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200002620 <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower acc <br />contained in this Adjustable Rate Rider. <br />(Seal) <br />DAREN SMITH - Borrower <br />1172207 (9803) <br />TM <br />(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />epts and agrees to the terms and covenants <br />' (Seal) <br />MARCI SMITH - Borrower <br />_(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />_(Seal) (Seal) <br />Borrower - Borrower <br />Page 4 of 4 <br />815U <br />MFCD9752 (3/98) 10371190 <br />