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��1 5��7�4 d. A11 other obligatians vf the Borrovver under the Nate,th�Loan Agr�ement and this Security Instrument continue to be satisfied; and e. The�o#e i s no�el i gi b 1 e ta be cal�ed due and payable for any other reason. This sub paragraph�ii�is inapplicable or null and�oid�f an Eligible Non-Borrowing 5pause�s ar becornes an Ineligible Non-Borrowing Spouse at any time. Further,during a deferral of�he due and paya�le status, should any of the conditions for deferral listed in th�s Faragraph cease t�be met,such a deferral sha�l imm�diately cease and the Note will �ecom�immediately due and payable in accordance wi�h the pro�isions vf Paxagraph 6 �A}(i}of the l��te. �b}Due and Payable-Sale.Lender may require immediate payment in full af all sums secured by this 5�curity�nstrument if all of a Borrower's title in the Praperty�ar his or her beneficial inter�st in a trust awning all or par�of�he Property�is s�ld or otherwise transferred and nv other �arrower retains title to th�Propert�in fee simple or retains a leasehold under a l�ase far nat less than 99 years which is renewable or a lease ha�ing a remaining periad of not less than Sa years beyvnd the date af the 1�Oth hirthday of the yaungest Borrower or retains a lif�estate�or retaining a beneficial interest in a trust with such an interest in the Property}. A deferral of due and payable status is not permitted when a L�nder reQuires imrnediate payrnent in full under�his paragraph. ��}Du�and Payable with Secretary Appro�al. -L�nder may require immediate payment in full ❑f all sums secured by this Security Instrument,upon appr��al of the Secr�tary,if: [i}Property ceases ta be the Principal Residence of a Barr�wer for reasans other than death and the Property is n�t the Princ�pal Residence of at least ane other Borrawer;or �ii}For a period of longer than twe��e��2}cansecutive months, a Borrovver fails ta occupy th� Praperty because of physical�r menta� il�ness and the Praperty is not the Principal Resid�nce af at 1�ast or�e a�her B arrower;or ��ii}An Qbligation of the Borrawer und�r this Se�urity Instrument is not performed. A deferral af due and payable status is not permitted when a Lender requires imrnediat� payrnent in full under this Paragraph 1��}. (d}Nvtice and�ertifi�ation to Lender.Borrower shall complete and pro�ide to the L�nder an an annual basis a certification, in a form prescrihed��the L�nder, stating whether the Property remains the Borr�wer's Principal Residence and, if appticahle,the Principal Residence af his or her Non-Barrowing Spouse. Where a Borrower has identified a Non�-BUI'COWIn�Sp�LIS�1I7 Paragraph 9 and the identified Non-Borro�ving S�ouse quaiifies as an Eligible Nvn-B�rrowing Spouse,the Borrov�er shall also complete and provide to the Lend�r on an annual basis an Eligible Nan-Borrowing Spouse certificatian,in a form pres�rihed by the Lender,�ertifying that a11 requirements fnr�he applica�ion of a Deferral Period continue to apply and continue�o��m�t. During a Deferral Period,th�annual Prin�ipal Residence certification must continue�o be cornpleted and provided ta the Lender by the Eligible N�n-Borrflwing Spouse. The Borrawer shall also notify Lender whene�er any of the events listed in Paxagraph 1��b}and�c�occur. (e}Notice to Secretary and Borrower. Lender shali notify the Secreta.r�and Borrow�r whenever the l�an bec�rnes due and payable under Paragraph 14[b�and�c}.Lender shall no�have the right to commence forec�osure until Borr�v�er has had thirty{3�}da_ys after notice to either: PaQe 5 of l3 HE�M Secand I�eed Of Tntst--��15