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2� 1 5�� 1 21 <br /> ,. <br /> � <br /> Borrower shall pramp�ly discharge any lien whi�h has priority over�hi� Security Ins�rument unles�Barr�w�r: <br /> �a)agre�s in writing to�he paymen�of the abliga�ion secured by the�ien in a manner acceptab�e t�Lender,but anly s� � <br /> Iong as Borravve�r is performing such agreement;�b}cont�sts the Iien in good faith by,or de�'�nds agains�enfarc�ment of <br /> th�lien in, �ega1 p�r�ceedings vsrhich in Lender"s opini�n operate to prev�n�the enforcement of�he lien urhile those � <br /> pr��eedings are pending,hut�niy unti�such pro�eedings are conc�uded;or�c}secures from�he ho�der of�he l�en an <br /> a�reement satisfactoz�to Lender subordin�.�ing�he lien ta this Security�ns�rumen�.�f L�nder determines�hat any par�4f <br /> fhe Property�s subject to a Xien wh�ch can a�ain priori�ty a�er this Secur�ty�nstrument,L�nder may give Borrower a <br /> noti�e identifying the�ien,W�thin 1�days�f the dat�on which that no�i�e is giv�n,Barrawer shall satisfy�he lien or take <br /> one or m4re af�he actians set farth aboW�in�hzs Secti�n 4. <br /> Lender may require Borrawer to pay a one-time chaxge for a real esta�e tax�er�fication andl�r repar�ing service <br /> used by Lender in connec�i�n vvith th�s Laan. <br /> 5.Pr�perty Insurance.Borrower sha�l ke�p the impra�em�nts now e�isting or hereafter erec�ed on the Praperty <br /> insured against t�ss by fre,ha.�ards included vvithin the term"extended ca�e�age,"and any o�her hazaxds including,bu� <br /> not iimi�ed to,ear�hquakes and flo�ds,for vvhich Lender requi�es insurance.This insurance shall be ma�n�ained in the <br /> amaun�s�including deduc�ible�e�e�s�and for the period�that Lender requires.VL�hat Lender�-equir�s pursuant t�the <br /> precedinb sentences can change during the�e�m of the L�an.The insura.nce carrier pr4viding the insuran��shall�e <br /> cho�en b� Borrawer sub,ject t�Lender's right t�disappro�e B�rrower's choice, whi�h right sha.�i n��be �xercised <br /> unr�asonably.Lender may requir�Bo�rou�er to pa�,in�onne�tion with�h�s Loan,either:�a�a one-time charge far flood <br /> zone determinati�n, cer��f ca�ion and�racking services; �r �b}a ane���me char�� far flood zQne determination and � <br /> certiftcatian s�rvice�and subsequen�Charg�s ea�h�ime remappings or sim�lar changes occur which��a.sonabiy migh� <br /> affec�such determinat�on❑r�er�ifica�i�n.Barrawer shall alsa be respansible for the payment af any fees imposed by�e �� <br /> � <br /> Fe era Emerg�ncy Management�.gency in connectiion�ith fhe review af any flood zane de�erminatiQn re�ulting from <br /> an obj ection b�B orrawer, <br /> If Bo�rr�w�r fa.�Is tQ main�ain any of the���erages de�cribed abo�e,Lender may �b�a�n insura.nce ca��rage, at � <br /> Lender's�p���n and Borrow�r's expense.Lender is und�r no obl�ga�ion to purchase a.ny particular type or arnount of <br /> coverage.The�efare,such co�erage shail cover Lender,bu�t might or migh�not�rotec�B�xrower,Barrovver's equity�n <br /> the Propert}r,or the contents af�he Proper�y, against any risk,hazard or liabi�ity and might provide greater or Iesser <br /> covera.ge than�was previousiy in ef�'ect.B�rr��v�r acicnow�edg�s tha�the cost of�he insurance co�erage so�btained might <br /> significantly e�ceed the cast of i�xsurance tha�Borrow�r�auld have ob�azned.Any amounts disbursed by Lender under <br /> this Secti�n 5 shall become addi�ional debt of Borrawer se�ured by this Securi�y�ns�rument.These amoun�s shall bear ; <br /> interest at the No�e ra�e fr�m�he da�e�f disbursement and sha11 be payab�e,with such interest,upnn natice from Lender � <br /> �o Barrov►rer rec�ues��ng payment. <br /> Ail insurance palicies required by Lender and r�newais �f such po�icies shall be subject�o Lender's righ��o <br /> disapprave such policies,shali�nclude a s�andard mor�gage clause,and shall name Lend�r as znor�gagee andlor as an <br /> addit�anal Ioss payee. Lender sha�l have the righ�to ha�d the palicies and renewal cer�ificates. If Lender re�u�res, <br /> B orrawe�r shail pramptly g��e to Lender all r�ceipts of paid p�emiums and renewal notices.If B�rrower abtains any form � <br /> of insurance coverage,no�o�he�ise required by Lender,for damage to,or destru��ian of,the Praperfiy,such poizcy sha11 <br /> include a standard mortgage�lause and shall name Lender as mor�gag�e andlor as an additional�oss paye�, <br /> In the event�f loss,Barrov�rer shall giv�parompt notice to the insurance�arrier and L�nder.Lende�may make proaf <br /> of 1�ss if not�nade pramptly by Borrov�rer. Unless Lender an�i Borrower a�herwise agree in wr���ng, any insuran�e <br /> prace�ds,whether or not�he under��ing insuran�e was requir�d by Lend�r,shall be applied t�restoration or repair of the <br /> Proper�y,if the resto�at�on flr�repair is ecariomically feasible and Lend�r"s security is not lessen�d.Du.r�ng�uch repair and <br /> res�aration p�riad,Lender shall have�he right#o h��d su�h insuran�e proceeds un�i�Lende�-has ha.d an opp�rtunit��o <br /> inspect such Paroperty to ensure�he vvark has been completec�to Lende�r's satisfaction,pro�ided-�hat such inspection shall <br /> be under�aifen�romptly.Lent�er may dis�urse prqce�ds f�r�he repairs and xestoration in a s�ngle payment or in a series of <br /> p�rog�ess paym�nts as the w�rl�is completed.Unless an a�reemen��s made in�riting or App�icahle La�requ�res interest <br /> �a be paid on such insurance praceeds,Lender shail n�t be required to pay B�rrower an�interest or eaxnings vn�uch <br /> praceeds.Fees for publi�adjuste�s,oar ather th�rd parties,r��ained by Barr�wer shall not be pa�d ou�of�lae insurance <br /> proceeds and shaii be�h�s�Ie o�ligation of Borrower.�f the rest�ra�ion or repair is not ec�nomically feasxb�e or Lender's <br /> � <br /> NEgRASKA-5ingle Fam��y-Fannie N1aelFreddie Mac UN�FOR�I iNSTRUNIENT Far 3D�8 7t07 <br /> Page 5 af�3 � <br /> ias,�n�. Borrower�s}lnitials- <br /> � <br /> � <br />