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<br /> TH�S ZNSTRUMENT PREPARED BY: AFTER REC�RDIN�RETURN T�:
<br /> Home Federa�Sa�ngs&Loan Ass�c�ation of Hoxne Federal Sa�ngs&Laan ASsaciation of
<br /> Grand Is�and Grand Isxand
<br /> 2Z1 South Locust 5treet 221 �fluth Locust Street
<br /> GRAND ISLAND,NE 68�41 �-RAND ISLAND,NE 6S8U1
<br /> �Space Abo�e This L�ne For Recording Data}
<br /> L�AN�RIGINATQR�OMPANY NAME:Ham�Federa�.S av�.ngs&Loan Association of Grand Island
<br /> NMLS C�MPANY IDENTIFIER: 446443
<br /> L�AN�RI�INAT�R NAME: Chri�Kaskie
<br /> NMLS �RIGINATaR IDENTIFIER: 4945G9
<br /> I�EED �� TRUST
<br /> (PREAUTI3�]RI�ED [�pEN END) �REDIT -FUTURE AI)VAN�ES AR� SECURED
<br /> BY THIS I���I� �F 'TRUST}
<br /> TH�S I]EEI] �F TRUST �"5ecurity Instrument�"� is made on February 19, 2�1G. The gran�ars are STEVEN�
<br /> I]��DING and �IIARL�NE N D�WDING, v�rhose address zs 4417 DRAKE LANE, GRAND ISLAND,
<br /> Nebraska 688d1, and CHARLENE N D��VDING,whvse address zs 4417 DRAI�E LANE, GRAND ISLAND,
<br /> Nebraska 6$5�1-85�2 �"Borrawer"}. Barro�wer is no�necessarily the same as the Person o�Persons who s�gn the
<br /> Hvme Equity I.�ine of Credit Agreernent,dat�d F�bruary 19, 2�16 ("Con�rac�'t�. The obligat�ons af Borravvers
<br /> ,t7vho did not s�gn the �on�ract are e�plained fur�h�r ir��he sec�i�n�itled Successnrs and Assigns Bound; Joint
<br /> and Severa� Lia�il�ty; Accommadafion Signers. �'he �rus�ee �s Ar�nd R. Baack, At�flrney v�rhase address is
<br /> P.�. Box 79�, Grand Is�and,Nebraska 65��2 �"Trus�ee"}. The benefczary�s Home FederaX Sav�ngs & L�an
<br /> Ass�ciat�on of Grand Island,whzch�s organized and ex�st�ng under�he laws of the United Sta.�es of Amerzca axzd
<br /> v�h�se ad[�e55 f5 221 S�uth Locust Street, Grand Islarid, Nebras�a 6�5�1 �"Le�.der"}. STE�EN �V
<br /> D�WDING and�HARLENE N Dt]WDING hav�entiered into a Contract�with Lender as of February 1�,�UlG,
<br /> u.r�der the �erms of which Barrov�er ma�, fram. �ime �o time, obtia�i� advan�es no� ta exceed, at any ��me, a
<br /> �**MA�IMUM PRINCIPAL AM�UNT �E�CLUDING PR�TECTIVE ADVANCES}*** of Fi.fty
<br /> Thousand and 4�IlU� Do��ars �U.S. $S�,�U�.U�� �"�red�� L�mi�"}. Any party �r��erested in th� de�a�Is rela�ed to
<br /> Lender's con��nuing obl�gation �a make advances to Barrower zs ad�ised �� cansult dire�tly wi�h L��der. If not
<br /> paid eariier,the sums owing ur�.der Borrov�er's Contrac�With L�nder will be due�n March 15,2D21.This Secur��y
<br /> �nstrumen� secures �o Ler�der: �a} the repaymen� of�he debt under �he �on�rac�, with in�eres�y ir�cluding future
<br /> advan�es, a�d al�renewals, ex�ensians ar�d modif ca���ns of�he Can�rac�; �b} the paymen�of aIl o�her sums, w�.�h
<br /> in�erest, advaz�ced ta pro�ec� �he se�ur�ty of this Security Ins�rument under the pravisions of�he �ection ��tled
<br /> Protection af Lender's Rights xn�he PrapQrty; and�c}the performan�e af Borrov�rer's��v`enan�s a�.d agreements
<br /> under this Secur�t�r Ins�rument and the �ontract. F�r�his purpase, Borrawer, �n considera�i�n of�he d�bt and the
<br /> �rus�here�n crea�ed,irrevocab�y gra�x�s and canveys to Trustee,in�rust,w�th pawer of sa�e,tihe fol�o�v�ng des�ri�ed
<br /> prnper�y�oca�ed�n�he��UNTY of HALL, State of Ne�raska:
<br /> Address:4417 DRAKE LANE,GRAND ISLAND,N�braska 6SS�1
<br /> Lega�Description:L�T�NE�1},A.�FflRD SEC�ND SUBDIVISI�N,HALL�flUNTY,NEBRASKA
<br /> T�GETHER �TH aI� the impravemen�s no,w or hereafter erected on �he prQpez�y, and a11 easemexzts,
<br /> appurtenances, and fzxtures no��r hereafter a part �f�ie proper�.y. Al�replaceme�.ts and addztians shal� also he
<br /> c�vered by this Security ��s�ru.ment. A1� af �he foreg�ing �s referred to in thzs 5ecurity Ir�strument as �he
<br /> "Praper�y."
<br /> B�RR.�WER��VENANTS �ha�Barrovver zs �avvfull�seised of�he es�ate hereby c�nveyed and has�he rzght to
<br /> grant and conv�y f�he Proper�y and that the Proper�y is unencumbered, exc�pt for encumbrarices �f record.
<br /> B�rrov�rer warrar�ts and w�I� defend genera�ly the �i��e to �he Proper�}r aga�ns� alI c�a�ms and demands, su��ect �o
<br /> any encumbrances af record.
<br /> Sarrower and Lender co�enan�and agree as f�l�ows:
<br /> C�2D�4-2�15 Corr�pliance Systems,Fnc.&C54-1 B74-2D t 5.1 I.3.t a98
<br /> Consumer Real Estate-Security�nsttumer�t DL�d36 Page l af 5 www.camp3iar�cesystems.com
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