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��15�585� <br /> serv�ces and subsequent charges each time remappings ar similar�hanges occur wh�ch reas�nab�y might <br /> affect such determinatian or certification.Borrower sha�l also be responsible for the payment of any fees <br /> impased by the Federal Emergency Management Agency in cor�nec�ion with the re�iew of any flood zone <br /> determination resulting fram an objection by Borrower, <br /> If Borrower fails ta mainta.in any�f the co�erages described abave,Lender may�btain insurance coverage, <br /> at Lender's option and Barrower's expens�. Lender is un�er no obiigat�an ta purchase any particular type ar <br /> amaunt�f coverage.Therefvre,such coverage shall cvver Lender,but might or might nat prote�t Borrower, <br /> Bona�ver's equity in the Froperty,ar the cantent�af the Property,against an�risk,hazard or l�a�ility and <br /> might provide gr�ater or lesser coverag��han�ra5 prev�ously in effect.Barrat�er acknow�edges that the cost <br /> of the insurance coverage�o obtained might significantly exceed the cast of insurance tha.t Barrawer could <br /> have ohtained.Any amounts disbursed by Lender under th�s Section 5 shall become additianal deb�of <br /> Barrower secured by this Security Instrument.These am�unts shatl bear in�erest at the Note rate from the <br /> date of disbursement and shall be payable,tiv�th such interest,upan notice fram Leader to Borro�ver <br /> requesting payment. <br /> Aii in�uranc�policies r�quired by L�nd�r and r�n�wals of such polici�s sha11 be st�b�ect�o Lender's right to <br /> disapprflWe such po�icies,shall in��u�le a st�antiard rnortgage�lause,and shall name Lender as martgagee <br /> aadlor as an additional lass pa�ee. Lender sha11 have the right to hold th�policies and renewal certif�cates. <br /> �f Lender requir�s,Bono�er shal�promptly gi��to L�n�er a�i receipts of paid prem�ums and rene�v'a1 <br /> natices.�f B�rrower obtains any form of insurance coverage,not atherwise re�uired by L�ader,fQr damage <br /> to,or destruc�ion of,the Property,such po��cy�hal1 include a s�a.ndard martgage clause and sha11 name <br /> L�ndcr as mortgagee an�or as an additional l�ss payee. <br /> In the event of toss,Borrower shall g�ve pr�mpt notice to the insurance carrier and Lender. Lender rnay <br /> make proof of loss if not made promptly by F3orrawer.Unl�ss Lender and�orrower otherwise a�ree in <br /> writ�ng,any insurance pr��eeds,wh�ther or not the underlying insurance�vas required�y L�n�i�r,shall be <br /> applied to restoration ar repair of the Property,if the restoration or repair is economically feasible and <br /> Lender's se�urity is not lessened.During such repair and restoration period,Lender sha11 have the right to <br /> hoid such�nsurance proceeds until Lender has had an opportunity ta insp�ct such Property to ensure�he <br /> work has been corn�leted to Lend�r's satis�action,pravided that such inspection shal�be undertak�n <br /> promptly.Lender may disburse proceeds for the repairs and rest�ration in a single payment ar in a series of <br /> progr�ss pa�rnents as the work i�completed.Un�ess an agreement is made in writing or Applicab�e Law <br /> requir�s inter�st to be pazd on such insurance proce�ds,Len�ier shal�not be re�uir�d to pay Borrow�r any <br /> iaterest ar eara�ngs an such proceeds.Fees for public adjusters,or other thud parties,reta�ned by Borrawer <br /> shal�not be paid out of��e insurance proceeds and shall be the sale obligatian of Barrower.If the res�oration <br /> or repair is not economically feasible or Lender's secur�ty wauld b�lessened,the insurance pr�ceeds shall be <br /> applied ta th�sums secured by this Security Instrurnent,whether or not then du�,�ith the exces�,if aay, <br /> paid to Barrower.�uch insura.nce proceeds shall be app�ied i❑the order provided for in Section 2. <br /> If Borrower abandons th�Fropert�,Leader may fi�e,�e�atiate and settle any ava��able insuranc�c�aim and <br /> related matt�rs. �f Borrawer doe�not respond within 3a days to a notic�from Lender that th��nsurance <br /> carrier has offered to settle a claim,then Lender rnay ne�otiate and settle the claim.The 34-day period will <br /> l�egin�vhen the notice is gi�en.In either event,ar�f Lender acquires the Praperty under Section 22 or <br /> otherwise,Bot�row�r hereby assigns to Lender�a}Borrower's rights to any insurance proceeds in an am�unt <br /> not to exceed the amounts un�aid under th�Nate or this Securi�r Instrument,and�b�any other of <br /> Barrawer's rights(other tha.n the right to any refund of unearned premiums paid by Bonower}under a�l <br /> �nsurance palicies covering the Property,ins�far as such rights are appli�able to the co�erage�f the <br /> Proper�y.L�nder rnay usc th�insurance pr4ceeds eith�r to repai�or restore the Pr�per�y or�o pay amounts <br /> unpaid un�er th�I�Iote or this Security Instz-ument,whether or not then due. <br /> NEBRASKA�i�gle Famify-Fannie MaelFr�ddie Ma�UNIFaRM INSTRL1h11ENT WITN MERS �orm 3�28�10� <br /> VMP� VMPfiR(NE}[93U2}.fl4 <br /> Wolters Kluwer FinanGial Services Page 7 of 17 <br /> q�3343349Q84 0233 377 Q717 <br />