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2� 15�8185 <br /> 19. APPLICABLE LAW. Thi� S�curity Instrum�nt is gov�rned by the laws as agreed to in the Se�ure� Debt, <br /> excep� �o the extent required by the laws of �he jurisdiction where th� Proper�� is l�cated, and a�plicable <br /> federai laws and r�gulatians. <br /> 2�. RII3ERS. The co�enants and agreements of each �f the riders checked belaw ar� inGorparated into and <br /> suppl�ment and amend�he�erms of�his 5��urity Instrument. <br /> [Check al� app�icable baxes] <br /> ❑ Assignment of Leases and Rents ❑ �ther ............................................................................. <br /> Z1. Q CQNSTRUCTIC7N L�AN. This S�curity Instrument is a constructian security �nterest which s�cures an <br /> abligat�on �ncurred far the construction a�'an improvement �n the Property. <br /> 22. ❑ ADD�TI�NAL TERMS. <br /> SI�NATURE�: gy signing b�low, Trustor agrees to the terr�ns and covenan�s c�ntained in this �ecurity <br /> �ns�rument and in any a�tachments. Trustor alsa acknaw�edges recei t of a capy ❑f this Security Instrument on the <br /> date state� an pa�e �. <br /> - �� oZ� <br /> . ......... ...... . .... ... ..,..........,.......... .. .............,........,....................................,........ <br /> (Signature} (Date} �Signature} (Date} <br /> Penny ue Skalka <br /> A�I�N��VLEDGMENT: <br /> STATE �F Nebraska..................... ��]UNTY �F ..Hal.l.................,.....................� 55. <br /> {`na'�'��a'' This instrumen� was acknawledged b�fore me this ....?,9 t h,,.... day ❑f ,,�c t abe r,,,,,2 015..,,,,, <br /> �y ,. Penny,Sue.Skalka , , , , „ ,. .,.,,,. , <br /> .. . . ... . .. .... ................................. ........ .... .... .... ... ,....,,. <br /> My�ommission�xpires; Apri 1 0 8, �O 18 <br /> .............. .,.......... ............ ......,..., <br /> �xE�f���.�0����-S�B�e�'�����35�i� (Nota Pu 'c} <br /> ������������A�� Rebec ca R Podra z <br /> ��.�_; ��co��un.�p.��,���a.�o�a <br /> 5ecurity fnstrumen�-Open-�nd-C�nsumer-NE ��P-R�DT-NE 712120�1 <br /> VMP�Bankers SystemsT"' VMP-C�4�5�NEy �11Q7y.00 <br /> Wolters Kluwer Financial Servi�es�1 g94,241 1 Page fr af f <br />