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��1 5���7� <br /> '��. Borrower Not Re[eased: Fa�hearance By L�nder Nat a �IVa�►rer. �x�ension of the�ime for payment or <br /> �madif�cat�an of amor�ization af�he sums secured by�his Securi��Ins�rum.ent granted by I..�nder�o Borrower <br /> ar any Succes�ar�n Int�rest af Barrov►rer shail no��perate to relea�e the liab�lit�o��3orr�wer or any <br /> Succes�o�s in�nteres�of Borro��rer. Len�er shall not be requ�r�d�o commence p�rflceedings against any <br /> Su�ces�ar i�a�n�erest of Borra��r or ta refuse t�extend tim�for payment ar other��se madif�amor���a��on <br /> of the sums secured by this Security�n��rumen�by reason af a�.y demand mad�by�h�orig�na�B�rrower ar <br /> an� 5uc�ess�rs�n�nterest of Bvrrower. Any forbearance by Lender in exercising any righ�or rem�d� <br /> including, vsr�thout�irni�ation, Lender's accep�ance af pa�m�nts fram third persons, entities or Succes�ors in <br /> Interest of Barrnwer or�n a�noun�s less than�he amount�hen due, shall no�be a waiver of or preclude th� <br /> �xercise of any right or remedy. <br /> '�3. Ja�nt and Ser►e�a� Lia�ility: Ca-signers; Successo�s and As�igns Baund. Bflrrower c�venants and <br /> agrees�hat B�rrower's a��igations and I�abi�i�y sha11 be join�and sev�ral, However, any Borrow�r who <br /> co-szgns this SeGurity�nstrument but does nat execut�the Note�a "co-s�gn�r"}: �a}is coWsign�ng�h�s <br /> Secur��� �nstrument anly�o mar�gage, gran�and convey th��o-signer's interest�n�he Fraper�y und�r th� <br /> term��f�hzs 5ecur����nstrument; �b}is no�persona�ly ab�igat�d to pa�the surns seeured by th�s Securi�y <br /> �nstrumen�; and�c) agr�e��hat Lender and a�ay o�her Barrow�r can a�r��to extend, mod�fy, forbear or rnake <br /> any accommadations with regard tn�he�erms of�his 5�curity�nstrument or the Note without�he co-signer's <br /> consent. <br /> Subject to�he pro�isions of Sect��n I8, any Succes�ar in Interest of Borrower who assumes Borrower's <br /> obligations un��r this Security Instrument in writing, �nd�s appro�ed t�y Lend�r, sha��obt�in all af <br /> Borrovver's rights and benefits under th�s Se�urity Instrumen�. Borrov�r�r shall nat be released from <br /> Borrovver's obl�ga�ions and��ab�Ii�y under this 5ecurity Instrurnent unless Lender agre�s to such release in <br /> writing. The covenants and agreements of�his Securzty �nstrurnent�ha��b�nd�except as pravided in S�ction <br /> Z�}and benef�t the successors and assigns of L,�nder. <br /> '[4. Loan Charges. Lender n�ay charge B�rrovver fees far services perfarmed in��nnection with Borrawer's <br /> defa�x��, far th�pur�os�of prateet�ng Lender's �nteres��n�he Pr�perty and rights under�his Secur��y <br /> Ins�rum�nt, �nc�ud�ng, bu�nn�limi�ed�:o, attor���ys' fees, property �nspec�ion and va�uat�on fees. In r�gard t� <br /> any�ther fees, �he absence nf expr�ss au�hori�y�n this Secur�ty �nstrument to charge a spec�f�c fe�ta <br /> Borraw�r shali not be con�tr�ed as a prohibi�ian�n the char�ing of such fe�. Lender may not charge fees <br /> ��ia�are expre�sly prohibited by th�s Security Instrument ar by Appli�abie Law. <br /> �f�he I.�an is sub�e���o a law which se�s max�mum loan charges, and that law is f�nally interpreted so�hat <br /> �he interest or ath�r�oan�harges coi�ected or to be ca�le�ted in connecti�n with the Loan�xceed the <br /> p�rmitted�imits, �hen; ta} any such�oan charg�sha11 be reduced�y the amount necessary�o reduce�h� <br /> charge to the permai.tted limit; and�b}any sums already c�Ilec�ed from Borrawer whzch exceeded pernut�ed <br /> �imits will be refunded to Barr�wer, Lender may cho�se�o make this refund by redu�ing�he principal owed <br /> under the Note or by rnak�ng a direct payme�t fio Borro�ver. If a refund reduc�s prin�ipal, the reduc�ion w�i� <br /> be trea�ed as a partial prepa�ment�v�thou�an�prepa�ment charge�whether or not a prepayment charg��s <br /> pro�xded far under the Note}. Borrower's acceptance af an�such refund rnade by direct pa�ment t� <br /> Bvrrower will c�nstitut�a waiver of any righ�of action Borrawer mki.ght have aris�ng out of�uch ov�rcharge. <br /> 7 5. Nvtices. A�1 nat�ces given by Barro�nrer ar Lender in connection with th�s Secur�ty�nstrument mu��be in <br /> writing. An�no�ice to B�rro�er�n c�nnection wit�this Security�nstrumen�shall be deemed�o have been <br /> gi�en to Barrower�vhen mai�ed b�r�irst ciass mai� �r vvhen a�tually de�iver�d to Borr�wer's noti�e address �f <br /> s�nt by other means. �Iatiee to an�ane Borrowcr shall cons��tute notic�t�al� Borrowers unless Appl�cab�e <br /> La�expressiy require�other�v��se. The no��ce address sha�i be the Proper�y Address unless Barrower has <br /> NEBRASKA-Single Family-Fannie Mael�reddie Mac UNI�QftM INSTRUM�NT Fvrm 3C328'flql <br /> VMP[� VMPB�NE){13421 <br /> Walters Kluwer Financiaf Ser�i��s Pag�7 1 �f�7 <br />