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��1 5�6��4 Sorrower.Lender shall nat be req�xred ta commen�e proc.eedings agains�any Success�r�In�erest of Borro�er or�o refuse to extend time for pa�m.en��r oth�r�v��e�rn.odif�r amar�zati.on of the surias se�ured by th�s Security�n��run.�.en�by rea.son of any demand mad�b��the originai Barro�er or any Sue�es�ors in Int�rest of]Borrou�er An�forbearance by Lendex in e�ere�sing any right or remedy including,tiv�.�hou��imxtatian,Lender's acGeptance�f payments from third persons,entit�es or Suecessor�ua:�n�erest of Bflrrower or�n an�aunts less t}�an the amount then due,sha��no�be a waiver af o�prec�ude�he e�ercrse of any right�r rernedy. 13.Jpint amd�evera�Liability;Cv-s�.gnersa S�xccessars andAssigm��ound.Bonrower covenants and agrees that Borrawer's obliga�ions and I�.ab�lity shall�e joint �nd severaT. Hav�rever, ariy Borr�wer who co�s�.gns this 5eeurity Zns�ru�nent but does not ex��ute the�o�e�a"co-signer"�: (a�is co-si��ng#his Secur�ty rnstrument onl�to m�rtgag�. gran�and convey tlae��-signer's in�erest��h�Property unc�er�he terms of t�i�.s Se�urity�nstr�iment;�b}is not persanally �blxg�.�ed to pay the sums secured by this Secur�ty�nsti�-umen�;and�c�agre�s�hat Lender and any other Barrawer can _ agre�to exfiend,madify,forbear or make any a�camrnoda�Yan�with regard to�he terms ofthis Security rnstrument or the No�e withou�the co-signer's cons�nt. Subje��to�he pravisions af Se��ion�S,a.ny Successor i:n�nter�st af�Borrower wha assuxries Borrov�er's abligat�ons under thxs Secu�zty Znstrument ir�wri�ing,and is approved b�Lender,sha�I obta�n all of Borrawer's r�ght�and ben�fits uxa.der this Security�nstrun�.ent. Borrower shall n.ot b�released fram Borrawer's abliga��ans and Iiability und�r�his Security rns�ru�nen�un.less Lender agr�es to such releas��n writing.The covenants and agr�emen�s of�his Security �nstrument shall bind�excep�as pravided in Sec�ion�D}and benefit�he suecess�rs and as�igns of Lend�r 14.Laan�lb.arges.Lender rnay charge Borrovver fees for se�v�.ces performed in connec�ion with Borrower'�default, far the purpase ol pro�e�ting Lender's interest in the Property and righ�s under�his Security Instarument,�nc�uding,but not Iimited to,attorneys'f�es,properl;y inspe�tion and va.�uati�n fees.�n regard�o any a�h�r fees,the absence of expr�ss auth.ori�y�.n th�s Se�urity Ins�rument��charge a spe�ifii�fee to Borrawer sha11 not be�ons�.rued as a prohib��ion on�he charging of such fee. Lender may no� charge fees that are expressl�prah�bited by this Security Instrum�nt or by Applicable Law. If�he Laan�s sub�ect to a la�vv v�ihich sets xna�irimum Ioan charge�, and that lativ is finally interpreted so tha�:�ie int�xes�or�ther loan charges col�ec�ed or�o b�co��ected in conne��ion�rith the Loan exceed the perm�tted I�rni.ts,then: �a}any such loan charge�hal.I be reduced b�the amou�t necessary to reduee the�harge t�the perm�tted 1�mi�;and(b)any swms already collected fram Barrawer which e�ceeded perm�tted�xmits�vil�be refiunded to Sorrower. Lender may chaose�o make�his refund by reducing�h.e pr�ncipal owed under the N-ote or by making a di:rect payrnent ta�arrower.if a ref-und reduces pri.ncipa�,�he reduc�.on will be treated as a partia�.prepaymexi�without any prepaymen�charge��rhe�her ar not a prepaym.en�charge is provxded far a�xa.der�.ie l�ofe}.Bor-�rower's acceptance of any su�h refund made by dxrect payment to Boxrower vvil.I consti.tu�e a v�ai.ver of any rig�it af action Barrovver rnigk�t have ar�sing au�of such ov�reharge. 15.l�Totices.A��nafi.ces given by Boz�rovYer ar Lender in canneetion with��us Security�ristrumen�must be in�vriting. Any notice t�B�r�ro�ver in c�nnec��on with�s Security Instirum.ent shall b�d�emed to have been given to Barro��r when mailed by first class rnail ar wh�n actually d�livered ta Barrower's notice addre�s�f sen�by oth:ex me�nns.Nntice to any�ne Borira�r�r shall consti�u�e notiee ta a1I Barraw�rs un�ess Applicable L�.vv��pressly require�oth�rwise.The notice addres s shall b e the Prap erty Ad�dx�ess unles s B arro-�rv er has designated a sub s�i�.ite no�tice addres s by natice�o Lender. Borrower shall promptly no�ify Lender of�orro�nrer's change of address.If Lender specif es a pra�edure for reporting Borrawer's change of address,then Borravver shall anl�r report a change of add�ress thrvugh tha�spectfi�d procedure. There may b e anly one designa�ed no�i�e addres s Under th�s S ecurity Instrument at a�y ane t�me.Any not�ce ta Lender shal.�be giv�n by deli.vering�t or by mai.�xng it by f�rst class mai�to Lender's addres�stated here�n unless Lender has des�gnated anat�ier address by notiee�o Eorrower.Any not�ce in connec�ion�i.�h�his 5ecurxty Instrument shal.]not�e deemed to have been given to Lender unti�actua.�ly received�y Lender.If any natice required b�r this 5ecurity�istrument �a al�o r�quired urider Appl�icable La�v,�ie App�icable La�r requirem�n�will sat�sfy th�corresp�nd�ng requirement under thi�S�cur�ty rnstrurrient. 16.Govexrni�g Law;Severabili�;Rules�f C�nstru��ian.Th�.s Security Ins�rument�hall be go�erned by£ed�ral �aw and the].av�r of th.e�urisdac�ion�n whieh the Property�s�ocat�d.AI1�-�gh�s and al�lYgations can�ained in this Security NEBRAS�C�4-Singl�Famil�r-Fannie�aelFreddi�Mac UNlfO�RM INSTRUl�ENT Form 3fl28 1 � Page 9 0�13 io�,�n�. 6arrow��s�Ini�ials �