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2� 15�8�92 v�hich curr�nt�y has the address af: 124 Meadowxark�Yr Doniphan,NEBR.ASI�.A�8832 �"�'roper�y Address"}: T�GETHER W�TH a1� the improvemen�s now ar herea�er e�ected an the praper�y, and all easements, appur�enances,a.nd f�xtures now or hereaf�er a par�of the property.All replac��nents and additions shali also be co�ered by�his Securi�Instrumen�.AlI of the foregaing is r�f�rre�tn in this Security Ins�rumen�as fhe"Property." B�RR�WER�aVENANTS�hat Barrflwer is�awfully seis�d of�he es�ate hereby can�eyed a.nd has the right to gran�and con�ey�h�Propert�y and tha��he Pr�p�rty is unencu�nbered,e�cept far encumbrances of r�cord.B orrower waxrants and w�ll defend g�nera�ly�he t�t�e�o the Prnperty against al��aims and demands,subj�c��a a.ny encumbrances of recard. THI S SE�URITY INSTRUMENT co�nb�nes unifarm covenants for nat�ona�use and non-un�form cov�nan�s v►�i�h Iimited�aria�ions by�uri�diction�a cans�i�ute a uniform securi�instrument co�ering real property. �NIF�R.M C�VENANTS.Borro�v�rer and Lender cavenant ax�d agre�as f��ows; 1.Payr�ent of Principal,Intere��,Escr�w Items,Prepayrnent Charges,and Late�harges.Borrower shall pay when due the p��ncipal af,and interest on,the debt evidenced by the Nate and an�r prepaymen��harges and�ate charges due under the Na�e.Borrower shall also pay fi�nds for Escraw�t�ms pu�suant to Section 3.Paymen�s due und�r the Na�e and�hzs Security�nst�rumen�shall b�made�n U.S. Currency.Howe�er, if any check or other instrument received by Lender as paymen�under the No�e or�his Secur�ty Instrument is re�u,rned to L�en�.e�unpaid,Lender may require tha�any or all subs�quen�payments due under�he Note and this Security�nstrurnen�be made in�ne ar more of�he fal�o�wing f�rms,as se�ected by Lender:�a}cash;�b�money�rder;�c}certif�ed check,bank check,tr�asur�r's check or cashier's check, p�ov�ded any such check is drawn upan an ins�itu�ion vvhose deposi�s are �nsured by a federal agency, instrumenta��ty,or en�ity;or�d�Electron��Funds Transfer. Paymen�s are deemed recei�ved by Lender when received at the location d�signa�ed in�he Not�or a�such o�her Iocation as may�e designated by Lender in accardanc�w��h�he no�ice pro�isions in Secti�n�5.Lend�r may return any paymen�ar partial payment if the paym�nt ar partial paymen�s are insufficien�ta bring�he Loan current.Lender may accept any payment or partiai payment insufficient�a bring�he L�an current,wxthau�vsraiver�f any r�gh�s her�under�r pre�udice to its rights to refuse such payment or par��al pay�aents in�he future,bu�Lender is n�t flb�iga�ed to apply such paymen�s at t�e time such payments a�e acce�ted.If each PeriadiG Paym�nt is applied as of its scheduied due date,�hen Lender need not pay interest on unapplied fun�s.Lender may hQld 5uch unapplied funds until Borrav�er mal�es pa�men� to brin�the Loan current.�f Borrower does not do sfl v�i�hin a reasnnable p�riod of time,I�ender shal�either app�y such funds ar r�turn them to Barrov�er.If na�ap�l�ed eaxli�r,such funds vvi�l be app�ied�o�he outstanding principa�ba�ance under�he Note�mmediate�y prior�o foreclosure.No offset ar claim which Bo�ravver m��h�ha�e now or�n the future against Lender shali re�ie�e Borrov►jer from making paymen�s due under the Not� and thzs Security �nstrumen� or perfor�ning�he covenants and agreemen�s secured by�his Security�nstrum�n�. Z.Application of Paymen�s or Praceed5.Except as otherv�r�se described in�h�s Section 2,a��payments accepted and applied�by Lend�r shall be applzed in the fn�low�ng order of prior��y:�a}in�erest due und�r the No�e;�b�principal due under�he Note;�c�amaunts due under Sect�on 3.Such payment�shall be applied�o each Periodic Payment�n th�order �n which i�became due.Any rema�ning amoun�s shall he applied f rst�o Iate charges,second to any other amoun�s�ue under this Security Instrument,and th�n�o reduce th�prix�cipal ba�ance of the Note. If Lender r�cei�res a paym�n�from Barrower for a deiinquen�Periodic Payment which inc�udes a suffici�nt amount ta pay any Ia�e charge due,the paymen�may be applied to�he delinquent payment and the late charge.If mor�than one Periodic Paymen� is ou�standing, Lender may app�y any paym�nt recei�ed from Borrflwer t��he r�pa�ment of the Periodic Payments if,and to�he ex�en��ha�,each payment can b�paid in full.To the extent�ha�any excess exists after �he payment is app��ed�o�he full paymen�of one o�mare Periadic Payments,su�h excess may be app�ied�o any late charges due.V�luritary prepaymen�s sha1�be applied f rst to any prepayment charges and�hen as descr�bed in�he Not�. NEBRASKA-Single Family-Fannie Mae�Fre�die Mac UNIFORM 1NSTRUMENT Farm 3fl�8 �l��l Page 3�f�3 � ios,�r�c, Borrawer�s}Ini��als ,�