /> Within 1�days of th�date an�hich that notice is gi�en,Borrow�r sha11 satisfy the lien or�a.ke ane or more
<br /> af the actions set forth above in th�s 5ection 4.
<br /> Lender may require Borro�v�r to pay a one-time charge for a real esta�e ta.x verification andlor reparting
<br /> service used by Lender in connection with th�s Laa�.
<br /> 5. Pro��rty insuranee.Barro�ver sha�1 keep the improvements no�existing or h�reafter er�cted on the
<br /> Property�nsured against�ass by fue,hazards included�i�hin the term"ext�nded cov�rage,"and any other
<br /> hazards rncludrng,but n�t�im��ed tv, eart��u��es and floods, fQr whxch Ler�der r�equir�s��s�ran�e. ThYs
<br /> insu.r�nce sha11�be maintained in the amounts(including deductible 1evels}and for the periads that Lender
<br /> requires. What Lender requir�s pursuant to the preceding sentences can change during the term of th�Laan,
<br /> The insura�ce car�rier providing�he insurance sha11 be chosen by Borrower subj ect to�,ender's right to
<br /> disapprQve Barrower's chaice,which right sha�l not be exercised unreasonably. Lender may require
<br /> Borrower to pay, in connecti�n with this Laan, either: (a}a on�-tim�charge for fload zor�e de�erminat�on,
<br /> certification and tracking services;or(b}a one-time charge far fload zone determination and�ertification
<br /> NEBRASKA-Single Fami�y-Fannie MaelFreddie Mac L1NIFaRM INSTRLIMENT WITH MERS Fo�m 3�281141
<br /> VMP C� VMP��(NE}(13[12]_�
<br /> Wo�ters Kluwer Financial Services Pa�e B of 1?
<br /> q�33534�2542 0�33 257 �617
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