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��1 5��7�4 <br /> in the Loan Agreement and sha11 be secured by this 5ecurity Ins�rument. <br /> 5. Inspect�on.Lender ar i�s agen�may enter on,inspe�t�r make appraisals�f the Propert}�in a <br /> reasonable manner and at rea.sanable times proWided tha�Lender shall gi�e the Barrawer notice prinr to <br /> any inspec�ion ar appraisal specifying a�urpo�e far the inspectian or appra�sal whi�h must be related�o <br /> Lender's interest in the Praper�y. If the Praperty is�acant❑r ahandan�d or the loan is in default,Lender <br /> may take reas�nable action to protect and preser��such vacant or abandaned Property without notice to <br /> the Borrower. <br /> 7.Cvndemnation.The proceeds af any award or claim for damages,dire�t ar consequential,in <br /> cannection with any condemnatian or ather taking af any part af the Prflperry,�r for can�eyance in <br /> place of condemnation, shall be paid ta L�nder. The proceeds shall be applied first to the reduction of <br /> any indebtedness under the Secand Note and this 5ecurity Instrument,and thcn t�the rcduction of the <br /> indebtedness under th�First Nate and First Securi�y Instrument.Any excess pr�ceeds o��r an amount <br /> re�uired to pay a11 outstanding indebtedness under the Secand Note and this Security Instrument and the <br /> First Note and First S�curity Instrumen�sha�1 be paid to the entity legally entitled thereto. <br /> S.Fees.Lender rnay call�ct fees and charg�s authorized by the Secretary. <br /> 9.Non-Borrowing Spaus�. Borro�ver,NIA is married�a NIA("I�Ian-�orrowing Spouse"},who is not a <br /> Borrower under th�terrns of the"Second Note," "Loan Agreement" or this Seeurity Instrument. <br /> [a}Eligible I�an-Bnrrowin�Spouse-a�on-Borrawing Spouse identified by��ie Borrower <br /> who meets,and continues to meet,the�ualifying Attributes requirements estabiished by the <br /> Se�retary that the Nan-Borrowing Spouse rnust satisfy�in�rder to be eligible f�r the D�f�rra� <br /> Period. <br /> [b)�neligible Non-Barrowing Spvuse-A Non-Borrawing Spous�who does nat meet <br /> the�ualifying Attrihutes requirements estab�ished by the Secretat`y that the Non-Borrowing <br /> Spouse rnust satisfy in order t�be eligible fvr the I]eferral Period. <br /> 1�.�rounds for Ac�elerativn of Debt. <br /> �a]I�ue and Payable-Death. <br /> �i}E�cept as pro�id�d in Paragraph 1 Q�a��ii},Lender ma�require immediate payment in fu�l�f <br /> all sums secured by this Security Instrumen�if a Borrav�er dies and the Property is nat the <br /> Principal Residence af at least one survi�ing Borrower. <br /> �ii�Lender shall defer the due and payahle r�quirernent under Paragraph ���a�(i}abo�e for an� <br /> peri�d of time�"Deferral Period"�in which a I�Ion-B�rrowing Spouse identified in Paragraph� <br /> qualifies as an Eligible 1��n-Borrawin�Spfluse and certifies all❑f the fallowing conditions <br /> are,and contin u�to be,m et: <br /> a. Such E�igible Non-B�rrovWing Spous�remained the spouse of the identified Borro�ver <br /> for the duration of su�h Barrower's lif�time; <br /> b. Such Eli�ible I�on-Borrawing Spouse has occupied,and continues ta�ccupy,the <br /> Proper�y [hislher)Principal Residenc�; <br /> c. Such Eligible Non-Borrowing Spouse has established legal ownersh�p�r ath�r <br /> an�oin�le�al ri�ht ta remain in the proper#y securin�this l�ote; <br /> Page 4 nf i3 HEC M 5e�ond I7eed Df Trust--20�5 <br />