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2� 15�7�73
<br /> The Funds sha11 be held i�an institution�vh�se�eposits are insured by a federal agency, instrumentality,or
<br /> entity(ir�cludrng Lender, if Lender is an�ns�itu���n�vh�se deposits are sa insured}or in any Federal Home
<br /> Laan Ba�nk. Lender sha11 apply the Funds��pay the Escrow Items n�later than the time specified under
<br /> RESPA. Lender sha��nvt charge Borrower for holding and apply�ng th�Funds,annually analyzing the
<br /> escrow a��ount,or verifyir�g the Escro�Iterns,unless Lender pays�3arrov�er i�.��r�est on t�e Funds and
<br /> Applicable Law permits Lender to make such a charge.Unless an agreemen.t is made in vvriting or
<br /> Applicable La�v requires interest to be paid an the Funds,Lender shall n�t be required to pay Borrv�t�ver any
<br /> in�erest or earnings on the Funds. Borrower and Lender can agree in writing,however,that�n.terest shal�be
<br /> paid on the Funds. Lender sha11 gi�e to Borrower,without c�.axge,an annua�accounting of the Funds as
<br /> requ�ired by RE SPA.
<br /> If there is a surplus af Fu�.ds held in escra�, as defned under RESPA,Lend�r sha11 a�count t�Borrower far
<br /> �he excess funds in accordance with RESPA. if there is a shvrtage of Funds he�d in escraw,as defined under
<br /> RESPA,Lender shall notify Borrower a�required by RESPA,and Borrawer sha��pay ta Lender the�rriount
<br /> necessary to make up the shar�age in accordance with RESPA,but in na more than 12 month�y payments. If
<br /> there�s a deficiency of Funds held in escravt�,as defined under RESPA,Lender sha11 notify Borrower as
<br /> requ�r�ed b�RESPA, and Borrawer sha11 pa��o Lender t�e amount nece�sa.r3r to make up the deficiency in
<br /> accardance w�th RESPA,but in no more tham Z2 monthly payn�ents. •
<br /> Upon payment rrx fu11 of a11 sums secured b�th�s Securfty Instrument,Lender shall�romptly refund to
<br /> Borrov��r any Funds held by Lender.
<br /> 4. �harges;L�ens.Bonower sha11 pay ali taxes, assessments, charges, f nes, and impositions attributable to
<br /> the Property which�an attain priority over this Security Instrument, leasehald payments or ground rents on
<br /> the Prop�rty, if any,and Community Assoc�ation I3ues,Fees,and Assessments, if any, To the extent that
<br /> these items are Escro�v Items,Borro�ver sh�l�pay them in the man.ner provided in Section 3.
<br /> Borrower sha11 promptly discharge any lien which has priority o�er�h�s Security�nstrument unl�ss
<br /> Borrower: (a}agrees in writing to the payn�ent of�he obligation secured b�the lien in a man.ner accept�ble
<br /> to�en�er,but only so long as Borrower is per�orming such agreement; (b�contests the�ien in good faith by,
<br /> or defends agains��nforcement of the Iien in, �ega1 proceed�ngs which in Lender's apinion operate to pre�ent
<br /> the enforcement of the lien vvh�le�hose proceedings are pending,but on�y un�i1 such proceedi�.gs are
<br /> concluded;or(c�secures from the holder of the lien an ag�reement satisfactory to Lender subordinating the
<br /> lien ta th�s Security Instrument. If Lender det�rmines that any part of the Property is sub�ect to a lien which
<br /> can attain priori�y o�er this Security Instrument,Lender may gi�re Barrower a notice identifyir�g the�ien.
<br /> Within 1�days of the date an whi�h tha�no�ice is gi�en,Borrower sha��satisfy the�ien or�a.ke one or more
<br /> of the actions set forth abo�e in this�ect�on 4.
<br /> Lender may require Borrower to pay a�ne-time c�arge for a real estate tax verification andlor reporting
<br /> ser�ice used by Lender in connection with tk��s Loan.
<br /> 5. P ro perty I ns u ran ce.Borro�ver shall kee�t�e it��prt�v�ments now existing or hereaft.er erected on the
<br /> Property insured against lass by fire,hazards included vv�thin the term"extended caverage," an�any other
<br /> hazards including,but not limited to, earthquake�and floads, for�vhich Lender requires insurance. This
<br /> �nsurance shall be maintained in th�amount�s�including deductib�e Ievels}and for the peri�ds that Lender
<br /> reyuires. �Vhat Lender requires pursuant�o t�e preceding sentences can chan�e during the term of the Loan,
<br /> The�nsurance carrier pro�iding the insuran.��sha�1 be chose�by Borro�er subj ect to Lender's right to
<br /> disapprove Sorra�er's chvice,which right��nat�not�b�ex�rcised unrea�onably. Lender may require
<br /> Borrower to pay, in connection with th�s Loan, either: �a)a one-t�me charge for flood zone determ�nation,
<br /> certifica�ian and tracking ser�rices;or�b�a one-time chaxge for flood zone determination and�ertifcation
<br /> NEBRASItA�ingle Family-Fa�rr�ie MaefFreddie Mac L1NIF�RM iNSTRUM��fT 11�ItT�#1tAERS Form 3�28�101
<br /> VMP C� Vh11PBA[NE}[1302).QQ
<br /> 1Nolters Kluwer Fir�ancial 5ervices Page fi of 17
<br /> q03347698757 p�33 3$2 ��1� .� ,
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