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ARBITRATION RIDER <br />INCORPORATION BY REFERENCE OF AGREEMENT <br />FOR ARBITRATION OF DISPUTES <br />This Rider is made this 30TH day of MARCH, 2000 , and is incorporated <br />into and shall be deemed to amend and supplement the Security Instrument of the same <br />date given by the undersigned (the "Borrower ") to <br />WMC MORTGAGE CORP. <br />(the "Lender ") covering the property described in the Security Instrument and located <br />at: <br />2203 ATLANTA AVENUE <br />GRAND ISLAND, NE 68803 <br />[Property Address] <br />To the extent that the provisions of this Arbitration Rider - Incorporation By <br />Reference of Agreement for Arbitration of Disputes (the "Rider ") are inconsistent with <br />the provisions of the Security Instrument and /or the related Note, the provisions of this <br />Rider shall prevail over and shall supercede any such inconsistent provisions of the <br />Security Instrument and /or the related Note. <br />By this reference, the parties to this Security Instrument incorporate as if set <br />forth herein in full the Agreement for the Arbitration of Disputes, executed in <br />conjunction with the Security Instrument and related Note. <br />D N SMITH Date MARCI SMITH Date <br />Date Date <br />Date Date <br />MULTISTATE - Arbitration Rider <br />MFCD9896 - 06/99 10371190 <br />