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2� 15�7448 <br /> under any duty ar ab�iga��on to do sa. �� is agreed�ha�L�nder incurs no �iability for no��a.�ing an� or aI� actions <br /> authori2ed under thzs 5ec�ion 9, <br /> Any arnoun�s disbursed b�L�nder tand�r�h�s�����t�n 9�h���b���m��d�����n�l d��t��`��r�b�v������r�d���hi� <br /> Security Ix�s�rument. These a.rx�Qunts shal� bea�in�er��t �.�th����� r��� �r����� ���� ������b������� �� s���� �� <br /> payab�e,wi�h such�nteres�,upon notice fram Lender ta B�r�ower requesting paym�nt. <br /> �f this Secu�r�ty�ns�rumen�is an a leasehold,Borrow�r shal�comp�y w��h all the pro�isions af the Iease.�f Borr�wer <br /> acquires fee���le to�he Praper�y,the lea�ehold and the fe�title shall no�merge unless Lender agrees t�the merger in <br /> wr��ing. <br /> 1 U.Mor�gage Insurance.�f Lender required Mor�ga�e Insurance as a cond�t�on of ma°Icing�he Loan,Borrower shall <br /> �ay�he pr�miums requzred to maintain the Mortgag�Insurance in effec�.�f,f�r any reasan,the Martgage Insurance <br /> coverage required by Lender�eases�o be ava��able from the mvrtgage insur�r that pre�iously pro�id�d such insuranc� <br /> and Borrawer�as required to make separately desigmat�d payments�av�rard the prem�ums fnr Mflr�gage 7nsurance, <br /> Barrower shall pay the pr�m�ums required to ob�ain coverage su�stantiai�y equivalen� to the Mar�gage �nsuran�e <br /> pxev�ous�y in effec�,a�a c�s�su�s�an�ially equ��a��nt�a the cas�ta Borrower of the Mort�age Insurance pre�ious�y in <br /> effect,from an aiternate m�r�gage insurer se�e�ted by Lend�r.�f substan�ially equiva�ent Martgage Insurance c��erage is <br /> n�t availabl�,Borr�vver shaxl�ontinue ta pay to Lender the amaun�of�he sepaxate�y desigriated payxnents tha�were due <br /> when the insurance caverage ceased to be in effec�. Lender wi�l accep�, use and retai�n �hese paym�n�s as a non- <br /> refundable loss res�rve in lieu af Mor�gage�nsurance.Su�h lass res��~ve shal�be n�n�refundable,no�i�hstanding the fac� <br /> that the Loan is ultimat�ly pa.id�n fu��,and L�nder sha11 n��be required�o pay Borrower a�y�nt�res��r earnings an su�h <br /> ��ss reserve.Lender�an no longer r�qu�re ioss reser�e payments if Mor�gage Insurance c���rage�in�he am�unt and for <br /> the peri�d that Lender requires}provxded by an insurer se��c�ed�hy L�nder aga�n becomes ava�Ia��e,is ob�ained,and <br /> Lender requires separa�ely designat�d pa�rnents �oward�he premiurns for Mar�gage Insurance. �f Lender requ�red <br /> Mor�gage �nsurance as a candition af making the Laan and Borrower was required to make s�parate�y designated <br /> paymen�s�oward the premiums for Mar�gage�nsurance,B�rraw�r shall pay the premiums requ�red�o maintain Mortgage <br /> �nsurance�n effect,ar�a provlde a non-refundable loss reserve,un�il Lender s requiremen�far M�rtgage�nsurance ends <br /> �� accordance vvith any wri�ten agreem�n� between Borrower and Lend�r pro�iding for such terrninativn or until <br /> terminati�n�s required by App�icable Lavsr.Nothing in�his Sect�on��affects Borrawer's obligation��pay�n�eres�at the <br /> rate pro�ided�n the No�e, <br /> Mar�gage�nsurance r�imburses L�nder�or any ent�ty that purchases�he Note}for cer�ain�osses it may �ncur�f <br /> Borr�wer does not repay�he Laan as agreed.Borrower�s n�t a par�y to the Mortgag��nsurance. <br /> Mor�gage Insurers evaluate�heir totai risk an a11 su�h uasurance in f�rce from��me to time, and may enter into <br /> agreemen�s with o�her pa.r�ies that share or modify th�ir risk, or r�duce losses. These agreements are �n terms and <br /> canditi�n� that a�re sa�isfactory to�he mortgage insurer and the o�he�party �or parties� to thes� agreemen�s. These <br /> agreemen�s may require the mor��age�n.surer ta make payments using any source of funds tha��he mortgage insur�r may <br /> ha��a�azlable�v�rhich may�nclude funds ob�ained from M�r�gage�nsurance pr�miums}. <br /> As a resui�of�hese agreements,Lender,any purchaser of�he note,a.nother�nsurer,any reinsurer,any o�t�ier enti�y,ar <br /> affil�a�e of any of the foregc��ng,may recelWe�d�r�ct�y or�n.d�rec�ly}am�un�s�ha�der��e fram�or migh�be chaxac�erized <br /> as} a portion af BarrQwer's paymen�s far Mor�gage Insuxance, in exchange for�haring or mad�fying�he mor�gage <br /> xnsurer's risk,ox reducing Iosses.�f such agreement pro��ded�ha�an affi�iate of Lender take�a share�f�he insurer's risk <br /> in exchange for a share of the premiums paid�a�he insurer,the axrangement�s often�ermed"cap�i�e re�nsura.nce." <br /> Fur�her: <br /> �a}Any su�h agreements will not affe�t the amounts that Borr�wer has agreed to pay fur Mor�gage Insurance, <br /> or any other terms of the Loan.Such agreements will n�t increase the amount Sorrower w�Ii flwe for Mnr�gage <br /> Insurance,and�hey w���n�t ent�tle Borr�wer to any refund. <br /> �b}Any such agreements w��l n�� affect the rights Borrovver has--�f any--w�th respect�o the Mor�gage <br /> In�urance under�he Hameowners Prote�t��n A.�t of 1998 or any other Iaw,These rf ghts may�nclud�the r�ght to <br /> receive cer�ain disclasures,to re�uest and ob�a�n canc��lati�n�f the Mortgage Insurance,�o have the Mar�gage <br /> Insuran�e�erm�nated automat�cally,andlor tn rece��e a refund af any Martgage Insurance prem�ums that were <br /> unearned at the time of such cance��atxon or�erm�nati�n, <br /> NEBRASf{A-Singl�Famiiy-Fannie MaelFreddie Ma�UNIFC3RM�NSTRUMENT Form � �la� <br /> Pag�Taf13 .. <br /> �as,�r�c. Borrower�s}(ni�ials � <br />