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��1 5��831 <br /> r�quired by RESPA, and Borrau�er sha�i pay�o L�nder the amount nec�ssary ta make up the defiCienCy in <br /> accordanc�v�ith RESPA, but in no mnre than 12 mon�hly paym�nt5. <br /> Upan paym�nt�n fuli of a�l sums secured by this Securz�y�nstrurnen�, Lender shall pr�mptly refund ta <br /> Borrower an�Funds he�d b� Lender. <br /> 4. Gharges; Liens, Bor�-ow�r shall pay all�axes, as�essments, �harges, fines, anc�impositi�ns a�tributabl��� <br /> the Prop�rty which can atta�n pri�ri�y over this Security Instrument, �easeho�d payments or ground rents on <br /> the Pr�pert�, �f any, and��mmunity Assoc�ation Dues, Fees, and Ass��sments, if any. Ta th�extent that <br /> these�tems are Escrow �tems, Bnrrower sha�l pa�them in the manner provided in Section 3. <br /> Borro�ver sha�l pramptly discharge any lien vvh�ch has pr�ority o�er this SeGurity Instrument un�ess <br /> Barrav�rer: �a�agrees in wr��ing to the payment of the ab�igat�on secured by�he li�n in a rnanner acceptabie <br /> to Lender, but�nly so long as B�rrotiver is perfarming such agreement; �b} contests the l�en in good fai�h by, <br /> or d�fends agains�enfozcemen�of th�l�en in, 1�ga�pr�ce�dings which�n Lenderts ap�nxon operat�ta prevent <br /> the enforcement of the��en wh�le those proceedings are pending, but only un�il such proceed�ngs are <br /> conc�uded; or�c}secures from the ho�der of the�ien an agreement satisfactary to Lender subardinating the <br /> li�n ta this 5e�urity�nstrument. ��L�nder de�erm�nes�hat any par�of the Prop�rty i��ubject�o a lien which <br /> car�a�tain priarity over�his�ecurity Instrum.ent, Lender may give Borrower a not�ce iden�ifying the lien. <br /> Within 1❑days of the date on�hich tha�notice is����n, Borrower shall sati�fy the lien or take ane or rnore <br /> of the actzons set f�r�h above in this Section�. <br /> Lender may requ�re B�rrower to pa�a ane-time charge far a real estate�ax v�rif�Gation andlor r�por��ng <br /> service us�d by Lender in connectian v��th this Loan. <br /> 5. Prap�rty Insurance, Borrower shal�keep the�mpravements n�w existing�r hereafter�r��ted on the <br /> Proper�y in�ured against�ass by�ire, hazards included w�thzn th�term "ext�n�.ed���era�e," and any other <br /> hazards includ�ng, but no�limited to, earth�uakes and floads, for wh�ch Lender�requ�res insurance. This <br /> insurance shall be main�ained�n the amounts �including deductib�e leve�s} and far�he per�ad�tha�Lender <br /> re�uires. Wha�Lender requires pursua.n�t�the pre�eding sentences can change dur�ng the term of the Loan. <br /> The�nsurance carr�er prov�d�ng the insurance shall be chosen by Borrower subject to Lender's r�ght ta <br /> disapprove Borr�wer's chai�e, wh�ch r��h�shali no�be�xer�ised unreasonably. Lender�nay require <br /> Borrou�e�t�pay, in connection with this Loan, ezther: �a}a on�-time charge far��ood zane determination, <br /> cert�fication and�racking services; ar�b}a one-t�me charg�for fl�od zone��termina�i�n and�er�ification <br /> services and subs�qu�nt charges each time remapp�ngs or s�mila�changes accur which reasonah�y might <br /> affec�such d�termination or c�rtifica�ion. Barrower sha��a�so be respons�bie.C�r the payment�f a��y fees <br /> �mpnsed by�he Fedexa� Emergency Management Agency in c�nnect�on w��h th�review nf any#�ood zon� <br /> det�m�ination resulting fr�rn an�bject�on by Barr�v�er. <br /> �f gor�awer fai�s�o mainta�n any af the cove�ra�es d�scr�b�d a�ove, Lender rna�obtain�nsuranc�co�erage, <br /> at Lender's op�ion and Barro�ver's expense. Lender is under n�obliga�i�n to purchase an�par�icular t�pe or <br /> amaunt af ca�erag�. Theref�re, such ca�erage sha�l co�er Lender, but might or might nat pra�ect Barravver, <br /> Borrow�r's equity�n the Praperty, ar the c�ntents of the Proper��r, against any risk,ha.zard or�iability and <br /> m�gh�prav�de grea�er or less�r cov�rage than was previ�usly in�ff�ct. Borrower acknov�l�d��s that the�ast <br /> af th�insurane�coverag�so obtained rn�ght s�g�.ificantly exc�ed the c�st of insuranc�t�aa�Borrow�r cou�d <br /> have obtained. Any amaunts disbursed by Lend�r und�r thi�Section S shail bec�me a�ditiana�debt�f <br /> Borrower secured by this Securit� Instrument. These amaun�s shal�bear interest at the Nate rate from t�ae <br /> date af disbursement and shall be�ayable, wi�h such �nterest, upon nat��e from L�nd�r to Borrovver <br /> re�uesting payment. <br /> NEBRASKA-5ingie Family-�annie Mael�reddie Mac UNf�aRM INSTAUMENT �prm 3�28 11�1 <br /> VMP� VMPBfN�}[i 30�] <br /> WQtters�#uwer Financi�l 5er�ices Page f v#'i 7 <br />