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2� 15�8185 <br /> The praperty is located in ...Ha 1 l.................................................. at ..................................... <br /> (County} <br /> .,�8�.5..�..B.la.ine..��......................... ..�rand,Island.................., Nebraska ..5,88�1.......... <br /> �Address} �City} �ZIP�a�.e} <br /> Together with a11 rights, easement�, appurtenanc�s, r�yalties, m�neral rights, oil and gas rights, a�� water and <br /> riparian rights, ditches, and water St�ck and ali existing �nd future impro�ements, structur�s, fixtures, and <br /> replacem�n�s that may naw, ar at any tim� in th� future, b�par� c�f the real e�tate described abave �al� referred <br /> to as "Property►,�, <br /> �. MAXIMiJM C3BLIGATI�N L�MIT. The t�tal prin�ipal amaunt secured b� this Security Instrument a� any <br /> one tin�e shal� nat �xceed $ �o,,o 0 0:.�.D..........:........................ . This limitation �f amount daes not <br /> include inter�st and other fees and charges va}id�y made pursuant to this Security Instrument. Alsa, this <br /> limitatian does not apply to ad�ar�ces made under the terms of this Security Ins�rument t❑ protect <br /> Beneficiary's security and ta perform any of the cavenants contained in�his Security Instrument. <br /> 4, SECUR�D DEBT AND F[�TURE ADVAN�ES. The term "�ecured Debt" is defined as fo�lows: <br /> A.Debt incurr�d under the terms of a�� promissary note�s}, contra�t�s}, guaranty�ies} or other evidence 4f <br /> d�bt descri��d b�low and a11 their exten�ion�, renewals, madificat�ans or substitutions. �You must <br /> speci�calry ide�tify the de���s} secur�d and you s�auld inelude�he finar maturity date af sueh debt{s}.} <br /> Nate Dated �ctr��er 2 9� 2 015 In The Amount �f $4�� Q D� .�� <br /> Ac�ruing At A Variable Rate Wit� A Maturity Date �f NQvember 25� ���4 <br /> Said Loan zn. The Name�s} nf Penny S Skalka <br /> B, All future ad�ances from Beneficiary to Trustor �r other future obliga�ions of Trustflr to Beneficiary <br /> under any promissory nate, cvntract, guaranty, flr �th�r evidence of de�� ex�cuted by Trustor in fa�or <br /> af Beneficiary after this Se�urity Ins�rument vvhether ar not �his Security Znstrument is specifically <br /> referen��d. if mare than one person signs this Securi�y Ins�rumen�, �ach Trus�or a�rees that this <br /> Security Instrument wili secure al] future ad�ances and future ob�igations that are given to or incurred <br /> by any one or mor� Trustor, ar any on� or more Trustar and others. All future ad�an�es and ather <br /> future obligations are s�cured hy this S�curity Instrument e�en though all or part may not ye� �e <br /> advanced. All future ad�ances and other futur� abligatians are secured as if made on Che date �f this <br /> Security �nsCrument. Nathing in this Security Instrum�nt sha�� cansti�ute a c�mmitment to make <br /> additional or future laans or advances in an� amount. Any such c�mmitment must be agreed to in a <br /> , <br /> separate writ�ng. <br /> �.All other o��iga�ions Trustor owes to Beneficiary, which may Iater arise, to the extent not prnhibit�d by <br /> law, in��uding, but nat limit�d to, liabilit�es fnr o�erdrafts relating to any deposit account agr�ement <br /> between Trustar and Beneficiary. <br /> D.A11 additional sums ad�anced and exp�nses incurred by Beneficiary for in�uring, preser�in� ar <br /> atherwise protecting the Property and its �alue and any other sums ad�anced and expenses in�urred by <br /> Benefi�iary under the terms�f this Secur�ty Ins�rument. <br /> In the �v�nt that Beneficiary fails to pravide any required notice�f the right nf rescission, B�neficiary wai�es <br /> any subsequent security interest in the Trustor's principal dwelling that �s Greated by �his S�curity Instrumen�. <br /> 5. DEEI� C�F TRUST C�VENANTS. Trust�r agrees that the c��enants in this se�t�on are mat�riai obligatians <br /> under the Secured I]ebt and this Security Instrument. If Trustor breach�s any cavenant in this s�ction, <br /> Beneficiary may refuse �a make additional �xtensions �f credit and reduce the credit limit. By not exercising <br /> either remedy on Trustor's brea�h, Beneficiary does not wai�e Beneficiary's right to later consider th� e�ent a <br /> br�ach if it happens again. <br /> Payments. Trustor a,grees that ail payments under the Se�ured I]ebt will �e paid wh�n due and in accordan�e <br /> v�ith the terms af the 5e�ured Deb� and this Security Instrum�nt. <br /> Prxar 5ecurity In�erests. �Vith regard t� an� a�h�r martgag�, deed �f trust, securiCy agreem�nt ar other lien <br /> dacument that cr�ated a pri�r �e�urity interest or encumbrance �n th� Property, Tru�tor agrees to malce all <br /> payments when due and tQ perf�rm or camply vvith all co�enants, Tru�tor alsa agrees nat ta allow any <br /> modifi�ation �r ex�ension �f, nor to request any futur� ad�ances under any not� or agreement secured �y the <br /> lien document without Beneficiary's priar wri�ten appra�val. <br /> �laims Against Title. Trustor wi11 pay all ta�es �including any ta� as�essed to this I]�ed af Trust}, <br /> asses�men�s, �iens, encumbrances, l�ase payments, ground ren�s, utilities, and oth�r charges relating to �he <br /> Praperty wh�n due. Beneficiary may require Trustor to pra�ide �o Beneficiary capies of all notic�s that such <br /> amounts ar� due and t�e re�eipts e�idencing TruStor's payment. Trustor wi11 defend title �o the Property <br /> against any claims that would impair the 1i�n of this Secur�ty �nstrument. Trustor agrees to assign to <br /> Beneficiary, as request�d by 8eneficiary, any rights, claims or defenses Trustor may ha�e against parties whQ <br /> supply labar or materials to maintain or impro�e the Property. <br /> Securi�y lnstrum�nt-Dpsn-�nd�CQnsum�r-NE �CP-RE�T-NE 7f�12�11 <br /> VMPd Rankers SystemsT"° VMP-C465tN�� �1 1 D71.D� <br /> Walters Kluwer Financial Ser�i�es m1994,�01 1 Page 2 of G <br />