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2� 15�78�7 <br /> required�y RE�P�, and Borr�vver shall pay ta L�nder th�amount nec�ssary to make up the d�f�cienc� in <br /> acc�rda�.c�w��h RESPA, bu� in no mare than ��manth�y payments. <br /> tYpon pa�ment in ful� of a�� sums s�cured by�his S�cur����nstrument, Lender shall pr�mptly refund to <br /> B�rrow�r any �unds he�d by Lender. <br /> 4. Charges; Liens. Barrovver shal�pay a�� taxes, assessmer�ts, charges, fi�nes, and imp�sitions a��r�butab�e t� <br /> �he Proper�y which can attain prior�ty o�er this S��urit� Instrum�nt, leasehold payrn�nts ar gr�und r�nts an <br /> th�Pr�per�y., if an�, and�ammunity Assoc�a�ion Dues, Fees, and Ass�ssm�nts, if any. T�the�xten���aat <br /> these�t�ms are Escrow Item�, Bnrrower sha��pay them i�th�manner pr�vided �n SectiQn 3. <br /> Borrower sha��pr�mpt�y discharg�any ���n wh�ch has priority over�his Security�nstrument unless <br /> Borrawer: �a} agre�s in wri��ng ta the paymen�of�e obliga�ian secured by the lien in a manner acceptab�e <br /> ta L�nder, but nn�y so ��ng as Borrower zs performing such agr�emen�; �b}contests the lien in goo�fa�th by, <br /> �r defends aga�nst enf�rcem�nt af th��z�n �n, lega�pr�ceedings which in Lender's �p�nion aperate�o pr���nt <br /> the enforcem�nt of the li�n while�hose proceedings are pending, but on��r unt�� suc�proceed�ngs are <br /> �ancluded; �r�c} se�ures from�he halder of�h��zen an agr��ment sat�sfactory�o Lender subordzna��ng th� <br /> �ien t�this �ecurx�y �ns�rument. If L�nder de��rm�n�s�hat any par��f�he Proper�y is sub�ec��a a��e�a v�hich <br /> can at�ain pri�ri��over this Securit� Instrumen�, Lender may gi�e�flrrawer a no��ce iden��fyzng the lien. <br /> �ithin ��da�s af�he date on whi�h�hat�a�tic�is gxven, B�rrower sha�� satzsfy�he��en or�a.�e on�or more <br /> of th�actions set f�r�h ab��e�n this Secti�n 4. <br /> Lender may requzre Barrower ta pay a one�time charge f�r a real esta�e tax�erification andl�r reparting <br /> serv��e use�by Lend�r zn c�nnection wi�h�his Loan. <br /> 5. �roperty �nsurance. B�rr�vver sha��keep the�mpr��ements now existing �r hereaf�tr�reC�ed on�h� <br /> Property �nsured aga�nst��ss by�re, hazards �nc�uded vvithin the term "extended c��erage," and an�other <br /> hazards inc�udzng, but na�limited to, earthquak��and fl�ods, f�r wh�ch L�nder requ�r�s �nsurance. Th�s <br /> insuran�e sha�� be main�ained in�he amounts �inc�udxng deduct�b�e lev�ls} and for the periods�hat Lender <br /> requ�r�s. �hat Lender requires pursuant to the preceding sentences can chang�during the t�rm of the Loan, <br /> The�nsurance carrier pro�id�ng the insurance shall be chflsen by Borrower sub�ect�o Lender's right to <br /> d�sapprov�Barrower's cha�ce, �vhzch rzght shal� no�be exercised unreasona�ly. Lender may require <br /> Barrawer��pay, in conn��t�on vv��h�hzs Loan, either: �a} a one-time char��for flaod zone de�ermuna�ion, <br /> certification and�racking s�rvic�s; or��} a on�-t�me charge far flaod zone determina�ion and cert�f�cat��n <br /> ser�ices and subsequen�charg�s ea�h�ime rernapp�n�s�r similar changes flccur whzch reas�nab�y might <br /> affec�such determi.na�xon or�er�if�cation. B�rrower sha11 als�be responsib��f�r the paym�nt of any fees <br /> imposed by�he Federa� Emerg�ncy Manageme�at Ag�ncy zn cann�ct�an with the r�vie�r of any flo�d z�n� <br /> determination resulting fram an�bj ection b�B�rrow�r. <br /> �f Borrow�r faiis�o maznta�n any�f�h��o��rages d�scribed a�o��, Lender may abtain insurance coverage, <br /> at Lender's aptian and Borrower's expense. Lender is under no ob�iga��on to purchase any par�icu�ar type�r <br /> amount af c��r�rage, Ther�fore, such coverage shall co�ver L�nder, but might or might not proteCt Borrovv��r, <br /> B�rrower's equ�ty in the Proper��r, �r�h�conten�s�f the Property, aga�nst any risk, hazard or Iiabzl�ty an.d <br /> might provide grea�er or le�ser�overage than was pr��iously in effect. Borr�wer ackn��v�edges tha��he cost <br /> of the�nsurance c���rage s�a��ained m�gh�s�gnz�ican�iy excee��h�c�s�of znsurar�ce that Borrow�r cou�d <br /> have ob�ain�d. Any am�unts disbursed by Lender under this�ect�on 5 sha��become additiona� debt of <br /> Borrower s��ured by this S�curity Ins�rument. These amounts sha11 bear in�eres�a��he No�e ra�e fram the <br /> da�e of di,�bursement and sha1l be payab�e, with such interest, upon n���ce from L�nder to Borrower <br /> requesting payment. <br /> N�BRASKA-5ingl�Family-�annie MaelFreddie Mac UN��DRM INSTRUMENT Form 3fl28�l01 <br /> VMP� VMP6{N�y�1302� <br /> Walters K�uw�r�inancial 5er�ices Pac�e 6�f 17 <br />