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2� 15�7�32 ��. E3�rrflwer Nat Re�eased: Forb�aran�e By Len�er Not a Wairr�r. Ex�ens�on of th��m�f�r payment or rnod�f�cat�an of amort�zation of�he sum.s secured by this Se�ur�t� Instrum�n�grant�d by Lend�r�o Borrower �r any 5ucc�ssor�n�nterest af B�rrower sha��not�perate to release the Iia�i��.y of Bo�-r�wer or an�r Successors �n�nteres�of Borrower, I,ender shall no��e requ�red�o�ommence proceedxng�agains�an� Successor�n Yn��rest of Borrow�r ar�a refuse to ex�end�ime f�r pa�rm�nt or��herwise modify amar��zation of�he sums secured by this Se�uri�y Instrumen�by reason of any demand made by the or�ginal Barr�wer or any Successors �n�n�erest of Barrov�►�er. Any for�earance b�r Lender in exercising any righ�or r�medy �nc�uding, v�rithout lim�tatian, Lender's acc�p�ance�f paym.ents fr�m third persons, en�xt�es or�uccessors �n Zn�erest of Barrower or in amounts �ess�han�he amaun��hen due, shall na�be a waiver of or�rec�ude the �xerc�se of any right or remedy. �3. Joint and Se�eral L�a�i�ity; Co-s�gners; Succe�s�rs an� Assigns Bound. Borrower covenants and agr�es that B�rrower's abliga�i�ns and liabil�ty 5ha��be jo�n�and se�eral. Houre�er, any Borrow�r who cows�gns this Secur�ty�nstrumen�but does not execute th�No�e (a "co-s�gner"}: �a� is co-signing�h�s �ecurity�nstrument an�y�o mor�gage, grant and conve��he��-signer's �n�eres�in the Proper�y under�he term�of this S�curi�y�ns�rument; �b} �s na�persanally obliga�ed to pa��he sums secure�b��h�s Securi�y �ns�rument; and�c� agrees tha�Ifend�r and any a�her Borrflwer can agree�o extend, modif�, forbear or xnake any accommodatians wi�h regard to�he�erms of�his Secur�ty Instrumen�or the Nat�wi�hout the cfl-s�gner's consen�. Su�ject�o the pro��s�ons of Sec�ion �.8, any Successor in�nteres�of Borrower who assumes Borrower's obligat�ons under th�s Se�ur�ty Ins�rument�n wr�ting, and��appro�ed by Laender, sha.��obtain a�� of Borr�wer's righ�� and b�nefi�s under this Secur�ty Instrum.ent. B�rrower shall not be r��eased from Borrov�rer's ab�iga�ions and Iiability under th�s Securi��Instrument un�ess Lender agre�s�o such release in wri�ing. The co�enants and agr�ements�f�his Security Ins�rumen�sha��1�ind �excep�as pr��ride� �n Secti�n 24} and benefi�the successors and as�igns�f I�nder. 'i 4. Loan Charges. Lender may charge B�rrower fees for�ervic�s performe�in connec�i�n w��h Borr�wer's defaul�, for�he purpose af protecting Lender's int�rest in the Proper�y and r�gh�s under this Se�uri�� �ns�rum�nt, inc�ud�ng, but no�1�mi�ed�o, att�rne��' fees, pr�per�y inspectxon and va�uat�on fees. �n regard t� any ather fees, the absence of express authority in�h�s Security Yns�rumen��o charge a�pec�fi�fe��o Borro�rer s�a��not be canstrued as a prohibi�ian on the�harging af su�h fee. Lender may no�charge f�es that are express�y prahi�i�ed by�his 5ecurity Ins�rument or b�r App�icab�e Law. �f th�Loan �s subjec�� a�avv which sets max�mum�oan charges, and�ha��aw is fina��y�nterpr��ed sa tha� �he�n�eres�or oth�r�oan charges co1l�Gted�r to be callected in connec�ian w��h the Loan e�.ceed the pern��ted��m��s, then: �a} any such��an charge shal�b�r�duced�y�.he a�naun�necessary to reduce the �harg��a the perm�.t�ed�im�t; and�b} any sums already collec�ed from B�rr�v�er which exceeded permitted iYmits wi��be refunded to Borrower. Lender ma�choose to m.ake�his refund by reducing the pr�n�ipa�owed under the Note or by making a dir�c�paymen��o Borr�wer. If a refund reduces princ�pal, the reduction wil� be trea�ed as a par�ia�prepa�rment w��hou�any pr�payment charge�whet�.er or not a prepayment charge�s prov�ded fnr under the No�e}. B�rrower's accep�ance of any suc�refund made by direct paymen��o Borrov�rer wi�� const�tute a waiver of any righ��f act�on Barro�rer might ha�e arx5�ng�ut of such avercharge. '15, Nat��s. A�1 noti�es given by Barrower or L,�nder�n connect�on w��this Secur�ty �nstrument must b��n wri�ing. Any not�ce�a B�rrow�r in�onne��ion v�ri�h th�s Secur��y Ins�rument sha��be deemed to have been given to Borrower when mai�ed by firs�class mail4r when actua��y de��v�re�.to Borrower's na��e address if sent by other means. Not�ce to ar��one Borrower s�.a��constitut�no�ice�o a�� Borrowers un�ess App�icable Law expressly requ�res other�v�rise. The nat�ce address sha�l be the Proper�y Address un��ss Barrower has NEBRASKA-5ingle Family-Fannie Ma�IFreddie Mac UNIFORM INSTRUM�NT ��{m��8'�� VMP� VMPfi(N�y��3�2} Walters Kluwer Fir�ancial 5er�ices �'��°'��