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2� 1 ��375 D�� ID #: ********��l�l� reduct�vn will be �reated as a par�ial prepaymen� v�ithout any prepayment charge �v�hether or not a prepa�rnent charge is provided for under the No�e}. Borrower's acc�ptance of any such refund made by direc�payment to Borrnwer will cvnstitute a v�aiver of any right of ac�ion Bvrrovver might have aris�ng�ut vf such n�ercharg�. 15. Notices. All noti�es gi�en�y Borro�ver ar Lender i.n cvnnectian with th�s 5ecuri�y�nstrument must be in writing.Any not�ce to Barrvw�r in connection with�his Se�urity Instrument shall be deemed�v ha�e been given ta Borrnwer when mai�ed by first class mail ar vvhen actually deli�ered to Borrav�er's natice address �f sent by other means. Notice to any one Borrower shal� constitut� nvtic� to al1 Borrowers unless Applicable �.aw expressly requires otherv�ise. The nv�ice address sha11 be th� Prvperty Address unless Borr�w�r has designated a substitute noti�e address �y notice to Lender. Borrvwer shall promptly natify L�nder of Bvrrov�rer's change af address.�f Lender specif'ies a prvicedure far reporting Bvrrav�er`s change of address, then Barrower shall only report a change of address through that sp�cified proc�dure. There ma� be only vn�d�si�nated not�ce address under this Security�nstrument a�any one time.Any notice tv Lender shall�e given�y delivering it or�y mailing it by first c�ass mail �o Lender's address stated herein un�ess Lender has designated another address by notice to Borrower, Any notice in connectian vvith#his Security Instrument sha11 nvt he d�emed to have ��en given to Lender until. actua�ly r�c��ed by Lender. If any � not�ce required by this Securit� Instrument is also requ�red under Applica��e Law, the Applicable LavW requirement wi11 sa�isfy the corr�spvnding requiremen�under�his Securi�y Instrument. � 16. Go�erning Law; Se�erabiiity; Rules of Canstructinn. This Security Ins�rument shal� be go�erned by federal law and th� law af the j urisdiction in �vhich #he Property is �ocated. All rights and obliga�ions contained in this Securi�y �nstrument are subject to any requirements and limitativns ❑f App�icable Law. Applicahle Lav�might explici#1y or unplici#ly allovw the parties tv agr�e by con�ract vr it might be silent,but such s�lence sha�.l not be cnnstrued as a prohibiti�n against agreement b� con#ract. In the event tha� any prv�isi�n or c�ause �f th�s Secur�ty Instrument vr the N�te conflicts with Applicable Law, such cvnfl�c� sha11 not affect ather prov�sinns�f th�s Security Instrument ar the Note which can be gi�en effect withflut the cvnflicting pravision. As us�d in this 5ecurity Instrument: �a} �rvrds vf the masculine gend�r sha�l mean and include c�rr�sponding neuter vWords vr wards of the feminine gender; �b} words in the singular sha11 mean and in�lude the p�ural and �ice versa; and �c} the vW�rd "may" gives sole d�scretion without any v�ligativn to take any ac�ivn. 17. Barrower's Copy.Borrower sha11 be given one�apy af the Not�and of this Security Instrument. 18. Tran�fer of#he Property or a Beneficial Interest in Borrower.As used in this Sectivn 18, "�nterest u� th� Property" means any lega� vr hene�cial �.nterest in the Pr�perty, including, �ut not limited to, those beneficial interests transferred in a bond fvr deed, contract for deed, installment sales cantract or escrovW agre�ment,the intent af which�s the transfer of title b�r Borrower at a futur�date to a purchaser. If a11 or any part of the Property or any Interes��n th�Prvperty is sald or transferr�d (or if Borrower is not a natura� person and a beneficial in�erest in Barr�wer is s�ld vr �ransferred} w�thvut Lender's privr vvr�t�en consen�, Lender may require �mmediate payment in full nf all sums secured by this 5ecur�ty Instrum�nt. Hvwe�er,this op�ion sha�l nvt�e exercised by Lender if such e�cercis�is prohibited by App�ica�le Lav�. If Lender ex�rcises�his aption, Lender sha�1 give Borrower notice of acce�erativn.Th�n�tice shall prn�ide a p�rind of nat Iess than 3� da,ys €�� the da�� the notice is given in accordanee with 5ect��n 15 v�i�hin which Barrvwer must pay all sums secured�y this 5�curity Instrument.If Borrower fai�s to pay these sums prior to the expirativn of this period, Lender may in�nke any remedxes perniitted by this 5ecurity Instrument wxthvut further notice or demand on Borr�wer. 19. �orrower's Right ta Reinstate After Acceleration. �f Borrovver meets cer#a�n conditivns, Borrower shall have the right to ha�e enforcem�nt of this Security Instrument discvntinu�d at any time privr�o the ear�iest vf: �a} ��e days before sa�e vf the Prvperty pursuant tv any pv�ver of sa�e cvntained in #h�s 5ecurity Instrument; �b} su�h other perivd as Appli�able Law might specif�r far the term�nation vf Svrrov�er's righ� �o reinsta�e; or �c} entry af a judgment �nfarcing this 5ecurity Instrument. Those condi�ivns are that BorrvwQr: �a} pays Lender a�l sums which then would be due und�r th�s Security Instrument and �h�Note as if no acce�erativn had occurred; �b} cures any defar.�t❑f any other cvvenants or agreements; �c} pays all expense5 incurr�d in�nforcing this Security Instrument, including, but nnt limited�o,reasanable attorneys' fees, property inspection and valuation fees,and a�her fees incurred for the purp�se�f protecting Lender's interest in the Property and rights under th�s Security Instrum�nt; and �d} takes such action as Lender may reasona�ly r�quire t�assure that Lender's int�rest in the Property and rights under this Security Instrument, and Borrflwer's obligation tv pay the sums secured b�this Security instrument, shall cantinue unchanged. Lend�r may require that Borrvwer pay such reinstatem�nt sums and expenses �.n ane or mare vf the fo�lov�ng forms, as sele�ted by Lender: �a} cash; �b} money ord�r; �c� certified check, bank check, treasurer's check or cashier's check, provid�d any such check�s drawn upan an institution whose d�posits NEBRASKA--Single Family--Fannie MaelFreddie Mac UNIFaRM INSTRUMENT Form 3028 'lID"I Deed of Trust-N E 2006--NE t081�3} Page 9 of'I�