��1 5�6� 5�
<br /> DEED �F T1�lJ�T"
<br /> ����7t[I7 u�d� Page C
<br /> subordination or other agreemenf affecting this Deed vf Trust�r the inte�-es�of Len�i�r under this Deed of Trus�,
<br /> Trustee. Trustee shalf rneet af! qual�fications requEr�d f�r Trustee under appiicabfe law. �n addi�ion �o the righ�s
<br /> and remedies set farth ab��e, w��h respect to ail ar any pa�t af the Praperty, #he Truste�shal� have the r�gh�to
<br /> foreclvse by natice and sa[e, artd Lender wiil have the righ�to fore�lose by Judicia[ foreclosure, in either case in
<br /> accardance with and�o the ful�extent pro�ided by applirable�aw.
<br /> 5uccessor Trus#ee. Lender, a�Lender's apfian, rnay from'�ime fo time appoint a successflr Trustee fo any Trustee
<br /> appain�ed unde�-this Deed of Trus# by an instrum�n�executed and acknawledged by Lender and recorded in the
<br /> office af the recorder of Hail Counfy, State vf N�braska. The instrurnent shall cvnfiain, in addi�i�n tv a�l ather �
<br /> matters required by sfate law, �he nam�s v� �he ❑rigina[ Lender, Trusfee, and Trustor, the book and page �ar
<br /> computer system reference} where this Deed ❑f Trust �s recarded, and �he narne and address of th� success�r
<br /> �rusfee,and the insfrument shal�be execu�ed and acknowledged by aIl the beneficiaries under�his❑eed af Trust or
<br /> their successars in interes�. The suGcessar�rus�ee, withouf can�eyance of�he Property, shall succeed ta ali the
<br /> title, power,and duti�s conferred upon the Trus�ee in fhis❑eed of Trust and by applicable iaw. This pracedure far
<br /> subs�i�ution vf Trus#ee shall g��ern�❑the exGiusion of al�ather provisions tor subs�i�utian.
<br /> h[�T1�ES. Any notice required to be gi�en under this De�d of T�ust, including without[imifation any noti�e vf default
<br /> and any notice of sale sha�l be g��en in wrifing, and shall be effecti�e when actua[ly de�i�ered,when acfua�fy�-ecei�ed
<br /> by telefacsimile�uniess otherwise required by[aw},when deposited with a na�ianalEy reoognized o�ernight courier,ar, if
<br /> mai[ed,when depos�fed in the United States mail,as first c1a��,certiffed or registered mail postage prepaid,direGfed to
<br /> �he addresses shvwn nea�-the beginning vf this Deed af Trust. All copies of notic�s of foreGlasure from�he holder of
<br /> any lien which has priarity a�er this Deed of Trust shall be sent�v Lender's address, as shown n�ar�he beginning afi
<br /> fihis Deed of Trust. Any person may change his vr h�r address�Qr notices under this Deed of Trust by gi�ing formal
<br /> w��tten noti�e �a the other person ar p�rsons, spe�ifying that �h� purpase �f the natice �s tv change the person's
<br /> address. For no#ice purpvses, Trust�r agrees to ksep Lender informed at alf f�mes of Trustor's curren�address. Un�ess
<br /> �therwise pro�ided or required by�aw, if fhere is more#han one Trustar, any not�ce gi�en by Lend�r to any Trustor is
<br /> deemed to be notice gi�en ta al1 Trust�rs. �t wil[ be Trustor's responsibility to'�ell the athers o�the no�ice frvm Lender,
<br /> I�[SCELLANE�US PR�VIS��NS. The fol�owing misce[laneous prov�sians are a part❑f this❑eed af Trust:
<br /> Amendm�n�s. Vllha� is written in this Deed af Trust and in the Related []ocuments is Trustor's entire agreement
<br /> �rvifh Lender cvncerning fhe matters co�ered by this ❑eed of Trust. To be ef�ecfiue, any change❑r amendmen�'�o
<br /> this Deed of Trust musf be in w�i#ing and must be sign�d by r+vhve�er w�[� be bound vr obliga�ed by the change ar
<br /> amendmen�. �
<br /> Caption Headings. �apfiivn headings �n �his Deed af Trus� are for con�eni�nce purposes ❑nly and are no� t� be
<br /> used�o interpre#or define the pra�is�ons a�this❑eed of Trust.
<br /> Merger. There shall be no merger of the interest or estate created by this Deed of Trust with any❑ther interest❑r
<br /> estate in the Prap�rty at any�ime held by❑r far the benefrt�f Lender in any capacify,w[thout#he written consent
<br /> of Lender.
<br /> Go�e�ing Law. This Deed af Trusf will be go�erned by federal I�w app�icahle t4 Lender and, to the ext�nt not
<br /> pr�empted by federal law,the I�ws of the Sfa�e of Nebraska w�thout regard to its canflic�s�f law pro�is�ons. This
<br /> Deed vf Trusfi has heen accepted by Lender in the State o�NQbraska.
<br /> Jaint and Se►reral Liability. All ab�iga�ions of Trus#or under this �e�d af Trus�sha[! he jaint and se�eral, and all
<br /> refer�nres ta Trustor shall mean each and e��ry Trustor. This means tha't each Trust�r s�gning be[ow is
<br /> respons�bfe far all abligations in this Dee�vf Trust.
<br /> No 1Nai�er by Lender. Trus�or understands Lender w�[I not give up any af Lender's rights und�r this Deed vf Trust
<br /> unless Lender daes so �n writing. The fac� �hat L�nder delays or amits fv exercise any right wi�[ n�t mean tha�
<br /> L�nder has gi��n up tha� right. [f Lender does agree in writing tv give up one o�Lender's �-ights, fha�daes no�
<br /> mean Trustor wi�l nvt ha�e ta r.�mply wi�h the v#her�arovisions of fhis Deed o�Trust. Trusfor also �nderstands
<br /> that if Lender does consent to a reques�, �hat dae� nat mean�hat Trust4r will nvt haWe to get Lender's cansent
<br /> again if the situation happens again. Trustor furth�r un�erstands tha�just hecause Lender consents�❑one or more
<br /> � af Trusto r's req uests,th at dves n v� mean Lender w i i I be requ ired to ��nsent to any a�Tru star's futu re r�q uests.
<br /> Trustor wai�es presentment,demand fvr payment, pro�est,and notic�af dishanor.
<br /> Severabili�y. lf a court finds�hat any pra�ision of this Deed o�Trust�s nvt va[id or shoufd not be enforced, that
<br /> fact by i�self wi![ not rt�ean�ha�the rest af this �eed vf Trusfi will no�be�a��d❑r enforced. There�ore,a�ou�will
<br /> enfarce the rest ot�he pro�isivns of this Q�ed of Trust e�en if a pro�ision o�this Deed af Trus�may be found to be '
<br /> i n�al�d ar unenforceab�e.
<br /> Successors and Assigns. Subje��to any limi�ations sta#ed in th�s C�eed of Trust on transfer o�Trustar's interes�,
<br /> #his Deed of Trust sha[I be binding upan and inure t❑ the benef�t�f the parties, their success�rs and assigns. �f
<br /> ownership of�he Property becomes�esfed in a persvn afher than Trustor, Lender,withvu�no#iGe tv Trustor, rnay
<br /> deal with Trustor's successars wi�h referenc�to�his Deed of Trust and�he I,ndebfedness by uvay of forbearance or
<br /> ex�ension wi�hou�releasing Trustor from the obligations of this Deed of Trus�ar[iahility under the lndeb�edness.
<br /> Time is of the Essence. Tim�is�f the essence in the performance�f this Deed�f Trus�.
<br /> Wa�►►e Jury. AI! partkes to this Deed of Trus� hereby wai�e the right to a�y jury tr�al in any action, proce�ding, or
<br /> count�rclairn brought hy any party against any vther party.
<br /> ►Naiv�r of Hameste�d Exemp�ion. Trust�r hereby re[eases and waives all righ�s and hene�its of the homestead
<br /> exemption laws❑f�he Sfa�e of Nebraska as#❑all lndeb�edness secured by this❑eed of Trust.
<br /> DEFINITl�NS. The�ollawing words shall haWe�he�ol[owing meanings when used in th�s ❑e�d of Trust:
<br /> Benef�ciary. Ths word "BenefEciary"means First[Vational Bank��amaha, and i�s successars and assigns.
<br /> Sorrawer. The word "Bvrraw�r" means Denae A Ma�ankowski and Rebec�a A Cummins and includes ali
<br /> co-signers and co-makers signing the Gredit Agreement and all their successars and assigns.
<br /> Credit A►��eement. The wards "Gredi# Agreement" mean ths credit agreement dated 5eptember�, ���5, With
<br /> �red�t I�rnit of$'I 0,0��.0�fram Trustor to Lend�r,tvgefher with al[r�newa�s of, extensivns nf, rnadifica�ions
<br /> vf, r�financings of, cvnsolidations of,and substitutions for fhe pramissory nv�e or agreernent. The maturity da�e vf
<br /> this �eed of Trusf is Sept�mber �, 2045. N�T°ICE TQ �RLIST�R; THE CRE��T AGREEMENT C�1VTA1lVS A
<br /> VAR[�BLE 1N�EREST RATE.
<br /> �Deed of Trust. The wo�-ds "Deed af Trust" mean this Deed of Trust among Trustar, Lender, and Trustee, and
<br /> in��udes without �imitation all assignment and security inferes# pro��sions reiafing to fhe Personal Prop�r#y and
<br /> Rents. .
<br /> Environmental Laws. The wa�ds "Envirvnmental Laws" mean any and a�[ state, f�dera! and Iaca1 statutes,
<br /> r��uiatians and vrdinanc�s refating ta the protection ❑f human heafth ❑r the enWiranment, includ�ng without
<br /> limitation the Comprehensi�e En�ironmenfia[ Response, Cvmpensa�ion, and Liability Act vf '�98�, as amended, 42
<br /> � U.S.C. Sectian 950'1, et seq. �"CERCLA"}, �he Superfund Am�ndments and R�au�horizat�vn Act of 198�, Pub. L.
<br /> No. 99-499 �"SARA"},the Hazardaus Materials Transpor�afion Act,49 U.S.G.Sec�tion �8��,et seq.,the Resvurce
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