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'200100872 2. Neither Wells Fargo nor Creditor /Beneficiary: (I) makes any representation or warranty concerning the Property or any other property of the Borrower /Debtor or the validity, perfection or (except as to the subordination accomplished hereby) priority of any lien thereon or security interest therein, or (ii) shall have any duty to preserve, protect, care for, insure, take possession of, collect, dispose of or otherwise realize upon the Property or any other property of the Borrower /Debtor. 3. This Agreement is made under the laws of the State of Nebraska. It cannot be waived or changed, except by a writing signed by the parties to be bound thereby. This Agreement is made between Wells Fargo and Creditor /Beneficiary. Neither the Borrower /Debtor nor any other person (except Creditor /Beneficiary and Wells Fargo, and their successors and assigns) shall be entitled to rely on, have the benefit of, or enforce this Agreement. IN WITNESS WHEREOF, this Agreement may be signed in several identical counterparts which shall constitute one and the same Agreement and shall be effective on the day and year first above stated. Grand Island Area Housing Corporation ( "Creditor /Be iciary") By: Its: STATE OF NEBRASKA COUNTY OF HALL WELLS FARGO HOME MORTGAGE, INC. C Its: On this 11 thday of January , 2001, before me, a notary in and for said county, personally came Earl D. Ahlschwedgthe Trustee for Grand Island Area Housing Corporation, a Nebraska Corporation, known to me to be the identical person(s) who signed the foregoing Subordination Agreement and acknowledged the execution thereof to be his /her /their voluntary act and deed, and the voluntary act and deed of said Grand Island Area Housing Corporation. WITNESS, my hand and seal on this day and year last abov written, GENERAL NOTARY-State of Nebraska LORI J. DYMEK Nota ry Publi My Comm. Exp. June 19, 2001 lAn- My commission expires: &- r y a�