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<br /> TH�S�NSTRUMENT FREPARED BY: AFTER REC�RDIN�x RETURN Ta:
<br /> Hame Federa�5av�ings&Loan Association of Home Federa�Savi.ng5�Laan Association of
<br /> Grand Island �rand Island
<br /> �21 Snuth L�cust Street Z2l South Locust Street
<br /> G1�ANI]ISLAND,NE 688D1 GRAN�ISLAND,NE 688�1
<br /> �5pace Above This Line Far Recarding I]ata�
<br /> L�.A�C�RI�INAT�R CC��VIPANY�AME: Hame Federal S avings&Laan Associaf�an of Grand Is�and
<br /> NN�LS��MPANY ZDENT�F�E�: 446443
<br /> L�AN 4R�GINAT�R NAME: Chris Ka51�ie
<br /> NMLS�RI��NAT�R II�ENTIF�ER: 4946�8
<br /> I�EEI� �F TRTJST
<br /> �PR�AUTH��tIZ�D (�PEN END} �R�DIT -FUTURE ADVAN�ES AR� S��UR�D
<br /> BY T�IIS I]EEI) �F TIZ�[JST}
<br /> TH�S DEEI3 OF TRUST �"Security�ns�rumen�"} zs made an November 13, 2U15. The grantors are�VAYNE E
<br /> GRAGHE� SR and CAR�LYN L GRACHEK, HiJSBAND ANl]WIFE, whose address zs 1615 S BLAINE
<br /> STt, GR.AND ISLAND,N�braska 68SD3-6150 �"Borro�ver"�. Borr�wer is na�n�cessar�ly�he sam�a��he Person
<br /> or Persons wha s�g�.the Hame Equity L�ne of�red�t Ag�eement, dated November 13, 2415 �"Contrac�"}. The
<br /> obligat�ons af Borrowers�vho did not s�gn�he Co�.trac�are �xp�ained fur�her�n the sectz�n ti�led Successars and
<br /> Assign� B�und; Join� and Severa� L�ability; Accommodation 5�ign�rs. The trus�ee is Arend R. Saack,
<br /> Att�rn�y whose address.is F.�.B�x 79U, Grand Is�and,Nebraska 688D2 ("Trus�ee't�. Th�benef ciary is Home
<br /> Federa� Sav�ings & Loan AssQciafi.an of Grand Island, which is organized and ��isting under �he �aws of�he
<br /> Unz�ed Sta�es �f America and whase address is 221 S�uth L�cus� Street, Grand Island, Nebraska SSg�l
<br /> �"Lender"� �AYNE E GRACH�K SR and �AI�.�I.IYN L GRACH�K have �ntered in�a a Contract with
<br /> Lender as af November 13,2�15,under�he�erms of v�rh�ch Borro�wer may,from�im��a tzme, ab�a�n advances no�
<br /> ta exceed, at any ��me, a �**MAXIMUM PRINCIPAL AM�UNT �E�CLUDING PR�TECTIVE
<br /> ADVAN�ES}�** of Ten Thousand and �DI14� Da��ar5 �U.S. $1�,D4�.��} �"Cred�� Limzt"}. Any party
<br /> interest�d in the detai�s rela�ed �o Lender's cflntinuing �blzga�i�n to make advances to B�rrower is adv�sed �a
<br /> consu�� directly,wi�h Lender. �f no�pa�d ear�ier, �i.e sums aw�ng under Borrower's Cantract vvi�h Lender w��l be
<br /> due on N�vember 15, ���0. This S ecur�ty Ins�rume�� secure��o Ler�der: �a� �ie repaymen� of�he deb�under the
<br /> Contrac�, �ith xnterest, �ncluduag future advances, and a�I renewals, extensions and madificatiaxzs of�he�an�rac�;
<br /> �b} �he paym�n�flf a�� �ther sums,wi�h in�erest, advanced ta pra�ec��he securifiy of this 5ecur�ty Ins�rumen�under
<br /> the pravisions of the sect�on��t�ed Pratection �f Lender's Rights in the Property; and �c} �he perf�rmance �f
<br /> Borrov�rer's cavenan�s and agreemen�s under�h�s 5ecurity Ins�rument and�he�on�ract.For this purpose,Barrav�rer,
<br /> in�onszdera�ion of�he debt and the tru.st herein created, �rrevoca���r gra�.ts and canve�s�o Trus�e�, zn�rust, tivi�h
<br /> pa,wer�f sa�e,�he fo�l��i�zg described prapex�y locat�d in�he C�UNTY of HALL, 5tia�e of Nebraska:
<br /> Address: 1�15 S BLAINE STt,�RAND ISLAND,Ne�raska 685�3-615�
<br /> Legal Descrip��an: L�T DNE �1�, IN BL�CK �NE �1�, IN BEL AIR ADDITI�N T� TH� CITY DF
<br /> GRAND ISLAND,HALL��UNTY,NEBRASKA
<br /> T��"xETHER �L1ITH a�l �h� impravements now ar hereafter �rected on �he property, and aIl �asemen�s,
<br /> appurtenances, and fixtures navv or her�af�er a par� af the proper�y. A�� replacement� and addi�ions shal� a�so be
<br /> cavered by �his Secur�ty Instrument. A1I af the forego�ng is referred �a �r� th�s 5e�urity Ins�rumen� as �he
<br /> "Praper�y."
<br /> B�3RR��ER�4VENANTS �ha�Borrower is �awfu��y sei�ed af�he estate here�by conveyed and has the righ��o
<br /> grant and convey the Proper�y and tha� �he Froperty �s unencumbered, excep� far encumbrances af re�ord.
<br /> Borr�wer warran�s and �vi.11 defend generally�he �i��e to the Property against a�l c�a�ms and demands, sub�ect to
<br /> any encumbrances of rec�rd.
<br /> B�rra,wer and Lender covenan�and agree as fo��ovvs:
<br /> C�2�a4-24i 5 Cvmpliance Systems,Inc.A6BC-I570-�4I5.3,5.I�d4
<br /> Consumer Real Estate-Security Instrument DLZ�36 Pa�e i of 5 www,�ampliancesystems.com
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