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2� 15�81 � 1 <br /> r�quired by RESPA, a.nd B�rrawer shall pa� ta Lend�r th�arnount necessary to ma�e up�he deficiency in <br /> aecordance�ith RE�PA., bu��n n�m�r�than �2 month�y payments. <br /> Upon payment in full af all sums secured by �his Se�ur�ty �ns�rumen�, Lender shal�promp��y refund to <br /> B�rrawer any Funds heid by Lender. <br /> 4. �ha�rges; L�ens. Borrawer sha�l pay ali taxes, assessments, charges, f�nes, and impasitz�ns attributab�e to <br /> th�Praper�y wh�ch�an at�a�n pri�ri�y over�his Secur��y �ns�rument, �eas�ho�d payments or graund ren�s on <br /> the Praperty, if an�, and�flmmunity Assacia�ion Du�s, F�es, and Assessments, if any. T�the ex�ent that <br /> these item� are E�craw �tems, Borrow�r sha11 pay the�n�n the manner pro�ided in Se���on 3. <br /> Barr�wer shal�pro�np��y dzscharge any l�en which has pr�ority a�er�h�s S�cur�ty �ns�rum�nt unless <br /> Borrawer: �a} agrees �n v�ri��ng to the pa�men�of the o�ligation secured by the l�en �n a manner accep�abl� <br /> to L�nder, bu�oniy so long as Borraw�r is perforrning such agreement; �b} contests the��en �n good fa��h by, <br /> �r d�fends against�nfor�emen��f�he lien in, �ega�proceedings wh�ch in Lender's�pin�on operat��o pre�ent <br /> the enforcem.�nt af the�z�n�vhile those praceedings are pend�ng, but an�y un�il such proceedings are <br /> concluded; or�c} seeures from th�hol��r of�he li�n an agr�ement satisfac�ary�a Lender subordina�ing�he <br /> Iien to this Securit� �nstru�nent. �f L�nd�r de�ermines �hat a�y par�of the Proper�y is subject t� a lien which <br /> can attain priority over this Se�ur�ty �ns�rum�nt, Lender may g�ve Borrower a notice ident�fy�ng the Iien. <br /> '�Vithin 1�days of the date an which that noti�e zs �i�en, Barraw�r sha�� sat�s�y�h�lien or�ake an�or more <br /> of�he acti�ns s�t far�h above in th�s Sectian 4. <br /> Lender may requ�re B�rr��er�o pay a one-�im�charge fflr a r�al estate�ax�erificat�on andlor rep�rting <br /> serv�ce u��d by L�nder�n c�nn�Ction wi�h�his Loan. <br /> �. Praperty Insu�ance. Borro�er shall keep th��rr�provements now ex�st�n��r hereaft�r erec��d on the <br /> Pr�per�y insured aga�nst�oss by fire, hazards inciuded within the�erm "�xtended�a�v�rage," an� any�ther <br /> hazards includ�ng, bu�not��m�ted t�, ear�hquake� and flaods, far wh�ch Lender requires �nsuran�e. 'Thzs <br /> insurance shal�be maintained�n the a�moun�s �zncluding d�ductible leve�s} and for the p�r�ods tha� Lender <br /> requ�r�s. �ha�Lend�r requir�s pursuant ta�he preceding sentence�ean change during �he t�rm af the L�an. <br /> The�nsuranCe carrier pro�iding the insurance sha�� be ch�sen by Barrovver subjec�ta Lender'�right to <br /> disappro�e Barrower's chaic�, which righ� shall not be e�.ercised unreasonab��. Lender may require <br /> Barrower to pay, �n connec�ion w��h th�s L�an, e�ther: �a} a one-time�harge far fl�ad zan�determination, <br /> cer�ifica�ion and�racking serv�ces; or�b} a on�-t�me charge f�r flood zone determina�ion and cer�ificati�n <br /> s�rvices and subs�quent charges ea�h t�me remappings or s�m.�iar changes occur which reasanab�y m�.ght <br /> affe�t such determination or cer���cat�on. Borrawer shall al�o be respons���e for the payment af any f�es <br /> imposed by the Federa� Emergency Managexnen�Ag�ncy in conn�ct�on with the review of any f�ood zone <br /> determination resulting from an objectian by B�rraw�r. <br /> �f Borrn�ver fai�s��main�a�n any of�he coverages d�scribed above, L�nder may obtain insurance�overage, <br /> at Lender's flp�ion and Borraw�r's��pense. Lender is under no obligati�n to purchase any particular type or <br /> amount of cflverage. Therefnr�, such coverag�shali cover Lender, but m�ght or might not protect Barro��r, <br /> Barrower's�quity in the Propert�, or�h�cont�nts af the Prop�r�y, aga�nst any r�sk, hazard or liabi�ity and <br /> might pr��ide greater ar I�sser c�verage than was pre�iously in effect. B�rrow�r acknavv�edges that th�cast <br /> af the�nsurance coverage so obtained might sign��can��y exc�ed the c�st of�nsuranc��ha� Borrflwer�ou�d <br /> ha�e obta�ned. Any amounts disbursed by L�nder under�h�s Sect��n 5 �hal� b��ome additianal debt of <br /> Borrow�r secured by�his Security �nstrum�nt. 'These amaunts sha�� b�ar�nterest at th� Note rat�frorn�he <br /> da�e of dis�ursement and shali be payable, with su�h interest, upon notice frarn.L�nd�r t� Borr�wer <br /> re�uesting payment. <br /> N�BRASKA-Singl��amily-Fannie MaelFrerfdie Ma�UNtFQRM INSTRUMENT Fvrm 3Q28�ID1 <br /> VMP� VMP�(NE]t'�3021 <br /> Wafters Kluw�r Financial 5er�ices Page B vf 17' <br />