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2� 1 ���4�3 <br /> required by RESPA, and Borrower sha�l pa� �o Lend�r th�amount necessary�o ma.lfe up th�de�c�ency in <br /> acc�rdan�e vvi�h RESPA, bu�in no more than 12 manth�y pa�ments. <br /> Upon paymen�in full of a�l sums secured by�h�s Securi�y Instrument, �.end�r sha��pr�mptly refuna�o <br /> Barrower an�Funds he�d 1�� Lender. <br /> 4. �harg�s; L�ens. Borr�w�r shall pay a�� �axes, assessm�nts, charges, �nes, and zmpositiaris attr�bu�ab�e to <br /> the Property which can at�a�n pr�ori�y over this Securxt� Ins�rum�nt, leasehald pa�nlen�s or ground r�n�s on <br /> th�Property, if any, and�ommunit�Associa�inn Dues, Fees, and Assessments, if any. Ta �he�x�ent t�at <br /> �hes�it�ms are Escrov�+� ��em�, Barraw�r sha11 pay them�n�he manner pr�vid�d in S��t��n 3. <br /> Barrawer s�all pramp���r dischar�e any�ien which has pr�ori�y�ver t�is Securi�y�ns�rument un�ess <br /> B�rrower; ta} agree� �n w��ting to th�payrnen�of�he ob��ga�ion secured by th�Iien�n a manner accep�able <br /> ta Lender, but❑n�y sa ��ng as Barrower is performing such agreement; �b} �nntests the��en �n good faith by, <br /> ar defends agazns�enforcenl�n�of the lien in, lega�pr�c�ed�ngs vc�hich in Lender's�pinion opera�e t�pre��nt <br /> the enfflrcement of�he lien whi�e thase proceedings are pendzng, �u��nly un�i�such pr�cee�ings are <br /> �onc�uded; ar�c} se�ures fr�m.the ho�der af�he lien an agree�n�n�satisfactory�o L�nd�r subord�na��ng�he <br /> lien�o�h�s Se�urity �nstru.ment. �f L�nder determines that any par�of the Proper��r�s 5ubject�o a lien wh�ch <br /> can attain priority over this Securit� Instrument, Lender may gi�e B�rrower a no�i�e�den�ifyir���he li�n, <br /> W��hin �4 da�s�f�he da��on�vh�ch that n�tice is g�ven, B�rrovver sha�l satisfy�he�ien ar tak��ne or mare <br /> �f�he actions set for�h above in�his Sectzon 4. <br /> Lend�r may requir�Borr��vve���pay a one-tim�charge for a real estate�ax ver��cat�on andlor r�por��n� <br /> service us��b� Lender in ca�n��t�on with this LQan. <br /> 5. Pr�perty Insurartce, Borr�vver shall k�ep th�inzp�ovements naw ex��ting or hereafter erected on�he <br /> Pr�pert.�r insured aga�n���oss by fire, hazards included wi�hin the�er�m "ex��nded�fl�erage," and any o�her <br /> � haza�rds�nc�uding, but n��l�m��ed to, ear�hquakes and fl��ds, for which Lender requ�res �nsuran�e. This <br /> insura�nce s�a��be mainta�ned in the amaunts ��ncluding deduc�ible levels} and f�r th�per�ads tha�Lender <br /> requ�res. What Lender requ�res puzsuan��a the prece�ing sentences can change during�he term of the Loan. <br /> The�nsuraxace carrier provid�ng �he insurance shall be chos�n by Borrower sub�ect t� L�nder's righ�to <br /> disapprove Barr�wer's ch�ice, which right sha1� not be�xercis��unreasonably. Lender may require <br /> Bnrrower�o pay, in conn��ti�n wxth�his Loan, ei�her: �a} a on�-�ime charge for flaad��ne determinati�n, <br /> cer���cation and tra�k�ng services; ar�b} a ane-time charge f�r flood zone determination and cer����a��on <br /> services ar�d subsequ�nt charges�ac�t�me rem�app�ngs or similar char�ges accur which reasonably migh� <br /> affec�such determ�nat�on or certifi�a�ion. Borrower sha�� a�sa be responsibl�far�he payment of any fees <br /> �mpQsed by the Federa� Emergency Manag�me�t Agency in connect��n wi�h t�e rev�e�of an�fl��d zone <br /> de�erminat�on resu��ing fr�m an�bj�ction by B�rrower. <br /> �f Borrower fai�s ��mazntain an�af�h�co�erages descri�ed abo�e, Lender may obtain in�urance cfl�erage, <br /> a�L�nder's op�ifln a.r�d B�rrower's exp�nse. I�ender is under no ob�igatian�o purchase any particular type�r <br /> amount of cov�rage. Th�refor�, such c�w�rage sha�� co�er L�nder, bu�might�r might na�protec�Borrower, <br /> Barr�wer's�quity�n th�Proper�y, or the c�ntents�f the Property, against any r�sk, hazard or liability and <br /> m�ght prov�de grea�er nr l�ss�r co�erage thar�was pr�viously in effe�t. Borrower acknowledges that the cost <br /> of t�e insurance�overag�sa obtained nzight signif�can��y exceed�he��st of�nsurance that Borr�wer c�uld <br /> have abtained. Any arn�unts d�sburs�d�y L��.der under thzs Section 5 shall become add�tiona� d�b�of <br /> Borrower secured by th�s Secur��y �ns�rumen�. These amounts shall b�ar xnterest a��he Note ra�e from�he <br /> da�e�f dis�ursement and shal�be paya�le, w�th such�n�erest, upon nat�G�fr�rn L�nder to Sarro�ver <br /> �equesting payment. <br /> NEBRASKA-5ingle Family-Fannie MaelFreddie Mac UNiFaRM lN5T�LIMENT Form 3��8�141 <br /> VMP Q VMPfi4NE1{13��Z <br /> V1lolters Kluwer Financiat 5er�ices Page fi a��!7 <br />