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2� 15�8321 persons,en��ies or Successors in In�erest of Borrower or in am�unts less than�he amaunt�hen due,shail not�be a vva�ver of or prec�ude th�exerc�se�f any right�r remed�. 13.Joint and�evera�Liabr��t�;Co-�signers;Successors and Assigns Sound.B�rraw�r ca�enan�s and agrees that B�rrow�r's obt�gatians and �iability sha�� be join� and sever�.�. How�ver, any Borrower�nrho ca-�signs this Security Instrumen�bu�daes not execute the No�e�a"ca-signer"�:�a�is co-signing�his Security Instrument only to mortgage, �ran�and c�n�ey�he co-s�gner's�nteres�ix�th�Property under�he�erms of�his Security�nstrumen�;�b}is not personally ob�igated to pay�he sums s�cured by�his Security Tnstrumen�;and�c}agrees�hat Lend�r and any�ther Borrower can agree to extend,modify,fo�bear or make any accommada��ons with r�gard�o�he�erms of this Securi�y 7nstrumen�or�he No�e v�i�hout�he co-signer's cansent. Subj e�t�o the pro�isions of�ec�ion 1 S,any Successor in�nterest of Borrovver who assumes B�rr�vver's abligations und�r this Security�ns�rument iri vurit�ng,and�s appra�ed b�Lend�r,shall obta�n all of Bor�rower's r�gh�s and benefts under this Security �nstrumen�t. Borrower shal�n��be reieased fram Borrawer's ob�iga�zons and Iiabili�y under this Se�urity �nstrument unless Lender agrees�o such release �n vvr�t�ng.The co�venan�s and agreements of�his Secur��y �nst�umeri�sha�l bind�except as provid�d in Section 2��and benefit the suc�essars and assi�;ns af Lender. 14.Loan�harges.Lender may charge Borrawer fees for ser�vices performed in conn�c�ion vWith Barravver's defaul�, f�r the purpose of pro�ecting L�nder's interes��n the Pro�ert�and righ�s under this Securi�y Ins�rument,includin�,but no��imited t�,attorneys'fees,property inspect��n and valua�ion fees.In regard�o any ofih�r f�es,the abs�nce of express authority�n�h�s Securrty Ins�rument�o charge a sp�cifi�fee�a Bflrrower shall not be construed as a prohibitian an the charging af such fee. Lender may not cha.�ge fees �ha� axe expressly prahi�ited by th�s Security �nstrument or by Appl�cable Law. If the L�an is subject ta a Iavrr wh�ch sets maximum loan charges, and�hat Iaw is f nally interpr��ed sa that the znteres�ar o�her�oaxa charges c��lec�ed ar to be ca��ected xn connec��an wi�h�he Loan ex�eed the permzt�ed�im�ts,�hen: �a�any such Ioan charge shail be reduced by the amount necessary to reduce the chaxge ta the permit�ed limi�;and�h}any sums already �ollec��d fro�x�.Borrower wh�ch exceeded permi�ted lxmi�s vvi�� e refunded to B�rrower. Lender may choase�o xna��this r�fund by reduc�ng�he princ�pal owed under the Note or by makin�a direct payment�o Borrower.�f a r�fund reduces princ�pa�,the reduction will be treated as a partial prepayment without any prepaymen�charge�whe�her or not a p�epaymen��harge is pravided for under the Note�.Borrower's acceptance of any such refund made by direct paymen��o Bonr�wer will cons�ztu�e a v�rai�er of any r�ght of act�on Borrower migh�have arzs�ng ou�of such o�ercharge. l�.Natices.Ali n��ic�s given by Bflrrower or L�nder in connec�i�n wi�h th�s�ecur�ty InStrument must b�in v�rriting. Any n�tice to Borrower in connec��n with this S�curity Instrument shall be deem�d�o ha�e been�iven�o Bor�rower tivhen mai�ed by f rs��lass mail ar when ac�ually de�i�ered to Borrow�r's na�ice address if sen�by a�her means.N�tice to any one Barrower shai��ans�i�ut�n��ice to a.��B�rrawers un��ss Appl�cabi�Law e�pr�ss�y requires��hervv�se.The notice address sha�l b�the Proper�Address unless Bo�r�vsr�r has des�gnated a substitute n��ice address by noti�e to Lender. Borrower shall prampt�y no�ify Lender of B�rrawer's change�f address.If Lender spe�if es a pracedure far repor�ing Borrower's chang�af address,then Barrower sha�l an�y r�por�a change af address�hr�ugh�ha�specif�ed procedure. There may be only one�esignated notice address under�his S�curity Instrument a�any one�ime.An�not�ce to L�nder shal�be giv�n by deli�rerzng it ar by mail�ng i�by f rst c�ass mail�o Lender's address s�a�ed herein unless Lender has designa�ed another addr�ss�y notice t�Borrovver.Any noti�e in connection with�his S�cur�ty In�trument shall not be deemed�o have�een gzven�o Lender un��ac�ual�y recei�ed by Lender.�f any natice requ�red by�his Security�ns�rument is also�equired under App�zcable Law,the Applicab�e Law requir��nent vv�I�sat�sfy th�correspond�ng r�quiremen�under this Secur�ty�ns�rumen�. 1 G.Gaverning Law;Severability;Rules of Constructivn.Th�s Security�nstrument shali be governed by federal la�nr and the�aw of the juri�dicti�n in�rhich th�Proper�y is�ocated.All righ�s and obliga��ons c�ntained in this Security Instrumen� axe subjec�to any requ�rements and limi�a�ians �f Applica�le Law.Applicable Law might explicitly or imp�xcitly a�low�he parties to agree by c�n�rac� flr it might�b� silent, but such silence sha�� n�� be constru�d as a prohibiti�n against agreemen�b�c�ntra�t.In the e��n��a�any pravisi�n or clause of this Security Ins�rument ar the NE6RA5KA-S�ngle Family-F�nnie MaelFreddie Nlac UN�F�RM INSTRUMENT Fv 3��8 '�10'� Pag�9 0�13 , � �os,�nc. Bor�ower�s�Initials ; .