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��15�585�
<br /> The Funds shall be held in an institution��vhose deposits are in�ur�d by a federal agency,instrumentality,or
<br /> ent�ty�in�luding Lender,if Len�er is an institution�rhase depos�ts a�re so insur�d)or in any Federal Hame
<br /> Laan Bank.Lend�r sha11 apply the Funds to pay the Es�rov�Items no later than the time specified under
<br /> RE SPA.L�n�er sha�l not charge Borrower f�r h�lding and applying the Funds,annually analy2ing th�
<br /> cscro�v account,or verifying the�scravv Items,unless Lender pays Borr�wer interest�n the Funds and
<br /> Applicable Law permits Lender ta make such a charge.Unless an agreernent is made in�rriting or
<br /> App�icabie Law requires interest to be paid on�he Funds,L�ender shall nat be requir�d to pay B�rrowcr any
<br /> interest ar earning�on the Funds. Barro�ver and Lend�r can agree in�vrit�ng,however,that interest shall be
<br /> paid on the Funds. Lend�r shall gi�e to Borrower,without charge,an annual acc�unting of the Funds as
<br /> required by RESPA.
<br /> If there is a surplus of Funds hetd in escrow,as defined under RESPA,Lender shail acc�unt to F3orrower for
<br /> the excess funds in accordance r�ith RESPA,'If there is a�hortage of�und�held in escrow,as defiaed under
<br /> RESPA,Lend�r shat�notify BQrra��r as reauired by RESPA,�.nd Borrower shall pay ta Lender th�amount
<br /> n�ccssa.ry to make up the sh�rtage in accardancc with RESPA,but in no rn�rc than��monthl�payments.�f
<br /> there is a deficien�y of Funds held�n escro�,as def�ned under RT�SPA,Lender sha�l not�fy Barrower as
<br /> required by RESPA,and Barro�ver shall pay to Lender the amount necessary to 3ma.ke up the d�f ciency i�n
<br /> accordance with RESPA,but in na more than 1�monthl�r pa�rnents,
<br /> Upon payment in fu�l of all sums secured by thi�Security Instrument,Len��r shall prompt�y refund to
<br /> Barrower an�r Tuads held by Lender.
<br /> 4, �harges;Liens.Barrvwer shall pay a11 taxes,assessments,charges, fines, and impositions attributa.ble to
<br /> th�Froperty which�an attain prior�ty aver this S�curity Instrument,leasehotd payments or ground rents on
<br /> the Pr�perty,if any,an��ornmunity Assaciation Du�s,Fees,and Asse�sments,if any.To the ex�eat that
<br /> these items are Escrow�tems,Borrower sha11 pay them in the manner pra�ide�i in Secti�n 3.
<br /> Borrower shall promptl�dischar�e any lien which has priarity over this Security�nstrurnent unless
<br /> Borrower:(a)agrees in writing to the payment of the obligation secu�red by th�lien in a rnanner aGceptable
<br /> to Lender,but only so�png as Barrower is perfarming such agreem�nt;�b)cont�sts th�lien in gaod faith b�,
<br /> ar defends against enforcement of the lien in,le�al proceedings which in Lender's opinion operate to pre�e�tt
<br /> the eaforcem�nt of the 1'ren�hi��those proceedings are pendrng,but oaly until�uch�proceedings are
<br /> con�luded;Qr�c)seeu�es from the holder�f the lien an agreement satisfactory to Lender subordinating tb.e
<br /> lien to this Securit��nstrument.If Lender determines that any part af the Property is subject to a lien whi�h
<br /> can attain priQrity oWer this SeGurity In�trument,Lender may give Borro�rer a noti�e id�ntify�n�the li�n.
<br /> �ithin 1�days of the date an which that�oti�e is gi�en,F3orr�w�r sha11 satisfy the lien or tak�on�ar mare
<br /> af th�actions set forth abo�e in this Section 4,
<br /> �.eader may reauire Borrower ta pay a one-time charge for a rea�estate taa��erificatian andlar rep�rting
<br /> serv�ce used by Lender in�annection with this Loan.
<br /> 5. Pr�pertylnsurance.Borrower shall keep the irnprv�rements n��r exist�ng or h�reafter ere�ted on��e
<br /> Property insured agains�loss by fire,hazar�s�ncluded with�n the terrn"extended coverage,"and an�ather
<br /> ha2ards including,but nat lirnited to,earthquakes and floods,for which Lender requires insurance.This
<br /> �nsurance sha�i h�ma�ntained in the amounts(incluciing d�ductible lev��s�a�.d for the periods that Len.de�r
<br /> requires.�Vhat Lender re�uires pursuant t4 the preGediag s�nt�nc�s caa change during the term of th�Loan.
<br /> The insurance carrier providing�ie insurance shall be chosen by Borrawer subject to Lender's right to
<br /> disagpcave Borro�ver's choice,which right shall not be exercised u�easo�xably.Lender n�a�y requ�.re
<br /> Borro�v�r ta pay, in conn�ction with this Loan,�ither:(a)a one-tirne charge for flo��l zone determinati�n,
<br /> ��rtification and tracki�g services;ar(b}a ane-tim�charge for fload�one determination and c�rti�catian
<br /> NE9RASKAtiSingle Family-Fannie MaelFr�ddie Mac UNIFORM INSTRUMEtVT WITH MERS F�mn 3Q28 1f01
<br /> VMF'� VMP6A(NE)(13a2}.QO
<br /> W�Iters Kluwer Finar�cial Services Page B oi 17
<br /> q�3343349484 0�33 377 Q617
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