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2� 15�79�� ser�iees and�ubsequent charges�ach t�me remappings�r similar ehanges occur which reasvnabiy might affect such determination or c�if�cation, Borrower shat�a�so be respon�ib�e for the payment of any f�es imgosed by the Federal Emergency Management Agency in connec�i�n with the review of any flood zone determination resulting from an objeetion by Borrower. If Borrower fa�1s to maintain any of the coverages descr�bed aba�re,L�nder ma�abtain insurance coverage, at Lender's optian and Barr��v�r's expen�e.Lender is under no abligation�o purchase any particular type ar amount of co�erage. Therefore,such coverage sha11 cover Lender,but migh�ar might not protect B�rrower, Borro�ver's e�uit�in the Property,�r the conterxts of the Property,against any ri�k,hazard or liability and might pro�ide greater or lesser coverage�han was previously in effect. �orrower ackn�wledges that the cost of the insurance caverage so obtained might significantly exceed the cost of�nsurance that Barrower could have obtained.Any amounts disbursed by Lender un�er this Section S sha��become additional debt af Borr�wer�ecured by this Security Instrument. These amounts shall bear interest at th�Note rate from the date of disbursement and shall be payab�e�with such�nterest,upon notice from Lender to Borro�er requesting payment. A11 insurance policies re�uired by Lender and renewals of such polic�es sha11 be subj ect to Lend�r's right to disapprov�such po�icies, sha11 include a standard mortgage�lause,and�ha11 name Lender as mvr�gagee andlor as an additi�nal l�ss payee. Lender shall have the right to h�1d the policies and renewat certificates. If Lender requires,Bonower shall pramptly gi�e to Lender a11 receipts of paid premiums�nd renewa� notices. If��rrower obtains any form of insurance coverage,�ot otherwise required by Lender, for damage to,�r destruc�ion of,�he Property,�uch policy shal� include a standard mort�age ciause and sha11 name Lender as martgagee andlor as an additionall�ss payee. In the event of�Qss,�3arr�wer sha��gi�e promp�notice to�he insurance carrier and Lender. Lender may make proof of loss if n�t made promptly by Bvrro�er.IJn�ess Lender and�orro�ver other�vise agree in writing,any insurance proceeds,�vhether or not the underlying insuran�e was requir�d by Lender, �ha11 be ap�l�e��a restoration or repair of the Pr�perty, if the restoration or repair is economi�ally fe�sible and Lender�s security is not lessened. During such r�pair and restoration per�od,Len.der shall have the right to hold such�nsurance pr�ceeds until Lender has had an apportunity to inspect such Property to ensu.re the work has been completed to Lender's sa�isfaction►,pro�ided that such inspection sha11 be undertaken promptiy, Lender may d�sburse proceeds far the repairs and restaration in a single payment or in a series of progress payments as the work is comp�eted.Unless an agreement is made in writing or Applicable Lavv require�interest ta be paid on such insurance proceeds,Lender sha11 not be requir�d to pay B�rro�ver any xnterest or earnings an such proceeds.Fees for pub�ic adjusters,ar other third parties,retained by Borrower sha11 not be paid out of the insurance proceeds and shall be the sole obligation of Barravver.If the restoration or repair is not economically feasible or Lender's�ecurity��u1d be lessened,the insurance prac�eds sha11 be applied to the sums secu.�red by this Security Instrument,whether or not t�aen due,with the excess, if any, pai�to B�rrower. Such�nsurance praceeds sha��be applied in the�rder provided for�n Secti�n 2. If Borrower abandans�he 1'roper�,Lender may f��e,negotiate and settle any available insurance claim and related mat�ers. �f Borrower does nv�respond within 3U days to a n�tice fr�m Lender that the insurance carrier has vffered�o s�ttle a claim,then Lender may negatiate and settle the c1a�m. The 34-day period will begin when the not�ce is given. �n either��ren�,or if L�nder acquires the Property und�r Section��or �therwise,Bvrro�ver hereby assign.s t�Lender�a}B�rrower's rights to aay�nsurance proceeds i.n�n amount not to exceed the am�unts unpa�d under the Note or th�s Security In.str�ment,aad(b}any other of Borraw�r's rights(other th�.n the right ta any refund of un.�arned premiums paid by Borrower}under a�l insurance palieies covering the Prop�rty,�nsafar as such rights are app�icable to the coverage�f th� Pr�per�r. L�nder may use the�nsurance praceeds either to repair or restare the Property or ta pay amounts unpaid und�r the Note or th�s Security Instrument,whether or not then due. NEBRASKA-�ingle Family-Fannie MaelFr�eddfe Mac UNIFaRM INSTRtJMEIVT WITH MERS Fom:3028'i1�1 VMP g v�n�4�E}��3a2}.ao Wolters Kl�wer Fi�anctal Services Page 7 af 17 q�3347141�54 ��33 4a2 Q717 .