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2� 1 �� 1143 . If Borrower abandons the Property,Lender may f�le,negotiate and seit�e any a�ailable insurance claim and related matters.If Borrower does not respand within 3�days ta a riotice fram Lender that the insurance�arrier�as offered t�sett�e a claim,then Lender may negotiate and settle the claim. The 3�--day per�od wili begin when the noti�e is gi�en. In either e�ent,�r if Lender acqu�res the Property under Se�tion 22 or otherwise,Borrower hereby assigns to Lender(a}Borrower's rights to any insurance proceeds in ar�amount nat to exce�d the amaunts unpaid under the Nate or this Security Instrument,ar�d�b}any�ther of Borrower's rights(other thar�the right to any refund of unearned premiums pa�d by Borrower}under all insurar�ce policies co�ering the Property, insofar as such rights axe app�icable ta the co�erage of th�Property.Lender may use the insuran�e proceeds either t�repair or restore the Prop�rty or to pay amounts unpaid under the Nate or this Security Instrument,whether or not then due. �. ��upan�y. B�rrnwer sha�l occupy,establish,and use the Property as Borrower's principa� residence within 6�days after the ea�ecution of this Security Instrument ar�d shall continue to occupy the Praper�y as Borrov�er's principal residence for at least one yeax after the date of accupancy, unless L�nder determines that th�s requirem�nt shall cause undue hardship for the Borr�wer or unless e�tenuating circumstances exist which are beyond Borrower's c�ntrol. l. Preser�ati�n, IUlaintenanc�and Prote�tion of the Pr�perty; �nspections. B�rrower sha�l not destroy,damage or impair the Property,allow the Pr�perCy to deteriorate or commit waste on the Property.Borrower shall maintain the Property in order to prevent the Property from det�riorating ar decreasing in�alue due t�its condition.Unless it is determined pursuar�t to Se�tion 5 that repair or restoration�s not economically feasible,Borrower shall promptiy repair the Pr�perty if damaged to a�oid fur�her deteriarat�on or damage. If insurance�r condemnati�n proceeds ar�paid in conne�tion with da.mage to the Property,Borrower shall be responsible for repairing or restoring the Property only �f Lender has released proceeds for such purpases. Lender may d�sburse proceeds for the repairs and restaration in a single payment or in a s�ries of progress payments as the work is completed.If the insurance or cond�mnation pro�eeds are not sufFicient to repair or restore the Property,Borrovver is not relieved of Borrower's abligation for the completion of such repair�r restorati�n. If condemnation proceeds are paid�n connecti�n with the taking of the praperty,Lender shall apply such proceeds to the reduction of the�ndebtedness under the N�te and this Security Instrument,first to any delinquent amounts,and then to payment of principa�.Any application of the pr�ceeds to t,he princ�pal sha1�not extend or pastpane the due date of the monthly payments or change the am�unt of such payments. . Lender or�ts agent may make reasanab�e entries upvn and inspectians of the Property.If it ha� reas�nable cause,Lender may inspect the interior of the impr��ements on the Prope�-�y.Lender shall give Barrow�r notice at the t�me of or pr�or to�uch an interi�r inspection specifying such reas�nable caus�. 8. Borrornrer's Loan Application. Borrow�r sha��be in d�fault�f,during the Loan appli�ation process,Borrower ar any persons�r entities acting at the directi�n�f Borrower or with Borrower's knowledge or consent ga�e materially false,misleading,or inaccurate ir�f�rmatian or sta.tements to Lender(or failed to provide L�nder wit11 material information}in connection with the Loan.Materia� representations include,but are nat Iim�ted to,representations concerning Borrawer's occupancy of the Praperty as Borrawer's princ�pa�res�dence. � 9. Protection of Lender's Inter�st in the Praperty and Rights Und�r this Security Instrument. If�a�Barrower faiis to perform the co�enants and agreements contained in th�s Security 23�39fi28a FHA Deed of Trust-NE 9J3�I2�14(te�?J15} Bankers SystemsT""VMP� D8I2�15 Wb�ters Kluwer F�nanc�af ServFces 20'lfi020815 3�.34Q6-N20951019N Page 7 of 15