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2� 1 ��375 D�c ID #: ********7�66�1015 In th�event vf a partial taking,destructian,or loss in value of the Praperty in which the fair market�alue of �he Property immediately befare the partial taking, destructian, or loss in�alue is less than the am�un�vf the sums secured immediately�efor��he par�ial talcing, destructi�n, or loss in value, unless Bvrrflwer and Lender otherv�ise agre�in vwriting, the Miscellaneous Proceeds sha11 be applied to the sums secur�d by this Security Ins#rument�heth�r or not the sums are then due. If the Property is abandaned by$arrower,or i�,af�eF�Qt�c�by Lender to Borr�vver tha�the�pposing Par�y �as de�ned in the next sentence� offers to make an award to set�le a �laim far damages, Borrower fails to r�spond tv Lend�r v�ithin 30 days after the date the no�ice is gi�en, Lender is autharized to ca�lect and apply the Miscellanevus Prvice�ds either to restarati�n ar repair�f the Property vr tv the sums secured �y this 5ecurity �ns#rumen�, whether or not then due. "�pposing Party" means the thud party that owes Borrvwer Miscellaneaus Proceeds ar #he party against wham Borr�wer has a righ� af action in regard to Miscellaneous Proce�ds. Borrower shall be in defau�t if any action or proeeeding,whether ci�i1 ar cruninal,is�egun tha�,in Lender's judgment, cou�d resuit in farf��ture of�h�Proper�y ar other mater�al impa�rment of Lender's�nteres�in the Prnperty or rights und�r this 5ecurit�r�nstrument. Borrower can cure su�h a default and, if acceleratian has occurred, reinstat� as provided in Secti�n 1 g, �y causing the act�on or prviceeding to be d�smiss�d with a ruling that, in Lender's j udgment, precludes forfeiture vf the Property or other material impairment af Lender's interest in �he Prvperty vr righ�s under thi� S�curity Instrument. The proceeds vf any award vr claim for damages �hat are at�ri�utable to the impaument of Lender's int�rest in �h� Prop�rty are here�y assigned and shal��e paid tv Lend�r. All Miscellaneous PracQeds that are nvt applied ta restorat�on ar repair of the Proper�y sha�l be applied in the vrder pravided�ar in SQctian 2. 1�. Borr�wer Not lteleased; Forhearance By Lend�r Not a Wai��r. Ext�nsion of�the time for payment vr modif�cation of amorti2ativn of the sums secured by this 5ecurity Instrument granted �y Lender to B�rrower vr any Successvr in Interest af Barro�ver sha.�l not opera#e tv releas�#he liability of Barrovv�r ar any Successors in Interes�of Borrower. Lender shal�nat be required to cammence proc�edings against any Successvr�n In��rest of Borrv�ver or to refuse tfl extend time for paym�nt vr otherw�se mvdify amortizatian nf the sums secured by this 5ecurity Instrumen�by reason of any demand made by the original Bvrrawer or any 5uccessvrs in Interest of Borrovver. Any forbearance by Lender in exercising any right or remedy ir�c�uding,without limitatian, Lender's acceptance vf payments from th�rd persons,entities or 5uccessors in Interest of Bvrrnwer ar�n amoun�l�ss than th�am�unt then due, shall not be a waiver of or preclude th� exercise of any right or remedy. 13. Jo�nt and Se�eral Liahility;Co-signers; Successors and Assigns Bound.Borrower co�enants and agrees that Bvrrawer's o��igations and 1iab�lity shall be jvin� and several. Hnwe�er, any Bvrrower who co-signs this Security �nstrumen� but does nat execut� th� Nate �a "co-s�gner"}: �a} is co-signing this 5�curit�r Instrument only t� m�rtgage, grant and conve�the cv-signer's int�rest in #he Praperty under the �erms of this Se�urity Ins�rument; �} i5 nvt persanally obligated to pay the 5ums secured �y this Se�urity Instrument; and �c} agrees that Lender and any other Borrower can agree to e�t�nd, modify, forbear ❑r make any accnmmvdat�vns with regard to the �erms of this Secur�ty Instrument or t�e Nate vvi.��ut t�e ca-signer's consent. 5ubject to the prfl�isians of 5ec�ivn 18, any Successar in Interest vf Bvrra�ver who assumes Borrower's abligativns under this Security Instrument in writing, and is apprv�ed by Lender, shall vbtain a11 vf Borrower's rights and bene�i�s under this 5ecuri�y Instrument. Barrower sha11 not be released from Bvrrower's obligations and liabi�ity under this Securi�y Instrumen�unless Lender agrees tv 5uch release in writing.The covenants and agreements�f th�s 5ecurity Instrumen�shall�ind �except as pra�ided in Sec�ion 2U} and benefit the successvrs and assigns of Lender. 14. Loan Charges. Lender may charge Barrvwer fees for ser�ices performed in connectivn with Borrower's defau�t, for the purpos� af pr�tec#�ng Lender's int�r�st in the Prnperty.and rights under this Security Ins�rument,�nc�uding,but not limited to,attorneys'fees,prvperty inspec�ivn and valuat�vn fees.in regard to any other fees, the absence of expr�ss au�hority in this 5ecur�ty Instrument to charge a sp�cific fee to Borrov�er sha11 not be construed as a prvhibitivn on�he charg�ng af such fee. Lender may not charge fees that are expressly pr�hibi�ed by this Security Instrument or by Appl�cable Lavv. If the Loan is subj ect�o a 1a�v wh�ch sets maximum loan charges, and#hat law is finally interpreted sa that the interest or other l�an charges collected or tv be collected in canneeti�n �ri.th t�e Lvan exce�d the permitted 1imi�s, then: �a} any such Iaan charge shall be reduc�d �y �he amount necessary ta redu�e the charge to the permitted limit; and �b} any sums already cvllected from Sorrv�ver which exceeded permitted 1�mits will be refunded ta Bnrrov�er. Lender ma� chvose ta make th�s refund by reducing the principa� vwed under the Note vr by making a direct payment tn Borrower. If a refund reduces principal, the NEBRASKA--Sing�e Family--Fannie AAaelFreddie Mac UNIFaRM iNSTRUMENT Form 3�2g 1�0� Deed of Trust-N E ��fi--NE(481'13} Page 8 vf 12