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2� 1 ��544 desi ted a substitute not�ce address by notice to Len�ier. Borrower shall promptly na�ify Lender of � Borrower's change of address. If Lender specifies a pr�cedure for reporting Borrower''s change of address, then Borrvwer sha11 only report a change af a.ddress through that specified procedure. 'I`here ma be onI one designated notice addY'ess under this Security Instrument at an.y one time. Any notice Y Y to Lender shall be given by delivering�t or by mai�ing it by first�lass mail to Lender's address stated herein un�ess Lender has designated another address by notice to Borrower. Any notice in connection with this Securi Instrume�nt shall not be d�emed to have been given to Lender unt�l actually recei�ed by Lender. If � an. noti�e required l�y this Sec��rity Instrument is ai5o requ�red under Appli�able Law, the Applicable Law Y requirement wi11 satisfy the c�rresponding requ�rement ur�deY'this S�curitY Instrument. 1 S. Go�ernin Law; Se�er�a�bility; Rules of Construction. This Security Instrument shall be governed by g federal Iaw an.d the 1aw of the jurisdi�tian in which the Property is located. Al�rights and obligations cantained in this Security Instrument are subj ect to any requireme��s ar�d limitations of Appli�able Law. A licable Law might explicitly or implicitly a�low the parties to agree by contract�r it might be silen�, but PP such silence shall not be construed as a prohibition against agreement�y contract. In the�vent that any ravi�sion or clause af this Security Instrument or the Note conflicts with Applicab�e Law, such conflict shall P not afFect oth�r provisions of this Secur�ty Instrument or the Note which can be given effect without the conflicting provision. As used in this Securi Instrume�t: (a}words nf the masculine gender shall mean and inc�ude corresponding � neuter words or words of the f�minine gender; �U}w�rds in t�ie singular sha1l mean and include the plural and vice versa; and�c}the word"may" gives sole discretion without any obligativn tn take any action. 'I l, Barrow er's Copy. Borr�wer shall be gi�en one c.�py vf the Nate and�f this Security Instrument. 'I 8. Transfer of the Property or a Bene�iciai inter�st in Borrower. As used in this Secti�n 18, "Interest in the Pr� e " means any 1ega1 ar benefic�a�intere�t in the Praperty, in�luding, but not limited to, those P �Y b e n e f i c i a l i n t e r e s t s t r a n s f e r r e d i ri a b o n d f v r d e e d, c o n t r a�c t•f a r d e e d, insta l l ment sa les�on tr a�c t or escrvw a eement, the intent of which is the transfer of title�y Bv�rowe�r at a future date t�a purchase7'.. � _ If all or an art of the Property or any Interest in the Property is s�ld or transferred�or if Borrower is not a Yp natural son a.nd a beneficial interest in Borrower is sold or transferred}without Lender's pr�or written � consent, Lender may require immediat�paym�nt in full of all sums se.cured by this Security Instrument. Hawever, this option sha11 not be�xercised by Lender if su�h exercise is prohibited by Applicable Law. _ If Lender exer�ises this option, Lender shali give Borrower notice.of acceleration. The nvtice shall provide a P eriod of not less than 3�days from the date the notice is given in accordauce with Sectivn 15 wit�in which Barrower must a a11 sums secured by this Security Instrument• If Borrower fails to pay these sums prior to PY the ex �rat�on of this eriod, Lender may invoke any remedies permitted by this S�urity Instrument withaut P p . further notice ar ciemand on Borrawer. 'I 9. Bvrrowe�'s Right to Reinstate After Acceleration. If Borrower me�ts c�rtain conditions, Borrower shall have the ri t to have enfarcement of this Security Instrument discontinued at any time prior to the � • earliest of: a five days before sale of the Property pursu�nt to anY�oWer of sale cantained in this Securzty � } Instrum�nt• such other period as Applicable Law might specify for the ' tion af Borrower's right to n, �� r e i n s t a t e; a r c}e n t r y o f a j u d g m e n t e n f o r c i n g t h i s S e c u r i t y I n s t�u m e n t. T'�s e c o n d i t i ons are t h a t B orr a w e r: � a a s Len d e r a 1 1 s u.m s w h i c h t h e n w o u l d b e d u e u n d e r t h i s S e c u r i t y I n s t r u m e n t a n d t he N o t e a s i f n o � )pY a c c e l e r a t i o n h a d o�c u r r e d; �b}c u r e s a n y d e f a u�t o f a n y o t h e r c��e n a n t s or a g ree�ments; �c)pa ys a l l ex pense s incurred in enforcin �115 SeClu`1�IriStCLim�]t, 1nC��g� but not limited to, rea�s�nable a�torneys' fees, g ro in ection and va�uation fees, and ather fees incurred for the purpase of protect�ng Lender`s interest P P�Y � 23�03$fi�91 D VfiNE NEBRASKA-5ingie Family-Fannie MaelFreddie Mac L1NIF�RM INSTRUM ENT • F�rm 3�28 1��1 VMPB{NEy�1342} V M P� Page 1�of 17 W alters Kluw er Financial Services .