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2� 15�8211 Parcel iD Numher:4�Q�$�7�1 which currer�tly has the address of �� Q L�� t ��'�peet� Don i ph an �cr�1, ��b�� 8832 �zr��o��} ('�Pr{)�7erty Addl'eSS��}: TOGET��R W�'��I a��the�rr�pxo�re�xents�.Q�or hereafter�rected vn th�praperty,and a11 easeme�ats, appurtenances,and fixtur�s now ar her�after a part of the pr�perty.Al�r�placements and additions sha11 also be c��ered by�his Security Inst.r�.�ent.A��f'th��aregoing�s re�e�ed t��n this Sec��t�Instrument as the "I'raper�y,"Bonavwer und�rstands and agrees that MERS holds only lega�titt�to the interes�s granted by Borrower in this Security�nstrument,�ut,rf nec�ssary to c�mpty`vith�aw ar cu�#�m,MERS�as nominee fvr Lender and Lender`s successars and assigns�has the right:to exercise any or a11 of thos�int�rests, i�xcluding, but n�t limited to,the right to foreclose and sei��h�Property;and to�ak�any acti�n requir�d of Lender inc�uding,but not limited to,re�easing and cancel�ng this Security Instrument. B��.R��ER C��ENANTS that Borrower is�awful�y seised of the estate here�ay conveyed and has the right to�ant and convey the Fropert�an.d t�a��the Pr�pert��s un.�ncurr�bered, ex�e��fa�encumbra�.ces af recard, Borrov�er warrants and vvi11 def�nd general�y�he ti�le to the Proper�y against all claims and demands, subj�et to any encumbrances of record. THIS S��LTRITY INSTRUMENT cambin�s uniform coven.a.nt�for n.ationa�u�e and non-unif�rm cavenants with limited variations b��urisdiction to constitute a uniform security instrument covering real property. U Nl F�RM CC3VENANTS.Borrotiver and Lender cavenant and agree as follows: 1. Pa�m�nt of Princ�pa�,t�terest, Escrow Iter�s, and Late C�a�c�es.Bono�er sha��pay�hen due the principal of,and interest on,the d�bt e��denced by the Note and late charges due under the Note. Borrower sha��a�so�ay funds far Escrav��tems pursuant to Section 3. Payments dt�e under the Note ar�d �his Security Ins�rument sha11 be rnade in U.S. currenc�. How�v�r, if any che�k or�ther instrument rec�ived by�ender as payment under the I�ote ar thi�Secur�ty In�trument�s r�turned ta i.�nd�r unpaid, Len�der may require that any or a11 subsequent payments due under the Note and this Security Instrumen� be mad�in one or more of�he fo��o�vxng forms,as setected by Lender:[a)cash; (b)maney order; (c} certified check,bank check,treasurer's check or�ashier's check,provided any such check is drawn upan an insti�ution�vhose depo��ts are insured by a f�deral agency, ins�rumen�tality�or entity;or�d�Electronic Funds Tr�.n.sfer. Payments axe deemed rec�ived by Lender when received at the�ocati�n designated in the Note or a�such other�vca.�ion as�tay�e des�gnated b�I�ender�n accQrda�Ge with�he notice provisions�n�ecti�n 1�4. Lender ma�return any payment or part�a�payment if the payment or partial payments are insufficient to �rin.g�e Ldan��.ir�nt. L��der rr�a�r a�cept any p�yment or part�a�payment��.suff c�ent t�br��g the L�an current,without wa�ver of any rights hereunder or prejudice to its rights to refuse such paymen�or partra�paymen�s�n the�utur�,but Lender i�not vbZigated to a��a��such payments at the t�me�uch payrnents are accepted. If each Per�od�c Payment is applxed as of�ts scheduled due date,then Lender need not pay interest on unapp��ed funds. �ender ma�ha�d s�ch unap��xed f�r�c�s untY�Borra�rer�akes payment to bring the L�an current.If Borrower does not do so within a reasonable periot�of time, i.ender�hat�either a�p1y such fu�.ds or ret�urn them t�I�orrawer. �f nat app�ied ear�ier,su��funds�vY�Z be app��ed to th�outstand�ng prir�cipal ba�ance under the Note imrnediately prior ta foreclosure.No offset or cla�m which Borrower might have now or in the fu.ture agaxn�t�ender sha��re�ie�re Borro�rer frorn m�king payments due under the N��e and this Security Instrument or perfvrming the c��enants and agreem�nts seGured by this Secur�ty Instrument. FHA aeed of Trust With MERS-NE 9134I2Qf4 Bar�kers SystemsTM VMP� VMR�N�NE}(154B}.44 Wolt�rs lCluwer Fir�ancial Services Page 4 of 1? q4334f843139 4�33 334 Q417