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2� 15�7525 � F Mort a e R�d�r � � Lender C�wner L1.S. Bank Nativna!Associatian, LE�NEL RAMiREZ-CHAVEZ AND SAYDA a nativnal banking association ❑rganized AVINA, MARRIED T� EACH �THER under th�laws of the United 5tates 425 Walnut 5�r�et Cincinnati,�H 45�02 Proper�y Address: 323 HALL ST,GRAND ISLAND,NE 68501-79�3 . • . . - ' � - ❑ Escrow for Taxes and Insurance. As pro�ided in a separate agreement, the This Mortgage Rider, dated 1�1�7120�5 , Mortgagor ar Grantor agre�s to pay to is incorporated inta and amends the mortgage, Lender funds for taxes and insurance in deed of trust, or security deed(the Security escraw. �nstrument} of the same date. The Security Escrow for Taxes and Insurance. : Instrument co�ers the Property described above. ender will col�ect escraw payments from Mortgagor or Grantor as part of Mortgagor . _ , � . � or Grantor's regular�y scheduled payments under the Loan. Lender wili apply 5ecur�d Debt. The 5ecur�d Debt and Future Mortgag�r❑r Grantor's paym�nts in the Ad�ances(sometimes referr�d ta as Secured Debts} follawing order: �1} payment protection or section of the Security Instrument is amended to insurance�if applicabie}, ��) interest, add the fa�lowing sentence as the last sentence in �3}escrow, �4}principal, and�5}other fees. the final paragraph: The es�row funds sha11 be heid in an ac�ount This Security Instrument will not secure any wi�h Lender or any other federaliy znsured other debt if Lender fails, with respect to that depository institutian. ather debt, to ful�il any ne�essary Escrow for Taxes and Insuran�e. requirements ar limitatians of Sections 19ta}, ortgagor or Grantor wi11 pay to Lender 32 or 35 of Regulation Z. amounts for ta}yearly taxes and assessments on the Property which under the law may b�superi�r to this Security Instrument, � (b}yearly leaseh�Id payments or ground rents�if any}, (c}y�arly premiums far hazard Escrow for Taxes and Insurance. The Escrow or ro ert insurance d ear or Taxes and Insurance section is re�ised ta read P P y � � �Y ly prenuums far flood insurance�if any}, and�e}yearly as follows: premiums for mortgage insurance�if an . y} Mart�ge Rider 115B-MTG-R 31251�01 Q VMP Bankers 5ystems�� Walters Kluwer Finar�cial 5er�ices a 20Q9 Rage 1 vf 3 �