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��l 5�71 73 <br /> '[2. B�rrvwer Not Released: Farbearance By Lend�r Not a 1Nai�er. Ex�ension of the time f�r payment or <br /> ��a�difica�ian af u1lar�izatian of�he sums secured b�this 5ecuri�y Instrumen�gran��d by Lender to Borrow�r <br /> �r ariy Su�cessor in�n�eres�of Borr�wer shali no�operate�o re�ease th�l�a��li�y of Barrower or any <br /> Successors in�nter�s�of Borrower. Lender shal.�not�e required��cammen��proceedings against any <br /> Successor in�nterest of Borrawer or to r�fuse to ex�end time far payment ar othervsr�se modify amartizat�an <br /> of�he sums se�ur�d by th�s Securit�r�nstrument b�r reasan af ar�y demand made by�he original Borrower or <br /> any 5uccessors in�nterest af Borrovver. Any forbearance by Lender in exerc�sing any right�r remed� <br /> including, w�thou��im�tation, Lender's acceptance af payments fram�hird persons, en��t�es or Successors in <br /> �nterest af Borrower or�n amaunts less�han the amount�hen due, sha�l no�be a wa��er af�r pre�Iude�he <br /> exercise flf any right or remedy. <br /> 13. J�int and Severa� Liabi�ity; Cv--s�gners: Successors and Assign� Bound. Barrflwer covenants and <br /> agrees that Borraw�r's obl�ga�ians and l�abi�ity shall�e join�and 5�v�ra�. Hawe�r�r, an�Borrower who <br /> co�-signs this Secur�ty �ns�rumen�bu�does not execute the Na�e�a "co-signer"�: �a} i�co-s�gning this <br /> Security�nstrumen�only to mQr�gage, gran�and c�nve�r the co-signer's in�terest�n�he Proper�y under th� <br /> terms of th�s Se�ur����ns�rurnent; �b�is not p�rsona��y a��igated�a pay the sums�e�ur�d by�his Secur�ty <br /> �nstrument; and�c� agrees�hat Lender ar�d an�r o�her Borro�rer can agree�.o extend, m.adify, f�r�ear ar�na�e <br /> any acc�mrnodation�with regard to�he terms�f�h�s S�curity�nstrum�nt�r the N��e withflu�the co-s�gn�r's <br /> consent. <br /> Su�ject to the pra�isions of Sec�zon �8, any Successor in�n�erest of Borrower wha assurnes Barro�rer's <br /> ob�igat�ans under this 5ecuri�y Ins�rument in wrzt�n�, and i� appraved b�Lender, sha��obtain alx of <br /> Borrawer's ri�h�s and benefits under t�.�s Security�nstrum�n�. Barrower sha��not be released fr�m <br /> Borr�wer's ob�iga�xons and �iab�l�ty under�h�s Security �nstrumen�unless I.ender agrees ta su�h re�eas�in <br /> v��riting. The co�enan�s and agreements of this Se�uri�y�nstrument sha11 bind�except as pro�rided in Sectian <br /> 2�}and benefit the successors and ass�gn��f Lender. <br /> '[4. Laan �harges. Lender may charge B�rrower f��s for services perfarm�d in��nnection with Borro�er's <br /> defauit, for the purpose af protec�ing Lender's in��r�s�in the Proper��r and rights under�h�s Securi�y <br /> Instrumen�, in�Iuding, but no�lzmi.ted to, at�orneys' f��s, property inspectian and�raXuatian fe�s. Zn regar�i to <br /> any a�her fees, the absenc��f express author�t��n�h�s Securi�y�nstrument to c�.arge a specific fee�� <br /> Borravver sha��not be c�nstrue�as a proh�b�t�on on the charging�f such fee. Lender rnay no�charge fees <br /> �hat are expressly proh�b�ted b��his Secur��y�nstrumen�or by Applicab�e Law. <br /> If the Laan�s sub�ec��o a law vcrh�c�sets maximum�oan�harges, and that 1aw is�nall�interpre�ed so that <br /> the in�eres�or a��.er�aan�harges co����ted or to be�o�lected�n connection wi�h�he La�.a exceed�he <br /> permitt�d l�mi�s, �hen: �a�an�such loan charge sha���e reduced by�he amoun�n�c�ssary to reduce�he <br /> chargc�o thc permi.tted 1�mit; and(b}any surns alrcad�r co��ected fram B�rrov��r v�rhich exceeded perrnitted. <br /> 1�mi�s will be refunded ta Borravv�r. Lend�r m.ay choose�o rnak�this refund by reduc�ng�he pr�ncipal owe�d <br /> under the Note ar b�ma.I�ing a dir�e�pa�ment�o Barrower. �f a refund reduces prin�ipa�, �he reduction wili <br /> be�rea�ed as a par�ial prepayment vvi�hou�an�prepa�ment charg��whe�her or nc��a pr�paymen��harge is <br /> prov�ded for under the l�ote}. Borrower's ac�ep�ance af any such refund made b�direct paymen�ta <br /> B�rro�ver wi���ans��tute a vvaivcr�f any r�ght of ac�ian B�rrower migh�.have ar�sing�u�of such overcharge. <br /> '[5. Notices. A11 notices g���n by Borrawer ar Lender in cannecti�n with�his Se�uri�y �nstruna.ent must be in <br /> �vritin�. Any no�ice to Borrawer�n�onnection w���this Securxty Instru�men�shall be deemed�a have been <br /> given to Barrovver v�rhen mail��by�rst�Iass rna�x or wh�n actua�l�deiivered ta Barrower's no�ice a�.dress�f <br /> ��n�by ather m�ans. l�at�ce to any an�Barrawer shai�co��s�itu�e n�tice�o a�� Borrav�ers un�ess Applicable <br /> Law e�pre�s�y requires otherwise. The not�ce address sha11 b��he Proper�y Address un��ss Borrower has <br /> NEBRASKA-Single Farnily-Fannie Ma�lFreddie Mac UNiFORM INSTRUMENT Farm 3028 31Q1 <br /> VMP[� <br /> VMP6�NE)�i 3Q�3 <br /> Wolters Kfuwer�inancial Services Page 11�f 17 <br />